Personal Finance Educator | Award Winning Author | Speaker | Owner of ABC's of Personal Finance, an award winning financial literacy firm

Philadelphia
Joined October 2009
"You're never wrong if you do the right thing." #TuesdayThought Release your struggle & just do what's right. You know - just do it!
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A9: Meal planning and lists are the best ways to reduce waste and save money. Shopping your pantry can save on time coming up with meal ideas. #creditchat
Q9. What are some creative ways to reduce waste, save cost and reduce time spent meal planning? #CreditChat
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Debbi King retweeted
Q9. What are some creative ways to reduce waste, save cost and reduce time spent meal planning? #CreditChat
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Debbi King retweeted
A7. This article from The Spruce Eats highlights meal planning apps that can help you plan meals, create shopping lists and track nutritional information for the meals. thespruceeats.com/best-meal-… #CreditChat
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A6: Plan meals around store sales, use coupons, buy in bulk, and stock up on discounted items to cut costs while maintaining a nutritious diet. #CreditChat
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A5: Meal prepping can save you so much time during the week. Many meals can even be done early. When you have a moment, prep. It will save time later when you don’t have a moment. #creditchat
Q5. What are some of the benefits of meal prepping, and how can you make time for it? #CreditChat
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A4: No meat night is a great example that works for both! Check out recipes online that will work for both. #creditchat
Q4. How do you adjust your meal plans to benefit both your health and savings? #CreditChat
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A3: Shop the sales, meal plan, and make a list. I have a list that I add to all week so that I only have to go to the store once a week. #creditchat
Q3. What tips can you share for optimizing grocery shopping trips to save both time and money? #CreditChat
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A2: Have a nice mixture of simple meals as well as bigger meals. My favorite is we have breakfast for dinner once a week! #creditchat
Q2. What are some strategies for creating a realistic and budget-friendly meal plan before going back-to-school grocery shopping? #CreditChat
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A2: Shop your pantry and fridge before you go. This is a great jumping off point for meal planning and saves money. #creditchat
Q2. What are some strategies for creating a realistic and budget-friendly meal plan before going back-to-school grocery shopping? #CreditChat
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A1: It helps me to not impulse buy. When you shop with a plan, it is a lot easier to stick to your budget. #creditchat
Let’s start! Q1. How can effective meal planning help families save time and money during the back-to-school season? #CreditChat
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Debbi King retweeted
Don’t miss our #CreditChat highlighting ways to making the most of your grocery budget this school year ft. @Jaimi_SAHMSG, @DebbiKing, @RachelMorganCau, @MommyTalkShow, @BeverlyHarzog, @Rod_Griffin, @Jennifer_wWhite, and @Teena_LaRo. experian.com/blogs/news/meal…
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A10: You don’t know everything lol! Seek out expert advice from places like @Experian, @NerdWallet and many others. Then figure out what will work for your goals and dreams. #creditchat
Q10. Any final tips for college grads navigating this economic environment? #CreditChat
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A7: Start immediately. The more time you give your money to grow the more free money you will make. The earlier you start the less you need to put in every month. The longer you wait, the harder it is to catch up. #creditchat
Q7. What do recent grads need to know about investing and saving for retirement from a young age? #CreditChat
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A6: @mint is what I use. There are so many good apps for tracking. You can also use something as simple as Excel to track it. #creditchat
Q6. What tools or resources do you recommend for recent grads to track their expenses and income? #CreditChat
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A5: Your credit is your financial reputation. It lets people know how well you can handle money. Establishing credit can also save you an interest when needing to take out a mortgage and also save you on things like insurance. #CreditChat
Q5. How can establishing credit help you have greater financial success? #CreditChat
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A4: My biggest mistake was trying to have everything instantly that my parents took 40 years to get. You need to build your credit and wealth slowly. #creditchat
Q4. What are some common mistakes recent graduates make financially and how can they avoid them? #CreditChat
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A3: Budgeting is important. Set boundaries and include some fun in those boundaries. If you don’t go crazy buying everything you’ve ever wanted, you can pay your bills and have some fun too. #creditchat
Q3. How can recent grads enjoy their newfound income while prioritizing their financial goals? #CreditChat
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A2: Keep,your financial obligations to a minimum and income to a maximum. If you sacrifice for a couple of years you can put a huge dent in your student loans and have less stress for the majority of life. #creditchat
Q2. How can recent grads balance student debt with new independent financial obligations? #CreditChat
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A1: Things take time. You can have anything but not everything and not all at once. You have to build your life and your finances over time. It will come! #creditchat
Let’s start! Q1. With graduation right around the corner, what is one piece of advice you wish you could go back and give your younger self? #CreditChat
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