President of @CRLOnline. Working to create opportunity for everyone by eliminating abusive financial practices. #StopTheDebtTrap

Washington, DC
Joined May 2014
Families saving for homeownership have a far steeper climb than just a few years ago. Aspiring homeowners are living the harsh reality of the affordability crisis especially if they can’t get money for upfront costs from the ‘bank of mom and dad.' @CRLMike julianbondinstitute.org/publ…
Homeownership is a primary vehicle for #WealthBuilding, but for too many families, it is out of reach. Our new analysis found that period a renter family at the median income needs to save for a down payment and closing costs has doubled since 2019. julianbondinstitute.org/publ…
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Crystal German’s decades of experience advancing inclusive economic opportunity and managing critical programs as well as her financial business expertise make her a perfect fit to lead the Julian Bond Institute.
Julian Bond Institute welcomes new president, Crystal German. “It is an honor to take on this new role and lead the Institute as it continues groundbreaking research into pocketbook problems and in pursuit of racial and economic justice.” loom.ly/J7rWulU
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Let’s not revive the predatory mortgages Barney Frank eliminated loom.ly/GfBY1FU Op-Ed in @TheHillOpinion by @CRLMike Calhoun
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New Poll Finds Voters Across Parties Agree "Earned Wage Access" Payday Loan Apps Should Play by the Same Rules as Banks and Other Lenders - Rates should be capped at 36% and follow other consumer protections loom.ly/86WGQbs #ProtectConsumers #FinancialFairness
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The indictment of the Southern Poverty Law Center for its heroic work to counteract dangerous hate groups is another part of the Administration’s campaign against the our civil rights protections and the organizations that defend these essential freedoms. responsiblelending.org/media…
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.@CRLonline knows this campaign. We have seen the CFPB be systematically dismantled. The Department of Justice Civil Rights Division is being redirected against the communities it was built to protect and now attacks organizations defending and enforcing civil rights.
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Agency after agency charged with defending Americans from discrimination has been hollowed out or turned against their own missions. CRL stands with the Southern Poverty Law Center today and in the days ahead.
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Have you seen the first episode of our new podcast yet? Watch 'Forward in the Struggle' today and subscribe to our YouTube channel to be the first to get each new episode! #TheViewpoint loom.ly/6Kf0-qg
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CRL Supports AFFORD Act - "The bill will improve CDFIs’ ability to transform relatively limited public dollars into larger pools of private capital to target small business development and critical infrastructure investment..." @CRLMike Calhoun loom.ly/jZQbyEE
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There are $21 billion reasons to love the CFPB. That’s the amount of relief it has delivered to people cheated by predatory lenders. Congress – it is time to show working people some love and restore CFPB funding. bit.ly/lovecfpb #CFPBMyValentine
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As National Homeownership Month, June is a time to celebrate the American Dream of safe, stable housing and reflect on how we can expand access to that dream. Read the latest blog post from @CRLMike Calhoun on the importance of equitable homeownership loom.ly/cTDrQss
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Consumer Bureau rules to lower the cost of overdraft fees, lessen the burden of medical debt, and track gaps in small business lending are popular and Congress should let these rules stand. #DefendCFPB #FinancialFairness responsiblelending.org/media…
New Poll Shows Two-thirds of Americans support CFPB “The Administration’s shutdown of the Consumer Bureau is wildly out of step with Americans, across the political spectrum, who want this consumer watchdog agency doing its job,” said @CRLMike. #DefendCFPB loom.ly/_zAQ3yc
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Reduced @FHAgov mortgage insurance premiums have helped make homeownership a reality for more buyers, including Black and Hispanic purchasers who often are not served well by the private mortgage market. responsiblelending.org/media…
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CRL, @RealBankReform, and @NCRC Blast Senate Democrats For Betraying Small Business Owners With Vote To Rescind Section 1071 responsiblelending.org/media…
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Alluring Cash-out Refinance Offers Can Be Financial Trap for Homeowners: New research from @AEI and CRL raises concerns that government guarantee policies are promoting the use of “the house as an ATM” by lower-wealth, cash-constrained buyers. responsiblelending.org/media…
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Mike Calhoun retweeted
Why should the nearly 6 million unbanked households #GetBanked? @CRLMike of @crlonline believes opening a bank account can put you on the road to financial security. FDIC.gov/GetBanked
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