Clinton (@ClintKalaz) header
Clinton (@ClintKalaz) profile picture

📊 Data Scientist | 🧠 ML for Finance | 📉 Risk Analytics | Man Utd Fan.

New York, USA
Joined April 2017
Photo by Clinton (@ClintKalaz)Photo by Clinton (@ClintKalaz)Photo by Clinton (@ClintKalaz)Photo by Clinton (@ClintKalaz)Photo by Clinton (@ClintKalaz)Photo by Clinton (@ClintKalaz)Photo by Clinton (@ClintKalaz)Photo by Clinton (@ClintKalaz)Photo by Clinton (@ClintKalaz)Photo by Clinton (@ClintKalaz)
These guys think all Nigerians are foolish 😂😂
Alwan Hassan, a member of the APC Presidential Campaign Council, spoke about the availability of Nigeria’s 112 emergency number, which was immediately put to the test. #PoliticsToday
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Winter is coming and our administration is prepared.    ❄️ $25 million invested to keep New Yorkers safe on the coldest days.  ❄️ 2,200 vehicles to build the nation's largest snow-clearing fleet.  ❄️ 8 new plow routes on Staten Island.   ❄️ Hundreds of workers ready to canvass our streets for vulnerable neighbors.  ❄️ 55 vans staffed with medical professionals to help New Yorkers in need.  ❄️ Dozens of new warming centers and warming buses.  ❄️ 800 new beds for New Yorkers in need of a safe, warm place to sleep.
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Dear @Google @bigquery @bigquery4ga one should be able to search queries in history by just typing a keyword contained in the query. Also, one should be able to save a Query in their local machine. Fix this.
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Clinton retweeted
Invasion update from France:
This quoted post is unavailable.
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Apple duo delivery date Jan 25th? @Apple what happened to October 23rd available in store? Are you making only 5 available on that day? Surely cancelling once my order is processed.
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Clinton retweeted
It wasn't just the presidential election. In Rivers, the Senate and House of Reps results show the same pattern: the IReV count says one thing; INEC's declaration says another.
We compared polling-unit results uploaded to INEC's IReV portal with the declared returns in two 2023 Rivers State National Assembly races. In the Obio/Akpor House of Representatives race, the IReV count puts Onunwor Ndamati (LP) ahead by 30,778 votes. INEC declared Chinda Kingsley Ogundu (PDP) the winner. In the Rivers East Senate race, the IReV count puts Okwuwolu Wolu Ekelechi Benjamin (LP) ahead by 13,043. INEC's declaration gave Onyesoh Allwell Heacho (PDP) a 59,558-vote lead. The polling units tell one story. INEC's declarations tell another. Full analysis on our website. #MundxAnalytics #INEC #ElectionData #NigeriaDecides2027
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Clinton retweeted
So…… Let’s talk. How many Premier League titles have I won then? 🤔
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Clinton retweeted
The loudest voices stoking fears about AI dangers have made tremendous headway in the past two weeks. AI technology has not taken some unexpected, dangerous turn, but the hype around it — propelled by what appears to be a well orchestrated PR campaign — has drummed up considerable fear. I worry that it represents a setback for our field. I have written frequently that fears of AI are overhyped. AI’s capabilities can be uncannily human-like and unpredictable, and it’s rational to worry when people who are directly involved express concerns. But I see the problems as a sign of the engineering work that ahead, rather than insurmountable barriers or the sky falling. AI technology continues to advance — which is a good thing! — but technical advances, poorly understood by the public, give those who seek to generate hype repeated opportunities to do so. First, I don’t see any step up in the risk of human extinction from AI compared to a few months ago. The theories about this remain the same fantastical, science fiction scenarios as a few months ago. The biggest change in AI risk is its cybersecurity capabilities — a topic which we should take seriously — but this, too, will not lead to the end of the world. The most notable recent event leading to increased fear was when an OpenAI team deployed an agent swarm that hacked into Hugging Face. Much of the popular press contained significant hype. For example, some publications reported that a swarm of 1,200 agents carried out the attack. While this was technically accurate, as I write this, I have about 1,300 processes running on my laptop. Yes, the ability to get large swarms of agents to work in parallel on a task is a significant technical advance, And, in computing, many processes run at the same time. So this shouldn’t be seen as some magical capability. Additionally, OpenAI’s buggy sandboxing and monitoring processes were key to enabling this incident. Fixing these bugs and putting in place improved monitoring would be appropriate fixes, not pausing AI. There are many well known ways to attack software systems. The main advantage of AI agents is that they are relentless. They will tirelessly try many tactics — and have the patience to chain vulnerabilities together — that previously would have taken an infeasible amount of human effort. But in the long term, I believe the advantage will lie with defenders (because they have more information with which to identify bugs, which they can fix), but the cyber-threat landscape has changed significantly. There are still bottlenecks to identifying and exploiting a vulnerability. AI agents still have to try a lot of things to see what works, and taking these actions takes time and might be detected by defenders. This is why, even though it is now easy to obtain versions of leading open weight models that have had their guardrails removed or weakened, so they will not refuse to try to execute cyber attacks, the world has not ended. I am also concerned about the anthropomorphization of AI in a lot of reporting, where LLMs and agents are unnecessarily treated as if they were people. If I wield a hammer, miss a nail, and accidentally dent the wall, it’s not the fault of the hammer. The problem lies in how I used the hammer. Similarly, if I prompt an agent and it hacks into someone else’s system, the responsibility lies with me, not the agent. Of course, we want to build systems that are as safe and predictable as possible. (For example, an unsafe hammer would be one whose head randomly flies off under normal use.) Today’s agentic systems are not predictable, but I see no reason why, by applying sound engineering practices, we won’t be able to make them extremely safe to use. One new element in the forecasts of AI-enabled doom is AI companies disclaiming responsibility for their own products. “I didn’t do it; my out-of-control agent did!” There’s a balance to be struck between the responsibility of the tool maker and the tool user, but when something goes wrong, let’s hold the people building and/or using the hammer responsible, rather than the hammer. (By the way, if you’re worried about AI bioweapon risk, David Bellamy has a great post on why this, too, is overhyped. Briefly, the bottleneck in building a bioweapon is not intelligence, but lab work and manufacturing.) Pausing AI progress will create much more harm than benefit. First, our adversaries will certainly not slow down. Second, engineering requires discovering problems empirically so we can fix them. If we pause AI by a decade, we will also delay finding and implementing safety engineering fixes by about the same duration. Of course, the incentive to stoke fears — for regulatory capture, to garner attention, or to make one’s technology seem more powerful — remains the same as before. Disclaiming responsibility is a new one. Taking a hard technical look at the actual risks however, I see little factual basis for the degree of fear that’s been stoked up. We still have hard research and engineering work ahead to improve AI safety, but the beneficial applications continue to vastly outweigh the risks, and we should keep building. [Original text (with links): deeplearning.ai/the-batch/is… ]
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Checking how much each of these Indexes would've rerturned today if $10,000 was invested in each of them 20 years ago, 10 years ago and 5 years ago. Nasdaq100 seem to be clear in terms of returns. #InvestmentDiscipline #StockMarketNews #FinancialEducation
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Tunisia is so bad mehn! Embarrassing performance.
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It was great joining Njideka Akunyili Crosby — a gifted Nigerian-born, Los Angeles-based artist — to unveil our first portrait together. This piece reflects so many chapters of Michelle and my story, and we’re thrilled that it will be on display in the Hope and Change lobby at the Obama Presidential Center starting this Juneteenth.
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South-Africa vs Mexico. First match of the World Cup. Yet almost every African supports Mexico. 🤷
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KNICKS WIN!!!!!
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Knicks! Let’s go! #Knicks
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Brunnnooooooo
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When you talk with many Nigerians who have japa, you realise most of us lack vision and that’s the real problem. I get it: in the beginning, you take any job to survive while studying or just arriving. But after finishing your studies, earning a Master’s or PhD, many still remain in the same menial jobs for years. No plan to break into their field or higher-paying careers , just packing shifts endlessly to build a house or rental property back home. No serious investments, no retirement plan, no real career progression. Just shifts and vibes. This mentality needs to change.
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Crypto trading is, for the most part, gambling. Yes, it has built real wealth for some people but that doesn't change what it fundamentally is: speculation. When the hype is running hot, the lucky and the early make serious money. When it cools off and you haven't sold, you can lose everything. Alt coins are the clearest example of this. Most of the Alts that went on massive runs in 2020/2021 the ones people held onto hoping they'd be the next Bitcoin are essentially worthless today. Gone. And while another bull market is always possible, no one can predict one with any real certainty. Bitcoin is a slightly different story. It's gained meaningful adoption and has shown more staying power than the broader alt market. But "more stable" is relative, it's still a volatile asset, just one with more institutional backing behind it. The principle that should guide anyone in this space: crypto should never make up a significant portion of your portfolio. If FOMO is what's driving you, that's your cue to be even more cautious. Only put in what you can genuinely afford to lose because in this market, that outcome is always on the table.
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I genuinely believe bonds are primarily an investment for wealthy individuals who are focused on diversification and protecting their capital. For anyone just starting out and trying to build serious wealth, I don’t think bonds make much sense. They feel overly conservative and typically deliver returns that aren’t dramatically different from a high-yield savings account (HYSA). I’d personally choose stocks particularly low-risk index funds every single time. #Investing #Stocks #Bonds #WealthBuilding #IndexFunds #PersonalFinance #HYSA #FinancialFreedom #Money #InvestSmart #StockMarket #RetirementPlanning
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What happened in the world of finance today Stocks pulled back Monday as Middle East tensions flared again. The UAE activated its missile defense system against Iranian projectiles for the first time since the US-Iran ceasefire sending oil prices surging and rattling risk appetite. Indices: S&P 500: -0.41% → 7,200.75 Nasdaq: -0.19% → 25,067.80 Dow: -1.13% → 48,941.90 (-557 pts) Rates & Commodities: 10Y Treasury yield: ▲ to 4.44% (+6 bps) WTI crude: +4.4% → $106.42/bbl Brent crude: +5.8% → $114.44/bbl Notable movers: - Apple beat Q2 estimates — EPS $2.01 (+21.8% YoY), revenue $56.99B — shares held up - Norwegian Cruise Line ▼ 8.6% after cutting 2026 profit guidance; fuel costs rising - Bitcoin briefly topped $80K before pulling back The big picture: Markets had been riding record highs. Today's missile alert was a reminder that the Iran situation isn't resolved — and at $114 Brent, energy inflation risk is back on the table. #Finance #Stocks #MarketUpdate #OilPrices #BrentCrude #MiddleEast #Iran #Bitcoin #AppleEarnings #StockMarket #Trading #Investing #EnergyCrisis
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U.S. foreclosure filings just hit a 6-year high in Q1 2026 nearly 119,000 properties, up 26% from last year. High taxes, insurance, maintenance, and the end of COVID relief are hitting hard. This is a reminder that affording the mortgage payment ≠ affording the house. Think about the full cost and all the hidden charges, it’s the biggest purchase of your life. Don’t rush in just because others are. #HousingMarket #HomeBuying #RealEstate #FinancialLiteracy #MortgageTips
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