Pinned Tweet
Hey everyone π
A small update from my side β Iβve started a CardMintz WhatsApp Channel.
Iβll be sharing card offers, deals, cashback opportunities and some of the useful tricks I come across.
If you donβt want to miss them, feel free to join π
Join CardMintz on WhatsApp
whatsapp.com/channel/0029Vb8β¦
π₯ CRED Gift Card Deals of the Day
π Amazon Pay βΉ3K β 2% OFF
ποΈ Flipkart βΉ4K β 4% OFF
βοΈ Yatra Flight βΉ1K β 25% OFF
π Myntra βΉ2K β 4% OFF
π Nykaa βΉ2K β 6.5% OFF
π Dominoβs βΉ1K β 18% OFF
π¦ Amazon Shopping βΉ2K β 3% OFF
Use your most rewarding credit card via the Razorpay gateway only π³β‘
#ccgeeks
CardMintz retweeted
SBI Card finally gave me a spend-based offer π
First time ever receiving one from SBI! π
Meanwhile, HDFC Bank:
βSpend-based offer? Every 1β2 months, take another one.β π
#ccgeeks
CardMintz retweeted
Only Few Days Left to Grab Up to βΉ750 in Vouchers!
Got a new Visa credit card? You could be sitting on a FREE βΉ750 voucher π
Make just ONE transaction of βΉ300+ and register here π
visarewards.poshvine.com/
π Vouchers from Amazon Pay, Swiggy & Zomato
β° Last date: 31st October 2026
#ccgeeks #visa
SBI Card finally gave me a spend-based offer π
First time ever receiving one from SBI! π
Meanwhile, HDFC Bank:
βSpend-based offer? Every 1β2 months, take another one.β π
#ccgeeks
Only Few Days Left to Grab Up to βΉ750 in Vouchers!
Got a new Visa credit card? You could be sitting on a FREE βΉ750 voucher π
Make just ONE transaction of βΉ300+ and register here π
visarewards.poshvine.com/
π Vouchers from Amazon Pay, Swiggy & Zomato
β° Last date: 31st October 2026
#ccgeeks #visa
CardMintz retweeted
Amazon Pay Gift Cards at 2% OFF ππ₯
link.amazon/B059SVFpA
Buy βΉ30,000 worth of Amazon Pay GVs (βΉ10K Γ 3 in a single order) and save βΉ600 instantly.
And you can use the offer 4 times on the same account π
βΉ30K Γ 4 = βΉ1.2L worth of GVs
βΉ600 Γ 4 = βΉ2,400 total savings π°
Offer Ending Today !
Amazon Pay Gift Cards at 2% OFF ππ₯
link.amazon/B059SVFpA
Buy βΉ30,000 worth of Amazon Pay GVs (βΉ10K Γ 3 in a single order) and save βΉ600 instantly.
And you can use the offer 4 times on the same account π
βΉ30K Γ 4 = βΉ1.2L worth of GVs
βΉ600 Γ 4 = βΉ2,400 total savings π°
Offer Ending Today !
π₯ CRED Gift Card Deals of the Day
Some solid discounts are back π
Amazon Pay βΉ3K β 2% OFF π₯!
Flipkart βΉ4K β 4% OFF
Reliance Smart Bazaar βΉ2K β 3.5% OFF
Myntra βΉ2K β 5% OFF
Croma βΉ3K β 3.5% OFF
Nykaa βΉ2K β 6.5% OFF
Uber βΉ1.5K β 5.5% OFF
Yatra Flight βΉ1K β 25% OFF
#ccgeeks
CardMintz retweeted
π¨ Google Pay Flex Credit Card is here! π
Google Pay is simplifying UPI credit cards with some interesting rewards π
π³ Up to 3.2% rewards on everyday spends
β’ Up to βΉ15,000: 0.8%
β’ Cross βΉ15,000: 1.6%
β’ Google One members: 1.6% β 3.2%
π Extra 5% on food & grocery apps β’ Up to βΉ5,000 spend
β’ Google One members get 250 extra Stars
π± Extra 15% on bills & recharges β’ Up to βΉ3,000 spend β’ Google One members get 450 extra Stars
β Max 1,500 Stars per rewards cycle
Important:
β’ Cross βΉ15,000 and the higher rate applies to previous spends too
β’ Spend at least βΉ100 in the previous cycle or your earn rate drops by 50%
β’ Higher earn rate + Google One extra rewards valid until 15 Oct 2027
β’ Google One benefit starts 15 Nov 2026
π Google One benefit 50% off AI Plus plans, worth up to βΉ3,960
Up to βΉ10,000 off on latest Pixel & Fitbit devices
π± Axis Bank variant: Lifetimefree
π° SBI Card joining fee: βΉ499 + GST
But you get it back as welcome rewards β effectively free
Available with Axis Bank & SBI Card, on RuPay & Visa.
This one could be interesting for UPI spenders π
#ccgeeks
For my fellow Indian credit card points enthusiasts:
I've been a bit obsessed with credit card points for a few years now. My wife will happily confirm this.
My favourite redemption so far was last year, when we flew Cathay to HK on points to see Coldplay live on our wedding anniversary. Still one of the best trips we've had and hardly cost anything!
The planning was the painful bit though. Every trip meant finding a flight, then opening loads of tabs to work out award charts, transfer ratios and which of my points stashes could actually get us there.
So I built something to do that for me. It's called SeeThePoints.
I built it with Indian cards and Indian travellers in mind first. It works on Google Flights and Skyscanner, as well as MakeMyTrip, Cleartrip, Goibibo, ixigo, EaseMyTrip and Yatra. You search like you normally would and the points price shows up right under each fare. If the points are a better deal than paying cash, it turns gold.
That's all free. There's also a Pro version if you want business and first class, or want to see exactly which of your cards transfer and at what ratio. (MCC: 5734 π)
It now covers cards from 46 countries and works in 21 languages, but my first goal was always Indian points enthusiasts like us.
Free on Chrome and Edge, no sign-up needed. Please give it a go and let me know what you think. Honest feedback is really welcome, good or bad.
seethepoints.com
@seethepoints
PS. DM me for a 50% off coupon for Pro.
PPS: This is my first ever public app, would really appreciate your feedback!
SeeThePoints 2.0 is now live on Chrome and Edge.
Search flights as you normally would on Google Flights, Skyscanner or KAYAK, and the points price appears under every fare. Nothing to set up.
Free to add: seethepoints.com
#pointsandmiles #awardtravel
π¨ Google Pay Flex Credit Card is here! π
Google Pay is simplifying UPI credit cards with some interesting rewards π
π³ Up to 3.2% rewards on everyday spends
β’ Up to βΉ15,000: 0.8%
β’ Cross βΉ15,000: 1.6%
β’ Google One members: 1.6% β 3.2%
π Extra 5% on food & grocery apps β’ Up to βΉ5,000 spend
β’ Google One members get 250 extra Stars
π± Extra 15% on bills & recharges β’ Up to βΉ3,000 spend β’ Google One members get 450 extra Stars
β Max 1,500 Stars per rewards cycle
Important:
β’ Cross βΉ15,000 and the higher rate applies to previous spends too
β’ Spend at least βΉ100 in the previous cycle or your earn rate drops by 50%
β’ Higher earn rate + Google One extra rewards valid until 15 Oct 2027
β’ Google One benefit starts 15 Nov 2026
π Google One benefit 50% off AI Plus plans, worth up to βΉ3,960
Up to βΉ10,000 off on latest Pixel & Fitbit devices
π± Axis Bank variant: Lifetimefree
π° SBI Card joining fee: βΉ499 + GST
But you get it back as welcome rewards β effectively free
Available with Axis Bank & SBI Card, on RuPay & Visa.
This one could be interesting for UPI spenders π
#ccgeeks
CardMintz retweeted
π¨ Received βΉ5,000 compensation from Jio Payment Bank for deficiency in service.
Sharing my experience because I think itβs important.
On 12 Aug, I requested them to close my savings account through email.
They asked me to submit Aadhaar and a cancelled cheque/bank statement. I submitted everything they asked for.
They said the account would be closed within 7 days.
7 days passed. No closure.
I sent a reminder. Then another 7 days passed, so I sent another reminder.
Every time, I was getting almost the same copy-paste reply.
After more than 20 days, they again asked me to submit documents. I submitted them again and they raised another closure request.
At this point, I warned them that if the account was not closed within 48 hours, I would escalate the matter to the RBI Ombudsman.
Still, they gave me another date and asked me to wait.
I waited. Nothing happened.
So I finally raised a complaint with the RBI Ombudsman and asked for βΉ5,000 compensation for the deficiency in service.
And surprisingly, the very next day after my RBI complaint, Jio Payment Bank permanently blocked my debit card and closed my savings account.
Around 15 days after the RBI complaint, I received βΉ5,000 compensation.
Now my question is:
Why did it take an RBI complaint to get a basic account closure done?
I had already submitted the required documents and followed their process. Why couldnβt they close the account within the timeline they themselves provided?
Customers shouldnβt have to keep following up for weeks and then approach the regulator for something as basic as closing a bank account.
My takeaway: Donβt ignore service issues. Keep all your emails, screenshots and complaint numbers as evidence, and escalate when required.
And yes, kudos to RBI for giving customers a platform to raise such issues. π
#ccgeeks #rbi
CardMintz retweeted
π³ PNB Γ Zaggle Twin Credit Card
One credit card account. Two physical cards. π
Apply now - bitli.in/6Cq0E7f
π³ TWIN-CARD CONCEPT
You get:
β’ Visa Platinum Card
β’ RuPay Select Credit Card
Both cards share:
β One credit limit
β One monthly statement
β One card account
Use Visa or RuPay depending on the transaction.
π VISA PLATINUM BENEFITS
π 2 complimentary IRCTC Railway Lounge visits/quarter
βοΈ Ixigo:
β Up to 15% OFF on flights/hotels
β Max discount βΉ1,200
β Monthly benefit
π GRT Jewellers:
β βΉ250 OFF on silver jewellery above βΉ2,500
β 1.5% OFF on gold jewellery above βΉ20,000
β Max discount βΉ1,500
π± RUPAY SELECT BENEFITS
βοΈ Airport Lounge:
β 8 domestic visits/year
β 2 visits/quarter
π 2 international lounge visits/year
π¨ MakeMyTrip:
β βΉ1,500 coupon every quarter
π¬ ENTERTAINMENT
ποΈ Buy 1 Get 1 movie tickets
β Benefit up to βΉ250
β Once every quarter
πΊ 1-year Prime Video / JioHotstar subscription
π 3-month Swiggy One membership
ποΈ BRAND VOUCHERS
Quarterly benefits include vouchers such as:
π βΉ250 Flipkart voucher
π βΉ250 Myntra voucher
π βΉ100 Ola/Uber voucher
ποΈ HEALTH & WELLNESS
πͺ 3-month Cult fit Live subscription every year
β½ FUEL BENEFIT
1% fuel surcharge waiver
Applicable transaction:
βΉ400ββΉ4,000
Maximum waiver:
βΉ350 per billing cycle
π‘οΈ INSURANCE
RuPay Select variant offers:
βΉ10 lakh Personal Accident Insurance cover
π° REWARDS
Earn 10 Reward Points per βΉ300 spent
Reward points can be redeemed as Zagg Coins.
1 Zagg Coin = βΉ0.25
πΈ FEES
Joining Fee: βΉ499 + GST
Annual Fee: βΉ499 + GST
π― Annual Fee Waiver
Spend βΉ1,50,000 in the previous anniversary year β Annual fee waived.
π ELIGIBILITY
Minimum annual income: βΉ2.5 lakh
Apply π bitli.in/6Cq0E7f
CardMintz retweeted
π₯ BOB ETERNA CREDIT CARD β NOW FIRST YEAR FREE! π³
BOBCARDβs premium credit card is back with a FIRST YEAR FREE offer! π
Apply now π bitlii.cc/en/TCqgx1
If you love maximising rewards, lounge access & lifestyle benefits, this card deserves a look.
π³ **FEES**
β
Zero joining fee
β
First-year-free offer
π° **REWARDS GAME STRONG**
β’ ~3.75% base reward value
β’ Extra 1% milestone cashback
β’ Total value back of up to ~4.75%, including milestone benefits
β’ 1 Reward Point = βΉ0.25
π **WELCOME BENEFIT**
Spend βΉ50,000 within the first 60 days and get **10,000 Reward Points** β³
π¬ **ENTERTAINMENT**
β’ BOGO movie/event offers via District
β’ Save up to βΉ250 on eligible bookings πΏ
βοΈ **AIRPORT LOUNGE ACCESS**
β’ Unlimited domestic airport lounge access
β’ International lounge access
β’ 85+ lounges covered π
ποΈ **LIFESTYLE BENEFITS**
β’ FREE FITPASS Pro membership for 12 months
β’ Advertised benefit value of approximately βΉ48,000
π **EXTRA VISA OFFER**
Eligible new Visa Credit Card users can get a βΉ750 Amazon voucher.
Add-on card offers may also be available, subject to Visa offer T&Cs.
π Claim/check here: visarewards.poshvine.com
β‘ C2C APPROVAL TIPS
Applying based on an existing credit card?
β’ An existing card with 2+ years of history may help.
β’ A βΉ2.5L+ limit may strengthen your profile.
β’ Mention βΉ14L+ annual income
π Apply π bitlii.cc/en/TCqgx1
A premium card worth considering for reward maximisers!
CardMintz retweeted
Google Pay RuPay Flex Credit Card Revaluation: 3.2% Flat Rewards on UPI, 15% on Bills & 5% on Groceries β #ccgeek #ccgeeks #rupaygeek #RuPay #UPI #creditcard
The revaluation GPay RuPay Flex Credit Card, effective October 16, brings some interesting reward rates but thereβs one key condition: you need an active Google One membership. Even the βΉ59/month plan or an extended free trial qualifies.
Hereβs how the rewards work π
πΉ 3.2% Flat Rewards on All Spends: Spend more than βΉ15,000 in a billing cycle to unlock 3.2% rewards on your entire cycleβs spending, starting from the first rupee. Below βΉ15,000, the rate is 1.6%.
πΉ 15% Extra on Bills & Recharges: Get up to βΉ450 per month on eligible GPay bill payments and recharges, with the maximum benefit on βΉ3,000 spend.
πΉ 5% Extra on Groceries & Food apps via UPI on GooglePay: Earn upto βΉ250 monthly on βΉ5,000 of eligible spending across platforms like Blinkit, Zepto, Swiggy, Zomato, BigBasket, Instamart and DMart.
πΉ UPI + Offline Transactions: Rewards apply to small UPI payments as well as card swipe/tap transactions.
β Reward value: 1 Star = βΉ1, subject to an overall monthly rewards cap of βΉ1,500.
A potential 3.2% flat return on everyday UPI and offline spending could make this card an interesting option compared with many other RuPay cards.
But whatβs the catch? The Google One subscription requirement, eligible merchant categories, monthly reward caps and stacking rules are worth checking before deciding how valuable this revaluation really is.
π¨ Received βΉ5,000 compensation from Jio Payment Bank for deficiency in service.
Sharing my experience because I think itβs important.
On 12 Aug, I requested them to close my savings account through email.
They asked me to submit Aadhaar and a cancelled cheque/bank statement. I submitted everything they asked for.
They said the account would be closed within 7 days.
7 days passed. No closure.
I sent a reminder. Then another 7 days passed, so I sent another reminder.
Every time, I was getting almost the same copy-paste reply.
After more than 20 days, they again asked me to submit documents. I submitted them again and they raised another closure request.
At this point, I warned them that if the account was not closed within 48 hours, I would escalate the matter to the RBI Ombudsman.
Still, they gave me another date and asked me to wait.
I waited. Nothing happened.
So I finally raised a complaint with the RBI Ombudsman and asked for βΉ5,000 compensation for the deficiency in service.
And surprisingly, the very next day after my RBI complaint, Jio Payment Bank permanently blocked my debit card and closed my savings account.
Around 15 days after the RBI complaint, I received βΉ5,000 compensation.
Now my question is:
Why did it take an RBI complaint to get a basic account closure done?
I had already submitted the required documents and followed their process. Why couldnβt they close the account within the timeline they themselves provided?
Customers shouldnβt have to keep following up for weeks and then approach the regulator for something as basic as closing a bank account.
My takeaway: Donβt ignore service issues. Keep all your emails, screenshots and complaint numbers as evidence, and escalate when required.
And yes, kudos to RBI for giving customers a platform to raise such issues. π
#ccgeeks #rbi
π¨ Eternal SBI Credit Card Early Access is LIVE! π
Only 5,000 cards are being released! π₯
And the benefits look seriously interesting π
π½οΈ Zomato: Flat 10% OFF + 6-month Gold
π Blinkit: 5% OFF on groceries + 10% OFF on beauty & electronics
π¬ District: 10% OFF on all transactions + Buy 1 Get 1 movie tickets
π° Max βΉ2,000 discount/month across these brands
This could be one of the most interesting SBI cards yet. π
Early access is LIVE β grab it before 5,000 cards are gone!
#ccgeeks
CardMintz retweeted
Flipkart SuperCoins Hack + SBI Rewardz ! π₯π°
Want to use up to 99% SuperCoins on Flipkart? π
Hereβs a combo worth trying! π
π₯ With SuperCoins GCs now available on SBI Rewardz, this is worth trying !
π¦ SBI Rewardz β Flipkart SuperCoins GC
β
Vouchers from βΉ100 to βΉ10,000
π 4 SBI Reward Points = 1 SuperCoin
π― Redeem 100% using points β no extra payment!
β‘ Unlock up to 99% SuperCoins redemption
Try this user-specific trick π
1οΈβ£ Open: fktr.in/YsAAAIn
2οΈβ£ Scroll down & tap βAdd SuperCoinsβ
3οΈβ£ Wait 5β10 minutes
π― Check if up to 99% redemption becomes available for:
β
Mobile Recharge
β
Bill Payments
β
Normal flipkart orders
β
Flipkart Grocery
β
Flipkart Minutes
β οΈ The hack is user-specific and may not work for everyone.
#ccgeeks #loot
CardMintz retweeted
Replying to @ShiprocketIndia
@ShiprocketIndia @DTDCIndia DTDC 7D117187434 tracking id h mera ye parcel pickup ho gya aur missing kr diya kuki usme 2 lakh ke phone the aur glti se 2000 label me dal gya uska fayda utha kr pickup boy or office walo ne mil kr gayab kr diya
π₯ CRED Gift Card Deals of the Day
Some solid discounts are live today π
Flipkart βΉ5,000 β 4.5% OFF
Amazon Shopping βΉ2,500 β 4% OFF
Uber βΉ1,000 β 5.5% OFF
Myntra βΉ2,000 β 4% OFF
Urban Company βΉ500 β 5% OFF
Malabar Gold βΉ25,000 β 2.5% OFF
β Starbucks βΉ250 β 15% OFF
Use your most rewarding credit card via the Razorpay gateway to stack additional rewards.
Save first. Earn rewards on the payment too. π
#ccgeeks

















