My Mission: Empowering Homeowners! Transparent Insights of Real Estate 🏠, Mortgage 💸, Homeownership 🛠 & Financial Freedom 💰. Join my newsletter! ⬇️
Cincinnati, Ohio
Joined February 2008
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I believe in homeowners paying off their mortgages as soon as possible. I've heard others say you shouldn't. To me, it's all about having 'peace of mind'! Living a debt-free life gives you many options on how to serve others.
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If you've paid off your mortgage early and own your home free and clear - do you have any regrets?
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The two main points catching my attention in the 2026 NextGen Homebuyer Report that surveyed 1,000 Gen Z and Millennial consumers.
First, 88% said they are worried a housing professional will take advantage of them. (I'm saddened by that...I always have and always will look out for my clients' best interests.)
Secondly, Only 8% correctly know the true minimum down payment. The 20% down myth is still eating this generation alive. (There are 3%, 3.5%, 5%, 10% down payments...even 0% down for veterans & USDA qualified buyers.)
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I have to say again "Beware of flipper houses"!
The quality of their workmanship can vary widely.
They often only do the least expensive, cosmetic improvements and repairs.
I saw a home from the 70s yesterday with a lovely couple, looking for their first home, and the house had original windows - over 50 yrs old...many with failed seals...among other issues and the seller wanted almost $300,000.
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If you've been waiting for years for mortgage rates to drop back to the 4s or 3s, before making your next move, it's not going to happen any time soon...if ever.
And while you're waiting, home prices keep rising. Of course, it all depends on what you can comfortably afford and you don't want to get in over your head.
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Don't Let Mortgage Rates Stop You!
While mortgage rates are still higher than a few years ago, many buyers are moving forward and refinancing later should rates drop.
The right home at the right price can still be a smart long-term investment.
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With temps being in the 80s & 90s over the past few weeks, I'm surprised how often listings have had AC issues.
It's not pleasant getting drenched as we've walked through properties without the air conditioning unit working.
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As my birthday approaches this Sunday - May 17th (it's a BIG one), I have to realize it's just another day on this Earth and I need to continue focusing on enjoying my life, serving God's purpose, being around my family & friends and doing what I love.
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Our 2026 Cincinnati real estate market is an odd duck!
Some areas are as HOT as a firecracker, while other areas as cold as a damp log.
Real estate conditions always vary based on LOCALITY!
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If you want to change your results, then change the daily activities you do and you'll get better results.
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Thank you @nattaledawson - what a powerful & insightful interview you gave on #thediaryofaceopodcast
My pen is on 🔥!
No matter what your current age is or what career you're focused on achieving, Natalie's words of wisdom are a requirement for building a successful life.
youtube.com/watch?v=VsTMXuIV…
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Home seller says: “Let’s just try a higher price for awhile.”
What happens after 30 days?
You lose out on your best days on the market and your home becomes stale. Home buyers wonder what's wrong and why it hasn't sold. Then you have to do a price reduction.
If home sales in your market are soft, you don't want to try to play catch up. Price it best at the beginning and you'll likely end up getting a better price overall.
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