Yep. Here you go - youtube.com/live/l-79Di1DUJ4…

For every day consumers - the best thing infrastructure can do is to get out of the way. That’s what “enabling” means to us at @DecentroTech. We build what lets our customers / merchants / lenders deliver the magical experience their consumers remember. @Lxmeofficial is a great example here. Built as India’s first financial platform, exclusively for women. Over a million users. Many of them making their first formal investment decision, and doing it with a quiet question in the back of their mind: is this for me? 1/3

The best compliment in fintech might be: “Nothing happened.” No failed payment. No delayed settlement. No unexplained mismatch. No customer asking where their money went. Not exactly the stuff of viral product launches. But arguably the stuff of lasting businesses. A slick checkout gets noticed once. A reliable settlement earns trust every day. The temptation is to treat reconciliation, compliance and reliability as things to sort out after growth. I think that gets the order backwards. They’re what make growth sustainable—without every new customer adding another operational headache. My favourite kind of fintech innovation? Exciting for the builder. Uneventful for the customer. Because “nothing happened” is a pretty good outcome when someone’s money is involved. #Fintech #Payments #Build @DecentroTech @twifintech @getfintechradar

We will be happy to empower @slicebank on many of these features via our solid banking and payments infrastructure @DecentroTech. Looking forward @rajan_bajaj.

A meaningful milestone for Neowise × @fusionfin_ltd x @DecentroTech 🚀 Together, we are helping make rural lending communication more accessible, timely, and human—using AI voice bots in the languages borrowers actually speak. From loan disbursal and EMI reminders to overdue workflows, settlements, and insurance-claim awareness, Fusion Finance’s borrower engagement is now supported across the full lifecycle. Early results include 85% connectivity and 40% promise-to-pay for scaled pre-due outreach. Sharing the case study here - decentro.tech/blog/fusion-fi… Cheers! #Microfinance #AI #Calling #Collections #Lending @GffFintechfest @twifintech @getfintechradar

12 years ago, when I started up for the first time, I was essentially a techie – comfortable with writing code, solving architecture problems, and going deep on development. Pitching, raising, public speaking, or showcasing what we were building were nowhere near my strengths. I recently came across this tweet from @eriktorenberg : “I'm a big fan of exposure therapy. Anything you're afraid of, just go do more of it until you're desensitised.” And it resonated immediately! Looking back, my own journey was slightly different. It wasn’t just about fighting a fear but also noticing a gap between where my strengths were and where the business needed me to show up – and then deciding to close that gap deliberately. So I pitched. Hundreds of times, to strangers, until it stopped feeling like a weak spot and became a part of the job. That kind of deliberate practice is a big reason why @DecentroTech exists today, why we made it into YC & beyond, and why we’ve had the opportunity to work with 1,500+ companies over the past few years. And once you learn how to build a skill on purpose, it’s natural to start looking for the next one worth building. For me, that next chapter has been design and marketing. A room full of engineers brainstorming together will always feel like home! But over time, brand and storytelling conversations stopped feeling like a founder obligation and started feeling like exactly the kind of problem I wanted to solve. Watching an idea evolve from “here’s a stat nobody will remember” to “here’s a story people will carry with them” is just a different flavour of building. Right now, we’re sitting on an interesting campaign that grew directly out of that instinct: “figure out what this needs, and then go build that skill,” applied to how we tell our story rather than how we ship our product. I can’t share the full thing yet but keep a look out for more! #Building #Products #Skills #Learning #Journey #Engineering #India

100% - works like magic and almost becomes a superpower @eriktorenberg. Personal example - I used to be a tech nerd 12 years ago with zero pitching / investment / sales skills. Just learned it by practicing and pitching 100s of times to strangers over and over. Thanks to that - @DecentroTech happened, became part of @ycombinator, and we have been able to serve 1000+ companies ever since.

Something very interesting came to my attention at our recent #townhall. Every month, 55 lakh+ Indian consumers interact with the infrastructure we've built. And that scale has taught us something critical about India's payments landscape that macro statistics often miss. We see #merchants scaling brilliantly online, only to face entirely different infrastructure, and operational complexity when a customer walks into their physical store. The physical / POS QRs exist. The adoption is there. But the aggregation & unification? Still missing for early businesses trying to serve customers across channels. Here's what these touch-points reveal: consumers don't think in terms of "online payments" versus "offline payments." They expect the same speed, security, and simplicity whether they're checking out on an app at midnight or scanning a QR at the counter the next morning. The highest value is solving for contextual commerce, where a company expanding into offline retail, or a neighbourhood store digitising operations, doesn't have to integrate with another payments provider. Super happy to share that @DecentroTech has now received the RBI authorisation for Payment Aggregator - Physical (PA-P) as well, building on our existing PA-Online license. This enables us to bring our compliance-driven and scalable infrastructure to offline transactions across the country as one unified payments solution. The future of digital #payments isn't about choosing or thinking between online and offline modes. It's about building systems intelligent enough to make that distinction irrelevant, for merchants and customers alike. If you're building in commerce or payments and wrestling with these questions of omni-channel orchestration, we are just a note away - [email protected] #Payments #Infrastructure #DigitalIndia #Fintech #Commerce #Evolution #FinancialInclusion @twifintech @YESBANK @NPCI_NPCI @UPI_NPCI @startupindia

Super amazing listening to @AravSrinivas and Netflix (co-CEO) at the @AWSreInvent here at the live casting of @AcquiredFM podcast! Thanks to @awscloud for organizing this. #venture #building #Entrepreneurship

Attending the @ycombinator alumni demo day in person for the first time here in SF. Super energy and insane line up ahead! Crazy fact - #YC has funded over 5,400 companies already till date.

@DecentroTech just turned 5. And we also announced our Series B round. What started with a simple drawing on a whiteboard (quite literally, I may have a snapshot of it somewhere) has evolved into a growing business serving over 1,300 companies across the country and beyond!