🌎 Citrini Research just dropped a provocative thesis: ⚠ We’re heading toward a “2028 Global Intelligence Crisis.” ⚠ ➡ The core idea? AI is making intelligence abundant — and the global economy isn’t built for that. Here’s the breakdown 👇 1/🧠 AI agents are removing friction everywhere. *By 2026–27: • Autonomous AI handles shopping, taxes, insurance, legal work • Commerce shifts to automated optimization • Industries built on complexity & information asymmetry collapse 2/💼 White-collar displacement accelerates. AI replaces knowledge work → Displaced professionals move down the wage ladder → Labor supply rises → Wages compress across sectors. *This spreads beyond tech. 3/🏢 SaaS & private credit are exposed. Many leveraged software deals assumed perpetual growth. But AI reduces demand for service-heavy SaaS. *Results: • Downgrades • Defaults • Risk repricing 4/🏠 Households weaken quietly. Prime borrowers still pay mortgages… But they’re tapping savings & credit. Income compression → Spending slows → Debt-to-income rises. 5/ 🔁 A negative loop forms: AI → layoffs → lower income → weaker demand → more automation → repeat. At the same time: Income stress → tighter credit → weaker wealth effect → slower economy. 6/ 🏛 Governments face structural strain. Tax systems rely on labor income. AI shifts income toward capital & compute. Less payroll tax. More pressure on safety nets. ⚠ The big idea: For 200 years, human intelligence was scarce. Now it isn’t. The report argues we’re entering a painful repricing as “intelligence premium” unwinds. Not necessarily collapse — but transition. Agree or not, the thesis is clear: AI isn’t just a tech cycle. It’s a macroeconomic restructuring event. Worth thinking about. *Link: citriniresearch.com/p/2028gi…