Bestselling Author https://xitter.cf/t.co/HQ4Lo0u9ro | Founder The Futurists | Host #1 podcasts https://xitter.cf/t.co/zw6wd1dM1d | https://xitter.cf/t.co/NXxwowCrgf
Citizen of the World
Joined May 2008
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If you want to know about the future of economics and government policy, check out my recent keynote on the #Smartworld of 2050 at the @WorldGovSummit
How will #AI #Climate #Quantum #Longevity and #GeoPolitics reshape our world?
cc @PeterDiamandis @neiltyson @michiokaku @elonmusk @ericschmidt @kaifulee @sama @Superplex @mikewalsh @gleonhard @ProfBrianCox @stevewoz @BarackObama
youtube.com/watch?v=Pp12F5RM…
We have the technology and resources to feed, clothe, educate and provide healthcare for every human on the planet. We make the policy decision not to. Why?
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
Pakistan added 150.7M branchless accounts. Only 66.6M are active.
The average balance? PKR 1,618 ($5.80 USD).
Digital wallets aren't primary accounts they are transient transit points. Why top-of-funnel scale is failing bottom-of-funnel retention
Learn more: bit.ly/47m9ygW
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
BREAKING: Claude model goes rogue during testing & files a false homicide report through the Philadelphia police website. — Reuters
Culture must shift in the AI era
Every financial institution eventually hits a regulatory speed bump.
For newer entrants, the question is whether they can preserve their culture of speed and innovation when that happens.
For large banks, the challenge is almost the opposite: how do they move beyond the historical burden of being fearful of the next regulatory outcome?
Rob Rooney joins Brett King @BrettKing to explore the tension between innovation, regulation, and institutional risk.
The bigger question: can banks build a culture that moves quickly without ignoring the realities of regulation?
Listen here or wherever you get your podcasts: provoke.fm/emerging-infrastr…
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
Emerging Infrastructure for Next Gen AI-based Financial Tech
Banks want to move at the speed of fintech.
But many are still building on infrastructure that makes speed difficult by design.
Brett King @BrettKing sits down with Rob Rooney, Co-Founder and CEO of Hyperlayer, to explore the emerging infrastructure powering the next generation of AI-based financial technology.
They unpack why seamless banking is increasingly an infrastructure challenge, what convergence across banking, wealth, and commerce is costing institutions, and why replacing the core may not be the answer.
The bigger question: can banks innovate faster without tearing out the systems they already depend on?
Listen here or wherever you get your podcasts: provoke.fm/emerging-infrastr…
Get ready for #Bank5.0 The Rise of the Agentic Bank
Global launch at @sgfintechfest on Nov 19
@j_k_khalil @efipm @JuliaMichelin @dgwbirch @rossdawson @drewvellozo
amazon.com/Bank-5-0-Rise-Age…
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
McKinsey just admitted something interesting: AI's economics are usually framed as a labor story, but that doesn't explain the size of the returns companies are reporting.
Translation: the ROI everyone chases through headcount reduction isn't actually where the value comes from.
I've been saying this since my first book on innovation: ROI is one input, not the whole scoreboard. The soft-dollar gains from better, faster decisions are real but nobody's built a clean way to measure them yet.
If you've found a way to actually quantify decision quality inside your own company, I want to hear it.
richturrin.substack.com/p/th…
#fintech #tech #finserv #AI
@BetaMoroney @efipm @BrettKing @spirosmargaris @jasuja @enricomolinari @mikeflache
ALT The Hard Truth - AI's Biggest Gains
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
Everyone calls stablecoins borderless. Here's the number that breaks that: 99.5% of stablecoin market cap is US dollar-denominated. But only 50% of global trade is invoiced in dollars.
$1.9 trillion flows annually across the top ten non-dollar trade corridors. A Brazilian company paying a Brazilian supplier still converts reais to dollars and back again just to use rails that are supposed to be cheap.
Stablecoins didn't build global infrastructure. They built dollar infrastructure and called it global. That's not borderless. That's a dollar dependency problem wearing a tech label.
Can non-dollar stablecoins scale fast enough, or does this gap belong to CBDCs?
richturrin.substack.com/p/th…
#fintech #tech #finserv #AI
@BetaMoroney @efipm @BrettKing @spirosmargaris @jasuja @enricomolinari @mikeflache
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
A smartphone can create value before it’s even paid off.
For PayJoy’s customers, that can mean staying connected with
family or transforming how they operate a small business.
Even while making weekly payments, the smartphone can have a
positive economic impact as a productive asset from day one.
What changes when we stop viewing smartphones as purchases
and start seeing them as economic infrastructure?
Brett King @brettking is joined by Doug Ricket @dougricket, Founder and CEO of
PayJoy @PayJoy, to explore how smartphone access can create new opportunities for
underserved consumers.
Listen here or wherever you get your podcasts: provoke.fm/unlocking-financi…
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
We’re working with an independent advisory group of mathematicians to help OpenAI responsibly share advances in AI and mathematics.
The group will advise on how we assess and communicate new mathematical results, uphold academic and professional standards, and build tools that support mathematical research and learning.
Through this work, we want mathematicians to be at the center of shaping how AI supports mathematical understanding and how its benefits reach the wider community.
openai.com/index/advisory-gr…
Trump pledges that if voters defeat socialism, they will each get an equal redistribution of wealth from the government. No irony there at all
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
Congrats Alex and the @InSilicoMeds team!
Of the 43 patients in the trial, the clocks showed significant reductions in the predicted age 🧵
nytimes.com/2026/09/07/scien…
My dear friends, I am happy to report the publication of the most important paper in my life to date (we have several great papers coming out but this is very special). Tomorrow, I will present this paper for the first time at the Nature AI Healthcare in Paris and will post a longer post on this story and its broader implications for how to conduct clinical trials. Please read it and comment on it.
Many thanks to the great co-authors of the study and everyone who contributed. Many thanks to the many reviewers (friendly and unfriendly) for spending so much time and helping make it better.
Link in the comments.
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
My dear friends, I am happy to report the publication of the most important paper in my life to date (we have several great papers coming out but this is very special). Tomorrow, I will present this paper for the first time at the Nature AI Healthcare in Paris and will post a longer post on this story and its broader implications for how to conduct clinical trials. Please read it and comment on it.
Many thanks to the great co-authors of the study and everyone who contributed. Many thanks to the many reviewers (friendly and unfriendly) for spending so much time and helping make it better.
Link in the comments.
The total amount of solar power China produces daily today exceeds the total energy in aggregate from all US power plants combined. This year China will deploy 300Gw of new solar, that’s more than the 290Gw the IS has taken 70 years to deploy. There is no way the US can get to AGI first without a total energy revolution
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
73% of young Americans fear AI taking their jobs. In China, 5.7%.
That gap isn't about regulation or technology. It's about cultural relationship with innovation. China treats AI as a tool that needs regulation to serve society. America increasingly treats it as a threat to survive.
McKinsey's data shows this isn't resolving. The more Americans use AI, the more anxious they get. Pew confirms: concern is rising, not falling.
If fear grows with familiarity, what does that mean for the West's grand plans for AI rollout?
More in this week's Cashless.
richturrin.substack.com/p/fo…
@baoshaoshan @thecyrusjanssen @DOualaalou @lajohnstondr @PSTAsiatech #China #techwar #chips #tech
ALT Four types of human fear holding back agentic AI - China vs US
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
Starlink now in UAE! 🇦🇪
Starlink's high-speed, low-latency internet is now available in the United Arab Emirates! 🛰️🇦🇪❤️ → starlink.com/unitedarabemira…
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
Everyone assumed fintechs would stay in retail. Grab the small transactions, leave the big corporate accounts to the banks.
That was the comforting story. McKinsey just killed it. Fintechs quadrupled SME market share from 5% to 20%. They're prying open corporate accounts. Airwallex is expanding into business accounts, AP/AR, and corporate cards. Ebury moved into treasury advisory.
The firewall between "fintech territory" and "bank territory" doesn't exist anymore. It never did. Banks just assumed it would hold.
At what point does "fintech competition" become "fintech replacement"?
richturrin.substack.com/p/ba…
@BetaMoroney @efipm @BrettKing @spirosmargaris @jasuja @enricomolinari @mikeflache #fintech #tech #finserv #AI
ALT Banks losing payments to fintechs
Brett King #TheFuturists #OptimalHumanity ✈️ retweeted
Just 14% of banks measure AI ROI comprehensively. That means 86% of banks are spending on AI without a real metric for whether it works.
This is the part that should terrify investors. Not the failure rate. Not the pilot backlog. The fact that most banks literally cannot tell you whether their AI investments are paying off.
If you're inside a bank right now, what does your AI measurement actually look like? A dashboard nobody reads? A quarterly slide someone made up?
richturrin.substack.com/p/ba…
@BetaMoroney @efipm @BrettKing @spirosmargaris @jasuja @enricomolinari @mikeflache #fintech #tech #finserv #AI
ALT Banking AI timeline - Adobe survey results