The American healthcare system is an absolute fever dream. 🫠 Imagine going in for a routine, preventative screening that’s supposed to be 100% covered by law, and weeks later you get hit with a bill for over $3,000. Here is exactly how the insurance companies “logic” you into bankruptcy: 1️⃣ The "Diagnostic" Trap: You have a screening colonoscopy because a prior test (like Cologuard) flagged a possible issue. Suddenly, your insurance decides it's no longer "preventative" but "diagnostic"—even though federal guidance explicitly says it should still be covered as a screening. 2️⃣ The Polyp Penalty: The literal point of a colonoscopy is to find and remove polyps before they turn into cancer. But the second the doctor actually does their job and removes one? Boom. Your procedure gets magically converted to "diagnostic" per your insurer's clinical guidelines, shifting the massive cost right back to you. 3️⃣ The Stealth Anesthesiologist: You did your homework, found an in-network facility, and an in-network doctor. But the anesthesiologist who walked into the room 90 seconds before you went under? Out of network. Apparently, they expect you to comparison shop while you’re lying on the table in a hospital gown. 4️⃣ The Surprise Facility Fee: You go to your regular GI’s independent outpatient center. But surprise! A massive hospital system recently bought out the practice. Nothing changed—same building, same doctor—but now you owe a hospital facility fee surcharge just because of a corporate acquisition. It’s a rigged game designed to keep you guessing and keep you paying. We got tired of the corporate insurance nightmare and the endless, unpredictable line items. That’s why we bypassed them completely to offer fair, transparent, and predictable pricing without the absolute headache.