Entrepreneurial & finance career; Kidder P’body;Synovus; Wachovia; Mortgage Banking. Enjoy dry ironic twisted humor, curious about history and laughs often ...

The Low Country ... SC.
Joined August 2014
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Spectacular…. one of the best nuanced subterfuge stories I’ve ever heard of …
In 1941, a Spaniard walked into the British embassy in Madrid and offered to spy on the Nazis. The British turned him down. So he went to the Germans instead, pretended to be a loyal fascist, and got hired as a German spy. His plan was to lie to them for the rest of the war. It worked better than anyone could have imagined. His name was Juan Pujol García. Before the war he had tried his hand at running a chicken farm and a movie theater. He had no spy training. What he had was a deep hatred of both fascism and communism after the Spanish Civil War, and an incredible imagination. The Germans gave him a codename, invisible ink, money, and orders to go to Britain and recruit spies. He didn't go to Britain. He went to Lisbon, Portugal, and made everything up. Using a tourist guidebook, maps, magazines, newsreels, and a British railway timetable from the library, he wrote long, detailed reports about life in England. Military movements. Morale. Ports. He'd never been there. He made mistakes. He didn't understand British money. He once reported that dockworkers in Glasgow would do anything for a liter of wine. The Germans loved him anyway. Then British codebreakers reading German messages noticed something strange. The Germans were hunting for a convoy that didn't exist, based on a report from some agent in Britain they'd never heard of. The British went looking for this mystery spy. They found Pujol. In 1942 they finally took him on and brought him to London. Now he had real help. MI5 gave him the codename Garbo, after the actress, because they thought he was the greatest actor in the world. Together with his British handler, Pujol built a fake spy network for the Germans. It eventually had 27 imaginary agents. Each had a name, a personality, a job, and a backstory. A Welsh nationalist. A Venezuelan student. A Greek sailor. Some of them recruited their own imaginary sub-agents. When they needed to explain why one agent had gone quiet, they killed him off. They even put a fake obituary in a Liverpool newspaper. The Germans reportedly paid a pension to his widow. Who also didn't exist. Then came D-Day. Hours before the landings, the British let Pujol send a message warning the Germans that the invasion was coming in Normandy. It was timed so it would arrive too late to matter, but it made him look brilliant. Three days later he sent the most important message of his career. Normandy was a trick, he said. The real invasion was still coming, at Calais, led by a huge army under General Patton. That army was fake too. But the Germans believed him. German forces that could have been rushed to Normandy were held back near Calais for weeks, waiting for an attack that never came. The Germans were so grateful they awarded him the Iron Cross. A few months later, King George VI made him a Member of the Order of the British Empire. He's one of the only people known to have been decorated by both sides of the war. After the war, afraid of revenge from surviving Nazis, he faked his own death from malaria in Africa and disappeared to Venezuela, where he lived quietly running a shop. For decades the world thought he was dead. In 1984, a British writer tracked him down. Pujol came back to Normandy for the 40th anniversary of D-Day and met veterans who had landed on the beaches. Some of them thanked him.
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Saw this on the F Book and cackled!
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Saturday night wasn’t just two blown calls on back to back Hail Marys. @FloridaState has every reason to question whether the ACC’s vendetta against them has made its way onto the field. FSU stood up to the ACC when nobody else wanted to. They fought to escape the garbage deal its leadership put them in, and now they’re fighting the “Protect” College Sports Act, which raises serious questions about whether the ACC is trying to protect its own interests at their expense. College football is big business, and the explosion of sports betting has raised the stakes even higher. Sports betting isn’t a fad, and it’s not going away. With billions of dollars riding on game outcomes, we can’t afford to ignore the growing risk of corruption. When refs see coaches making millions and players cashing in, they’re not immune to the temptation to get their own piece of the pie. They’re human, too. And that raises serious questions about accountability and the integrity of the game. Investigating the officials is step one. It’s time to hold the ACC accountable.
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We got flying cars before Miami won the ACC
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Replying to @Porsche
But were you inverted?
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I always snickered at the titles like “Bankers Trust”. I saw unbalanced outcomes in distribution of IPO shares, derivatives pricing… etc. History has always favored the owners of the gold … Not sure this administration cares… they actually seem to be the culprits …
Dear Secretary Bessent @SecScottBessent, My name is Everett Stern. In 2010 I was a compliance officer at @HSBC. From a back office in New Castle, Delaware, I watched billions of dollars move to drug cartels, sanctioned regimes, and terrorist organizations. The enemies of the United States. I documented it, I escalated it, and when the bank would not act, I took it to the @FBI, the @CIA, and eventually the @SECGov. The result was a $1.92 billion settlement. At the time, it was one of the largest in American history. It was also about five weeks of the bank’s profit. Not one banker was charged. Not one went to prison. I paid a different price. I lost my career, my savings, and my place in the industry I had trained for. I was blacklisted. Every door in American finance closed at once. I slept on a camping cot in a 300 square foot apartment because I could not afford a bed, and I waited tables at @PFChangs to eat. I tell you this not for sympathy, but so you understand that I know exactly what it costs to do the right thing in American finance, and exactly how little the system does in return. I made that sacrifice because I believed it would change something. Yesterday, your department fined @BankofAmerica $1.2 billion for failing to report more than $5 billion in suspicious transactions, some of it tied by your own findings to Chinese laundering networks, narcotics, and the southwest border, alongside 475 apparent sanctions violations touching Russia, Iran, and global terrorism. The bank admitted it willfully violated the Bank Secrecy Act. Fourteen years after HSBC. A bank with “America” in its name. And once again, not one individual charged. Secretary Bessent, I want to say plainly what I believe you already know. The fines are not working. A fine is paid by shareholders, absorbed by the balance sheet, and forgotten by the next earnings call. Bank of America reported earnings this morning. Nobody who set the alert thresholds, nobody who decided the 2024 cease and desist could wait, nobody who chose the backlog over the law will lose a single thing they value. Their lives are untouched. That is the entire reason the behavior repeats. This is money laundering. This is blood money. Money that reaches a cartel buys fentanyl that kills Americans. Money that reaches a terrorist organization buys the next attack. This country has fought a war on drugs and a war on terror for decades, at enormous cost in lives and treasure, and all the while we have allowed the financing to flow through institutions we charter and regulate. Cut off the money and we win. We have never seriously tried. There is also a question of equal justice that I cannot let go. Before I walked into the FBI building to report HSBC, I stopped in front of the Great Seal on the wall and read the words engraved beneath it: “Justice is the defense of our liberty.” I believed that. I still want to. But every day in this country, people go to prison for crimes that are nothing next to moving money for the people who want Americans dead. A suit, a title, and a corporate badge should not be a shield from the consequences that apply to everyone else. If a street dealer goes to prison for what he sells, the banker who moved the cartel’s money should be standing next to him. I also want to raise something that is rarely said in these conversations. Why has no one inside Bank of America come forward the way I did? The answer is that everyone in American banking knows what happened to me, and to the whistleblowers who came after. The last person who spoke up is the only policy anyone believes. That is a culture problem, and it starts with leadership, in the banks and in the agencies that regulate them. This is not a political issue. It has spanned administrations of both parties. It is a national security issue, and I am asking you to treat it as one. Three things would change the math overnight. Refer individuals for criminal prosecution. Not the analyst in the queue. The executives who set the thresholds and chose the risk. One banker in handcuffs would do more than every fine in Treasury’s history combined. End “too big to jail.” An institution cannot be too big to fail and too big to jail at the same time. If it is the first, it must be held to a higher standard, not a lower one. And if Bank of America will not act as America’s bank, review its charter. A national charter is a privilege granted on behalf of the American people. It should be conditioned on not moving money for the people trying to kill them. Secretary Bessent, you said yesterday that these actions send a clear message that even the biggest institutions are not above the law. With respect, the institution was never the problem. The people inside it are above the law, and they know it. Until that changes, I will keep writing letters like this one, and the next bank will keep paying the next fine. I gave up everything I had to stop this. I am asking you to use the power you have to finish it. Respectfully, Everett A. Stern HSBC Whistleblower Founder and Intelligence Director, Tactical Rabbit
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The calf was born last night. The bear showed up this morning... Our donkey went at it before the cow even knew it was there. Braying, rearing, kicking. The bear went back into the woods and the calf stood up for the first time right after.
Readers added context they thought people might want to know
This video and story do not depict a real event. The footage is AI-generated and presented as authentic by an account with a history of sharing similar fabricated animal videos. leadstories.com/hoax-alert/202… outsideonline.com/outdoor-advent…
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If we start destroying the lives of young rapists, we might avoid having old rapists in charge of everything in the future.!!
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Meanwhile in rural Pennsylvania.😂🤣😂
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Duke won the ACC, has started 3-0 with wins over Tulane, at Illinois and Stanford and are unranked. Penn State won 7 games, fired their coach, has beaten Marshall, Buffalo and Temple and are ranked 13th. WTF are we doing here
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He needs to try a new color of pants when on TV
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BREAKING: France is facing a growing fuel shortage with 11% of the country's gas stations now reporting that they are out of stock of either gas or diesel, according to the latest data published by the French government. In parts of the country, this figure now stands as high as 16%. Meanwhile, the average price of diesel is up to €2.38 per liter, less than 1% away from a record high, and the average price of gasoline is also at or above record highs. French President Macron convened an emergency meeting to discuss the crisis and the government is preparing to offer financial support to high-mileage drivers. Energy inflation is skyrocketing.
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Nick Saban out here honoring teachers in the end zone. During a lightning delay. Is it dangerous out there or not? Don’t the lives of teachers matter too?
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This is troubling… 😮
BREAKING: ExxonMobil's 275,000 barrel per day Joliet oil refinery in Illinois has suffered a "total power outage," with heavy black smoke from emergency flaring visible for miles, as US diesel sits at a record $6.20 a gallon, per GasBuddy. A total power outage at a refinery this size is highly unusual. It forces an emergency shutdown of every unit at once, with the crude and intermediates in the system flared off, which is the smoke. BP's Whiting refinery in Indiana, the largest in the Midwest, is already partially down for maintenance, putting pressure on Great Lakes gasoline and diesel supply.
Readers added context they thought people might want to know
The Joliet refinery's power outage occurred on Sunday with power restored that evening, triggering flaring. Diesel prices are at a record high above $6/gal. BP's Whiting refinery is operating during a months-long union lockout and is not down for maintenance. cbsnews.com/chicago/news/e… reuters.com/business/energ… bp.com/en_us/whiting-…
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This is the best internet story I’ve ever read … ✨♥️
Nine months after September 11, a village in Kenya with no electricity, no running water, and no roads gave America the most valuable thing it had. Fourteen cows. This is not a joke. It is one of the most serious gifts this country has ever received. Kimeli Naiyomah grew up in Enoosaen, a Maasai village near the Tanzanian border. His family was so poor they owned no cattle. Among the Maasai, that is the bottom. A family without cows is barely counted as a family. At fourteen he ran away to a school where the lessons were held under a tree. He walked. He had no shoes, no books, no money. He asked to be let in anyway. Years later he was a student at Stanford, in California, studying to be a doctor. On September 11, 2001, he happened to be in New York City. He watched the towers fall. He was a Maasai warrior. Warriors are trained from childhood to run toward danger. He wanted to run to the pile. He could not help there. He did not know what to do with what he had seen. Months later he went home to Enoosaen. The elders had heard something on the radio. Vaguely. A place called New York. Buildings. Some of them had not heard at all. Nobody in the village had ever seen a skyscraper. Nobody had been on an airplane. The idea of a building a hundred stories tall, full of thousands of people, falling down, was not something the language had words for. Kimeli sat with them and explained. Slowly. What a tower was. How many people. What it looked like when it came down. He told them what he had seen with his own eyes. The elders listened. When he finished, one of them asked a question. "What can we do for these poor people?" Kimeli had already decided. He had saved money in America. He wanted to buy a cow, the first cow his family had ever owned, and he wanted to give it to the United States. To the Maasai, a cow is not livestock. A cow is life. It is wealth, food, standing, survival. An elder explained it to a reporter in one sentence. A cow is the handkerchief we Maasai use to wipe away tears. Kimeli asked the elders for their blessing to give his one cow to America. Then, one by one, the elders stood up. They wanted to give too. In the end, fourteen families pledged fourteen cows. In a community of about ten thousand people who owned almost nothing else. On June 3, 2002, the United States chargé d'affaires in Kenya, William Brencick, traveled to Enoosaen. A flight, then more than half a day by road across terrain that barely counts as road. When he arrived, hundreds of Maasai in red robes were waiting. Some held hand-lettered banners. "To the people of America, we give these cows to help you." The elders presented the fourteen cows. Brencick accepted them on behalf of the United States. He called it the highest expression of regard and sympathy. Then there was a practical problem. How do you ship fourteen sacred cows to New York? The answer the two sides arrived at was better than shipping them. The cows would stay in Kenya. They would belong to the United States of America. The Maasai would care for them, forever, as America's herd. They are still there. The original fourteen have multiplied into dozens. Each one carries a mark carved into its ear, the outline of two towers. Their offspring fund scholarships for the children of the village. The U.S. embassy built a school there, and a water project. When the story reached America, forty thousand people wrote letters to the village. A painting of the fourteen cows hangs in the 9/11 Memorial Museum. A children's book about them became a national bestseller. Kimeli's own explanation was the shortest. To heal a sorrowing heart, give something that is dear to your own. A village that had never seen a skyscraper, that could not have found New York on a map, that owned almost nothing, gave America the one thing it valued most. Somewhere in Kenya tonight, there are cows with towers carved into their ears. They are ours. They were given to wipe our tears. 🇺🇸🇰🇪
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HILARIOUS: This Florida State fan showed up with an unplugged headset and a WAFFLE HOUSE MENU pretending to call plays from the stands 😭😭😭 We need more fans like these💀
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I have an announcement. Effective immediately, I have been appointed by Treasury Secretary Scott Bessent as the 1st head of marketing in US Treasury history. As my first act, we are launching a new campaign immediately. See below. Interested in your feedback.
🤖 Made with AI
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College football makes too much money for US to pay the player's salaries. But here I go paying for season tickets, booster fees, Battle's End, and Coaches Clubs like a dumbass. The fans don't donate to NFL teams to pay their salaries. Why do we? – at Keyton, AL
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Your glasses cost $5 to make. You paid $300. And one company you've never heard of is the reason why. Luxottica owns Ray-Ban. They own Oakley. They own Persol. They own Oliver Peoples. They own Costa. They own Arnette. They make the glasses for Prada, Chanel, Versace, Dolce & Gabbana, Burberry, Giorgio Armani, and Michael Kors. They own LensCrafters. They own Pearle Vision. They own Sunglass Hut. They own Target Optical. They own the online retailer Glasses.com. They own EyeMed the vision insurance provider that tells you where to buy your glasses. And they own the lab that makes your lenses. One company controls the frames. The brands. The stores. The insurance. The lenses. And the price. A guy spent 11 years working in the optical industry 4 in a lab making lenses, 3 managing a retail optical store, 4 consulting for independent eyewear brands trying to compete with Luxottica. He told me: "The frame on your face cost between $2 and $5 to manufacture. The lenses cost $1.50 to $3. You paid $300–$700. That's not a markup. That's a scheme. And it only works because one corporation owns every step between the factory and your face and nobody knows it." "There are 4 billion people on Earth who need vision correction. Most of them are paying a 1,000%–2,000% markup on a medical device they literally cannot live without because the entire industry from factory to face is controlled by one company pretending to be 50 different brands." "The glasses on your face right now are almost certainly made in the same Italian factory as every 'luxury' brand on the wall at Sunglass Hut the store that Luxottica also owns." Here are 10 things the glasses industry doesn't want you to know and exactly how to stop overpaying for a product that costs less than your morning coffee to make: 🧵
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Where’s the outrage!?
Milan switched its whole city to LED streetlights in 2015. Satellites showed a 50% drop in light pollution. Astronauts on the space station photographed the same years in color and saw the opposite. It had gotten brighter. The satellites cannot see blue light. Every major light-pollution monitor runs on an instrument called VIIRS, and it has a gap in its spectrum sitting right where LED streetlights, headlights, and screens live. Swap an orange sodium lamp for a blue-white LED and the sensor reports less light while the actual photons hitting the sky go up. Blue wavelengths scatter far more than orange ones. Same physics that turns the daytime sky blue instead of black. A white LED throws more of its output into the night sky per watt than the sodium lamp it replaced, and it hits the melanopsin receptors that run your circadian clock harder too. LEDs cut the cost of light so much that cities just bought more of it. Global lit area grew 2.2% a year from 2012 to 2016, and that number comes from a sensor blind to the fastest-growing part of the spectrum. Davis, California found this out the expensive way. The city installed 1,400 LED streetlights in 2014, all at 4000K, the cooler and more efficient setting. Ninety percent of the public comments that came back were negative, people said the light was pouring straight into their bedrooms. Davis spent $350,000 replacing 650 of the fixtures with warmer bulbs less than a year after putting them up. Warm 2700K LEDs use the same energy and don't do this. Cities keep buying the bluer ones because the spec sheet reads better. We built a global monitoring network for light pollution, then switched most of the world's streetlights to the one color it cannot register.
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