Collecting the best personal finance articles around the web.

Joined October 2018
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Advice to my younger self: Focus less on trying to become a millionaire by 30 and more on replacing your salary with cash flow.
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First, spend time building assets. Then, use assets to buy time.
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Rule of thumb: Performing a service = Immediate, one-time income Building a product = Delayed, recurring income
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95% of people don’t even try to earn income online. Of those who do, most quit after a couple months. There’s not as much competition as you think.
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The only way to stop trading time for money is to own assets that produce income without your constant attention.
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Limited income: -acquire niche knowledge -work at a job Unlimited income: -acquire niche knowledge -learn SEO -share your niche knowledge on a website fourpillarfreedom.com/income…
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Advice to my younger self: Stop trying to pick individual stocks. Just throw your extra cash into index funds. Then spend the rest of your time figuring out how to grow your income.
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3 lessons from 3 books: War of Art: the more important a piece of work is to your own development, the more resistance you will face. Deep Work: 4 hours of focused effort each day is all you need to move mountains. Atomic Habits: the results of your efforts are often delayed.
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To everyone asking about how to start a website, how to pick a niche, how to get traffic with SEO, how to monetize traffic: Everything I've learned about starting and growing profitable websites over the past 4 years is distilled in The Income Community: fourpillarfreedom.com/income…
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Something that's hard to grasp as a young person: The work you do in your 20s has a ripple effect on the rest of your life. The assets that you build and buy when you're young have the potential to pay you over and over again for decades.
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So much freedom comes with the realization that nobody is tracking your failures - most people are unaware, don't care, or are too concerned with their own failures to worry about yours.
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Build digital assets. They work around the clock to earn money for you even when you're not working. fourpillarfreedom.com/income…
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Received over $3,500 this month in Mediavine ads across four different sites. This alone was easily enough to cover all of my monthly bills. Learn how to build & monetize your own profitable website from scratch: fourpillarfreedom.com/income…
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My total income from websites in 2017 and 2018: $12,248 My total income from websites in the past 2 months: $12,205 Most of this growth is due to implementing SEO on my sites, causing traffic + income to explode. Learn the exact SEO strategy I use here: fourpillarfreedom.com/income…
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Received confirmation that my site Wander Cincinnati has been accepted to the Mediavine ad network. Started the site in Aug. 2019, so from 0 to profitable in about 9 months. 91% of traffic comes from google search. Will likely do $300-$400 in ads for first few months.
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THREAD // Proof that the same SEO strategy can be applied across multiple niches with tremendous success 1. Statology (statistics educational niche)
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Advice to my younger self: Don't overcomplicate investing. Index funds are fine. Your real focus should be on growing your income. That's where your biggest gains will come from early on.
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In 2017 I started my first website. In 2018 I had my first $1k month. In 2019 I had my first $3k month. In April 2020 I had my first $6k month. I’ve built The Income Community to share my exact strategy for driving & monetizing traffic on my sites: fourpillarfreedom.com/income…
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An important lesson I wish I learned sooner: You should seek to spend your time working on things that, once you finish working on them, have the potential to pay you over and over again in the future.
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How to earn income from a website: (1) Buy a domain name and a hosting plan. (2) Install Wordpress. (3) Publish SEO-optimized articles. (4) Monetize the articles with ads, affiliate links, and self-made digital products. Learn the exact details here: fourpillarfreedom.com/income…
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