Founder Director Sapient Finserv Private Limited Founder - Sapient Wealth . Founder Symphonia Wealth
Pune
Joined July 2009
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“Mind the gap” between the AI opportunity and the price paid to finance it. SoftBank’s 5Y CDS jumps 12 bps to 432, a 4-year high.
With US 30 year around 5.33% versus Japan’s 30 year around 4.03%, the gap is no longer sufficient on its own to guarantee Japanese demand. As domestic JGB yields rise, the yen strengthens and hedging costs remain elevated, Japanese inst can retain capital at home or repatriate overseas assets. Even a reduction in Japan’s marginal demand for long dated US Treasuries could put further upward pressure on US long term yields. Can we see a 5.5 on the US 30 year in the near future ?
बहुत खुश किस्मत होते है वे लोग जिन्हें,
समय और समझ एक साथ मिलती है,
क्यों की अक्सर समय पर समझ नही आती और जब समझ आती है तो समय हाथ से निकल जाता है..!!!
AMIT ANAND BIVALKAR retweeted
Fake Maggi
Fake Thumbs Up
Fake Bournvita
Fake Paperboat
We are eating fake food despite paying full price.
Hospitals are full of cancer patients for this very reason.
Last lines of Scott Fitzgerald’s novel The Great Gatsby were
“So we beat on, boats against the current , borne back ceaselessly into the past”
Can this be attributed with what is happening in the world today ?
New Zealand brought the Kiwis, India brought the knife. Fruit salad finished early.
Congratulations India !
3rd Time T20 World Champions
Bharat Mata ki Jai !
AMIT ANAND BIVALKAR retweeted
Congratulations Sapient Finserv for winning Equity Champion – Boutique MFD Firms - All India at the Cafemutual Big League Awards! #BigLeagueawards
@AxisMutualFund #CIF2026 @SapientFinserv @BIVALKAR
On the recent categorisation circular
My understanding
1. Fewer Similar Products
2.Goodbye to Old Solution Funds
3.Rise of Lifecycle Investing
4. Real Multi-Asset Investing Begins
5.A Shift in How AMCs Compete
6. Smarter Investor Journeys
7. Focus Moves from Funds to Portfolios
8. Revenue models based on product proliferation may weaken.
And to sum it up
The future of differentiation will not lie in:
“What fund to buy”
But in:
“How portfolios are built and evolve over time”
AMIT ANAND BIVALKAR retweeted
🚨Private credit is flashing a warning sign last seen before the Great Financial Crisis:
Blue Owl Capital permanently halted investor redemptions at its retail private credit fund, OBDC II, backtracking from an earlier plan to reopen withdrawals.
The fund has been closed to redemptions since November 2025 after a failed merger that would have forced investors to take a -20% hit.
Redemptions in Q3 2025 nearly DOUBLED to $60 million, or 6% of the net asset value, forcing the firm to sell -$1.4 billion in credit assets across 3 funds.
The $1.4 billion portfolio sold spans 128 companies across 27 industries, with 13% of the loans concentrated in internet and software businesses, sectors increasingly vulnerable to AI disruption.
This comes as scrutiny into private credit loan quality intensifies after a string of high-profile defaults.
In August 2007, BNP Paribas freezing 3 funds due to "complete evaporation of liquidity" became the first domino of the Global Financial Crisis.
Blue Owl is not BNP Paribas, and private credit is not subprime mortgages, but the pattern of locking investors out when redemptions surge is familiar.
When a fund stops letting investors leave, it is no longer a liquidity issue.
It is a solvency question.
Everyone loves the story of quiet strength.
Staying non aligned.
Being everyone’s partner.
Having scale , youth and demand on our side.
But history is unkind to countries that believe potential automatically converts into power.
A large population can be a dividend.
It can also become a liability if jobs skills and productivity do not compound faster than expectations.A growing consumer market excites investors until income growth lags aspiration.
India’s decade will not be decided by demographics or diplomacy alone.
It will be decided by execution reform speed and whether scale turns into efficiency not friction.
The opportunity is real.
So is the risk of mistaking patience for progress.
The next ten years will not reward balance.
They will reward outcomes.
Amit