Designer. Make art, music, and mountains out of molehills.

Joined May 2015
In 2001, we really thought this was what the future of web design would look like.
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Happy XRP IS NOT A SECURITY DAY!
Today marks exactly 3 years since Judge Torres ruled in the Ripple vs. SEC case. That decision was a major turning point and the beginning of the end of the prev. SEC war on crypto. Court made it clear in dicta: XRP itself is not a security. A lot changed since then to the positive imo, a more crypto friendly administration and the CLARITY act that is important to move forward for investors, innovation and businesses to provide the regulatory certainty needed for mass adoption.
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#XRPL nearly 14 years old. Tried & true $XRP
Today, Mastercard, @OndoFinance, Kinexys by @JPMorgan, and @Ripple successfully completed a landmark transaction connecting a public blockchain with interbank settlement rails. Together, we’re laying the groundwork for 24/7 global markets that never close.
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What’s the word?
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ruh roh scooby
JUST IN: Michael Saylor's Strategy proposes selling some Bitcoin to pay dividends. "You buy Bitcoin with credit, you let it appreciate, and then you sell Bitcoin to pay the dividend."
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So after mouth-breathing bitcoin maxis claiming (falsely) for the past decade that XRP can be frozen on the XRP Ledger... their most vocal proponent is actually proposing to freeze BTC on the Bitcoin blockchain. I'm not sure whether that is the best approach or not (feels not), but regardless the hypocrisy is pretty amazing.
Cypherpunk Jameson Lopp and other Bitcoin developers propose BIP-361 to freeze quantum vulnerable wallets. This could lock dormant BTC like Satoshi Nakamoto’s 1.1M coins, now worth $74B, before quantum computers can steal them.
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👀Keep an eye on #Ripple National Trust Bank Charter from the OCC 1) Ripple received conditional approval in December 2025 2) The OCC’s final rule took effect April 1, 2026 that clarified trust bank activities (including digital asset custody) 3) If Ripple meets the pre-opening requirements by the OCC (AML, KYC, capital, systems), they will be LIVE Possibly within the next 12 months ⌛️. Charter expires around June 2027 (18 months) This would move #Ripple inside the US Banking System to become a federally regulated trust bank which would dramatically strengthen their credibility with banks, institutions, and governments. Making it easier than ever for institutions to hold and use $RLUSD & $XRP ✅ $RLUSD $XRP #XRPCommunity
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🚨 Brian Armstrong spent YEARS crying about regulators killing innovation. Then spent $75 MILLION buying politicians to pass the Clarity Act. The whole industry aligned. a16z, Ripple, the White House, TRUMP HIMSELF. Historic 294-134 House vote. Real crypto market structure for the first time EVER. And Brian blew it up. Twice. Why? Because stablecoins are 19% of Coinbase's revenue $355 million in a single quarter and he didn't want yield restrictions cutting into his bag. Not "freedom." Not "consumers." His quarterly earnings call. The White House was furious. a16z publicly broke with him. The Digital Chamber begged for unity. Brian posted that negotiations were "constructive" 😊 and killed it again. This man posed for White House photos. Said "win-win-win for crypto AND consumers!" Then tanked the one bill that could've changed everything because it didn't perfectly protect Coinbase's P&L. Coinbase is 63% below its 52-week high. The market is bleeding. And the Clarity Act is rotting in Senate purgatory. Brian Armstrong doesn't want crypto regulation. He wants crypto regulation written for Coinbase. He's not fighting the banks. He IS the bank. He just doesn't want to admit it.
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