From April 2027, the Cash ISA allowance for anyone under 65 will fall from £20,000 to £12,000. Now is a good time to review your ISA strategy and keep your savings tax efficient. equitasfinancial.net/2026/10…

The OBR is preparing its economic and fiscal forecasts while speculation grows ahead of Budget 2026. The Chancellor has said the Budget will be built on “fiscal discipline” to provide greater stability. equitasfinancial.net/2026/10…

As people live longer, retirement planning often spans multiple decades, giving a large window to prepare. Retirement is about more than money, it’s about supporting your wider life goals. equitasfinancial.net/2026/09…

Organisation and preparation are key to reducing stress throughout the homebuying journey. Realistic budgeting and factoring in all costs helps avoid unexpected expenses. Future planning can prevent the need to move again too soon. equitasfinancial.net/2026/09…

The real question isn’t cash or investing, it’s whether your money has a clear intention to grow. The government’s ‘Take the next step’ campaign is helping more people see how investing can support long-term prosperity. equitasfinancial.net/2026/07…

The Monetary Policy Committee voted 7–2 to leave Bank Rate unchanged at 3.75%. Consumers returned to the high street in May, helped by warmer weather. UK CPI inflation held steady at 2.8% in May, below forecasts of 3.0%. equitasfinancial.net/2026/07…

Average pension savings lag significantly behind comfortable retirement targets. Changing pension rules and longevity trends demand proactive planning. Reviewing contributions and investment strategy can reduce future shortfalls. equitasfinancial.net/2026/06…

New BTL lending rose 22.7% year-on-year in Q3 2025. Average UK rental yields increased to 7.15%. Northern cities and Wales are emerging as strong yield locations. equitasfinancial.net/2026/05…

Rising property values and frozen thresholds are drawing more families into IHT scope. Pension rule changes from 2027 may alter estate planning strategies significantly. Early awareness enables better family conversations and long-term legacy planning equitasfinancial.net/2026/05…

UK workers, especially Gen X, increasingly want time away from work to focus on health and wellbeing. Affordability and lack of employer support are cited as major obstacles. equitasfinancial.net/2026/05…

Buyers are negotiating more carefully in affordability-focused markets. Agreements in principle strengthen credibility with sellers. Preparation improves both buyer confidence and seller outcomes. equitasfinancial.net/2026/05…

74% of advised investors plan to increase contributions this year. Emotional reactions to markets are more common among non-advised investors. Professional guidance improves discipline and long-term investing outcomes. equitasfinancial.net/2026/04…

Section 21 ‘no fault’ evictions are ending in England. Stamp Duty thresholds reverted in April 2025. Rent control and safety reforms expand across devolved nations. equitasfinancial.net/2026/04…

Global growth is projected at 3.3% in 2026 amid cautious optimism. Trade cooperation and AI investment are key economic drivers. Policymakers must balance inflation control with long-term resilience. equitasfinancial.net/2026/04…

Up to 70% of family wealth can be lost by the second generation without structured planning. IHT changes and pension reforms could accelerate gifting and estate restructuring decisions. equitasfinancial.net/2026/04…

Gradual retirement is becoming more popular as people seek flexibility. Many want to continue working in some capacity beyond State Pension age. Decisions on pensions, investments and tax can all be affected by how and when you reduce your hours. equitasfinancial.net/2026/03…

Figures from the Equity Release Council revealed a 10% annual increase in borrowing in Q2 2025. More homeowners are taking out a lifetime mortgage to fund day-to-day living, highlighting cost of living pressures. equitasfinancial.net/2026/03… #EquityRelease #LaterLifeFinance

Financial inequality leaves many women with fewer resources and less security in later years. One of the most significant drivers is the difference in pension savings. There are opportunities at every stage to strengthen financial wellbeing. equitasfinancial.net/2026/03…

Inflation fell to 3.0%, raising expectations that Bank of England may cut rates soon. FTSE 100 reached record highs as public finances posted a surprise January surplus. equitasfinancial.net/2026/03… #UKEconomy #Inflation #InterestRates #FTSE100 #PlymouthFinance #EquitasFinancial

Many UK adults don’t feel confident their family would be financially secure if they unexpectedly died. Women were less certain about their family’s financial resilience and 45-54-year-olds were the least confident age group. equitasfinancial.net/2026/02…