Don't fall for the "Please note our banking details have changed." That one line has cost South African businesses millions. We will never change our details by email or WhatsApp. If in doubt, Check First.

Criminals are working hard, all the time. Keep yourself safe this Cyber Awareness Month. If you're ever in doubt, contact us immediately.

Scams are getting smarter. Your defence can stay simple. Don't make it easy for them. Save our number: +27 (0)10 446 0371. If a message, call or payment request ever feels off, Check First.

Should we clear our debt first or do we start by investing? It's a question that we've all asked at least 100 times in our adult lives. ETFSA's Suzan Ramotshabi has the answer: It's important to understand the different types of debt you have, manage them as efficiently as you can and invest what you have left over. It all comes down to budgeting - have a plan for your money and staying disciplined.

Our ETFSA team is live in the @Kaya959 and @gugumfuphi with insightful investment tips and the questions to all your investment questions. Start today!

What's stopping you from investing? Tomorrow evening at 19:00, @gugumfuphi is joined by ETFSA's Gareth Stobie, Suzan Ramotshabi and Wendy Hlatshwayo,on Kaya Biz to answer all your investment questions.

Saving for yourself isn't selfish. It's how you stop one household from depending on another. Suzan Ramotshabi, our Retirement Products Manager, joined @gugumfuphi on @KayaON959 to talk about financial psyche, generational cycles, and why starting your retirement savings early changes more than just your own future. Listen to the full conversation here: etfsa.co.za/information-cent…

Excuses don't grow your money. Investing does. Join ETFSA and Kaya 959 for another installment of the Excuse Proof Investing roundtable. Join us on air or via livestream from 18:30 on Wednesday, 30 September. Drop any investment questions you have, down below.

Retirement talk, real results. Catch ETFSA's Suzan Ramotshabi on Kaya Biz tomorrow evening with @gugumfuphi to talk retirement product and to share client stories that prove sticking to a plan pays off.

Wish you’d started earlier? You’re not alone. Many people hold back on investing because they feel uncertain or that they don’t know enough to make the best decisions for their money. Here’s your chance to change that. Ask ETFSA’s experts the investing questions that keep you up at night. We’re kicking off an ‘Ask Us Anything’ series with Kaya 959, building up to our Live Roundtable on 30 September, and continuing after. Tax-free savings accounts, retirement, ETFs, investing for minors, whatever’s been on your mind. WhatsApp us (link in bio) or DM @etfsa. Today is never too late. Start with the Starter Pack, from R1000 a month.

Building wealth isn't about getting rich quick or living the high life for the 'gram. It's about discipline, a strategy that actually holds up, and building wealth that lasts, not just wealth that looks good for right now. What are your investment goals?

Are you part of the "I'll start someday" crowd? We get it. The first step is always the hardest, especially when the whole thing feels daunting. Good news: you don't have to figure it out alone. Our team of experts is ready to answer your questions and get you started, today.

Hundreds of ETFs. Endless finfluencer opinions. No wonder investors are stuck with decision fatigue. ETFSA's @Nerina_Visser joined @gugumfuphi on Kaya 959 to help investors cut through the noise and show how the ETFSA Navigator helps you find your starting point. 'Tech when you want it, a real person when you need one.'

Don't miss ETFSA's ETF Strategist @Nerina_Visser as she joins @gugumfuphi this Wednesday evening to talk retirement products, real client stories, and the ETFSA Navigator, our new tool that matches you to the right portfolio for your lifestyle. Getting started has never been easier.

Did you know you can open a Tax-Free Savings Account for your kids? Start early, and you're not just saving - you're giving them a head start for a brighter financial future.

Everyone is different, and so is every investment journey. Start where you can, and build your investment foundation - one step at a time. No more excuses.

Missed us on Kaya? ETFSA's Wendy Hlatshwayo sat down with @gugumfuphi to unpack TFSAs(Tax-Free Savings Accounts) and why compound interest is quietly one of the most powerful tools for building long-term wealth. Start where you can, consistent, small contributions can create a solid foundation.