Helping you pick the right Credit Card in India 🇮🇳 || DM for Collabs 🤝
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Joined November 2019
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DCB Metal is a better credit card than Infinia right now especially after the cap of 3000 RP on instant vouchers.
So, Infinia to Regalia Gold downgrade does make sense imo.
Card Maven retweeted
If you are accumulating wealth, a good wealth but think twice before ordering a 300₹ coffee and compare the taste with instant one, your wealth will be of no use. Only few will understand this.
Hope this is enforced! I really don't want to hear the background audio of cringe Instagram reels and those folks who endlessly watch WhatsApp forwards.
🪙 Top 3 gold deals on Amazon - We have new ones after so many days of PNG Vedhani being the top deal. This time we have 999 purity SKUs.
🕒 Prices as of 19 Oct, 8:25 pm · 24K market rate ₹14,813/g
1️⃣ Augmont 2 g gold bar (24K, 999)
🏷️ Price ₹32,041
💳 SBI Card −₹1,750
🧾 Offer processing fee +₹99
✅ You pay ₹30,390
💰 Cashback ₹1,350, credited later
⚖️ ₹14,520/g effective for 999, after cashback (2.0% below market)
🛒 link.amazon/B058Xg1LX
2️⃣ Augmont 2 g gold bar (24K, 999)
🏷️ Price ₹32,041
💳 SBI Card −₹1,750
🧾 Offer processing fee +₹99
✅ You pay ₹30,390
💰 Cashback ₹1,350, credited later
⚖️ ₹14,520/g effective for 999, after cashback (2.0% below market)
🛒 link.amazon/B0h3iyXix
3️⃣ Augmont 2 g gold bar (24K, 999)
🏷️ Price ₹32,041
💳 SBI Card −₹1,750
🧾 Offer processing fee +₹99
✅ You pay ₹30,390
💰 Cashback ₹1,350, credited later
⚖️ ₹14,520/g effective for 999, after cashback (2.0% below market)
🛒 link.amazon/B067WwAY9
💡 Paying with SBI Card? These purchases also count toward its annual fee waiver and milestone spends.
ℹ️ Effective price = price of 1 g of 999 gold (other purities converted) after coupon, bank discount and cashback. Bank offers need the named card. Prices change fast, so check at checkout.
👉 Browse 210+ gold deals sorted by effective price per gram:
cardmaven.in/gold-deals/
#GoldDeals #Gold #Amazon
#ad As an Amazon Associate I earn from qualifying purchases.
Card Maven retweeted
The reason is potential of person opting for EMI or revolving credit.
I used Slice in 3 (Slice Credit Card) in July and Got 25% enhancement.
Remember credit card companies earns from:
1. Interest and Fees
2. Late penalties
3. MDR
So, banks pamper those who give them business
It's quite amusing how banks increase credit limits.
You spend ₹10,000 a month on a card with a ₹5 lakh limit, and the bank offers to increase it to ₹8 lakh.
Meanwhile, someone regularly using 50% of their limit struggles to get an enhancement.
Credit limit increases seem to have very little to do with how much credit you actually need.
⚠️ Myntra BLINKDEAL – Be careful!
Even if you've applied the coupon and your cart shows the discounted price, the final payment OTP screen can still show the FULL price if the coupon expires in the meantime.
You could end up paying much more than expected.
So, do a check before/after you pay.
An interesting gap between HDFC Bank and SBI Card.
August 2026:
HDFC Bank
💳 2.71 crore cards
💰 ₹61,233 crore spends
📊 ₹22,600 spent per card
SBI Card
💳 2.30 crore cards
💰 ₹35,313 crore spends
📊 ₹15,400 spent per card
HDFC has around 18% more cards but 73% higher monthly spending.
Quite a difference.
Card Maven retweeted
Credit Limit & Credit Score are 2 wierd things that no one understand.
A salaried individual with a salary of 8 Lakhs after 2 job switches get 3 CC with a monthly credit access of 7 Lakh while an self employed with 10L income struggle to get even 50K limit from Private Banks.
It's quite amusing how banks increase credit limits.
You spend ₹10,000 a month on a card with a ₹5 lakh limit, and the bank offers to increase it to ₹8 lakh.
Meanwhile, someone regularly using 50% of their limit struggles to get an enhancement.
Credit limit increases seem to have very little to do with how much credit you actually need.
Card Maven retweeted
✈️ Travelling abroad? Your Visa Credit Card could earn you up to 20% EXTRA rewards! 💳
Visa Power Travel has been extended till 31 January 2027 and now covers ALL international destinations.
🎁 ₹10,000 bonus on ₹1 lakh spent across 20 eligible transactions
📱 Extra 10% on eligible Tap to Pay spends
💰 0.5% base rewards
🎓 ₹12,000 bonus on eligible overseas education spends
The best part? These are Visa rewards, OVER AND ABOVE your regular credit card rewards!
You can redeem them for Amazon or Air India gift cards.
Just register your eligible Visa card before spending.
We've also compared the best credit cards to maximise this offer, including zero-forex options.
Full details 👇
cardmaven.in/visa-power-trav…
✈️ Travelling abroad? Your Visa Credit Card could earn you up to 20% EXTRA rewards! 💳
Visa Power Travel has been extended till 31 January 2027 and now covers ALL international destinations.
🎁 ₹10,000 bonus on ₹1 lakh spent across 20 eligible transactions
📱 Extra 10% on eligible Tap to Pay spends
💰 0.5% base rewards
🎓 ₹12,000 bonus on eligible overseas education spends
The best part? These are Visa rewards, OVER AND ABOVE your regular credit card rewards!
You can redeem them for Amazon or Air India gift cards.
Just register your eligible Visa card before spending.
We've also compared the best credit cards to maximise this offer, including zero-forex options.
Full details 👇
cardmaven.in/visa-power-trav…
🪙 Top 5 gold deals on Myntra ⚡ BLINKDEAL6 live
🕒 Prices as of 18 Oct, 9:58 pm · 24K market rate ₹14,862/g
1️⃣ Bhima 20 g gold bar (24K, 999)
🏷️ Price ₹3,12,085
🎟️ BLINKDEAL6 coupon (6% off) −₹18,725
✅ You pay ₹2,93,360
⚖️ ₹14,668/g effective for 999 (1.3% below market)
🛒 myntr.it/INYyA4m
2️⃣ Kalyan Jewellers 20 g gold bar (24K, 999)
🏷️ Price ₹3,12,192
🎟️ BLINKDEAL6 coupon (6% off) −₹18,732
✅ You pay ₹2,93,460
⚖️ ₹14,673/g effective for 999 (1.3% below market)
📉 Price dropped ₹403 today
🛒 myntr.it/9crsCGf
3️⃣ Bhima 8 g gold coin (22K, 916)
🏷️ Price ₹1,15,386
🎟️ BLINKDEAL6 coupon (6% off) −₹6,923
✅ You pay ₹1,08,463
🧮 8 g of 916 purity = 7.335 g of 999 gold
⚖️ ₹14,786/g effective for 999 (0.5% below market)
🛒 myntr.in/WXmkaB
4️⃣ Kalyan Jewellers 3 g gold bar (24K, 999)
🏷️ Price ₹47,198
🎟️ BLINKDEAL6 coupon (6% off) −₹2,832
✅ You pay ₹44,366
⚖️ ₹14,789/g effective for 999 (0.5% below market)
📉 Price dropped ₹60 today
🛒 myntr.it/q61cL30
5️⃣ Bhima 10 g gold bar (24K, 999)
🏷️ Price ₹1,57,384
🎟️ BLINKDEAL6 coupon (6% off) −₹9,443
✅ You pay ₹1,47,941
⚖️ ₹14,794/g effective for 999 (0.5% below market)
🛒 myntr.it/wXtE9qR
ℹ️ Effective price = price of 1 g of 999 gold (other purities converted) after the coupon. Prices change fast, so check at checkout.
👉 Browse 180+ gold deals sorted by effective price per gram:
cardmaven.in/gold-deals/
#GoldDeals #Gold #Myntra #BlinkDeal
#ad Links may earn us a commission.
Myntra BLINKDEAL6 is live – 6% off gold (from coupon feed).
24K market rate ₹14,862/g.
Best per gram:
1. Bhima 20 g gold bar (24K, 999) – ₹14,668/g – myntr.it/INYyA4m
2. Kalyan Jewellers 20 g gold bar (24K, 999) – ₹14,673/g – myntr.it/9crsCGf
3. Bhima 8 g gold coin (22K, 916) – ₹14,786/g – myntr.in/WXmkaB
4. Kalyan Jewellers 3 g gold bar (24K, 999) – ₹14,789/g – myntr.it/q61cL30
5. Bhima 10 g gold bar (24K, 999) – ₹14,794/g – myntr.it/wXtE9qR
From what we know, BigBasket seems to be shutting down scheduled deliveries in areas where it doesn't offer quick delivery, and focusing on its quick commerce operations.
If you have a BigBasket wallet balance, better to use it while you can.
Anyone else seeing this in their area?
@CardMavenIn @ccg33k did anyone of you received this email after adding Gift card in Big basket account.
