Aleicia (@BudgetBackwards) header
Aleicia (@BudgetBackwards) profile picture

I'm talking to myself about credit, generational wealth, parenting, and fly shit!

Brooklyn, NY
Joined August 2010
Photo by Aleicia (@BudgetBackwards)Photo by Aleicia (@BudgetBackwards)Photo by Aleicia (@BudgetBackwards)Photo by Aleicia (@BudgetBackwards)Photo by Aleicia (@BudgetBackwards)Photo by Aleicia (@BudgetBackwards)Photo by Aleicia (@BudgetBackwards)Photo by Aleicia (@BudgetBackwards)Photo by Aleicia (@BudgetBackwards)Photo by Aleicia (@BudgetBackwards)
Social media aside, almost every black man I know in real life prefers black women.
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My budget for August is $300. I already spent $57.
Friends don't charge friends $1,500 to fix their credit.
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I’m may pause, I may pivot, but I will never quit!
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We don't fix credit over here. We pay our damn bills. @thetrustedbanker
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We don't fix credit over here. We manage our wealth. @thetrustedbanker
The credit repair "friend" who tries to sell you a $1,000 credit repair package is not your friend.
After you set a goal, write down the steps it will take to accomplish that goal. Then, take each step and add it to your schedule.
5 Ways to decrease your expenses without changing your lifestyle 1. Share passwords 2. Travel to a conference for work 3. Ask your cable company for a discount 4. Buy the travel size 5. Open an FSA account
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Bonus: Comb through the last 90 days of your expenses.
You miss 100% of the shots you don’t take.
Today my credit card limit is $6,000
A year and a half ago I was declined for a credit card with a $300 limit
I can’t wait to for this weeks day of rest. I need to close the tabs in my brain.
This week has been an emotional rollercoaster for me.
I had friends who were middle class. I had access to everything they did. That made it hard for me to realize we were actually poor.
When I got to college, I got to see and experience middle class living and a little bit of wealth. College opened my eyes to so much.
I didn’t figure out I was poor until I went to college.
I grew up poor and had no idea. My parents really made things happen.