Alliance for Prosperity and a Secure Retirement

Most retirees say they want guaranteed income in retirement. Yet only ~6% receive income from an annuity. A new Brookings report digs into why. Read more: zurl.co/8yAZb

APSR has grown to over 110 members after another busy summer of expansion! Seventeen new additions strengthen our fight for retirement security and financial protection for public safety professionals nationwide. zurl.co/oNiqc #RetirementSecurity #PublicSafety

Nearly 40% of families have no equity market exposure. Access to low-cost, diversified U.S. stock index funds and tax-deferred savings tools is an opportunity for every child to tap into investing fundamentals from day one. zurl.co/zEM0y #TrumpAccounts #FinancialLiteracy

56M Americans have no employer retirement plan. New tax-advantaged savings accounts for kids are changing that, seeding long-term financial security from day one, for every family. zurl.co/DRg0r #WealthGap #FinancialInclusion

.@BlackRock Larry Fink makes a point worth underscoring: when Americans invest for the long term, capital markets put that money to work — financing companies, infrastructure, and jobs. People help build the nation's growth. They should share in it. zurl.co/GJQ19

Target date funds. Workplace retirement plans. Automatic enrollment. Starter accounts for young workers to harness the power of compounding early. America has always rewarded those who invest in its future — it's time everyone has the tools to do it. zurl.co/98ErT

Roughly 40% of Americans have no exposure to capital markets at all. Not from lack of effort — from lack of access. Closing that gap means expanding the tools that turn saving into real wealth. zurl.co/Qe5A9 #America250

For 250 years, the American promise has been simple: work hard, save what you can, build a good life. That promise still has momentum — but only if we make sure it pays off for everyone. zurl.co/Y7QjX #America250

Teachers, entrepreneurs, and nonprofit workers all have different retirement rules. Reforms like the Retirement Investment Choice Act and Retirement Fairness for Charities and Educational Institutions Act could help change that. zurl.co/XSbUB

A teacher's pension may invest in private equity and real estate. A Fortune 500 employee's 401(k) often cannot. Part of the fix: updating a 1977 rule called PTE 77-4, which governs how plans can invest in affiliated funds, to cover a broader range of vehicles - not just mutual funds. @USDOL is working on it. Your retirement options shouldn't depend on where you work. zurl.co/7X3OI

Your retirement security shouldn’t depend on where you work. But for millions of Americans, it does. New proposals on the table in Washington would expand investment choices across 401(k)s, 403(b)s, and IRAs – giving every saver a fairer shot at a secure retirement. zurl.co/OP41L

The rules governing retirement plans haven't kept up with the marketplace. @USDOL is reviewing PTE 77-4 - an outdated 1977 exemption that currently only covers mutual funds - to expand it to a broader range of investment vehicles, including those with exposure to alternatives like private equity and real estate. Every worker deserves the same options regardless of where they work or try to save. zurl.co/bebPi

When retirees rely on market timing, a sudden downturn can stretch their savings thin. Reforms like automatic enrollment, improved portability, and expanded access to predictable income solutions pave the way for a more secure retirement. zurl.co/3fsmV

Market volatility hits harder in retirement. Guaranteed income sources – pensions, annuities, and target-date funds – shield retirees from uncertainty. These "lifetime paychecks" mean less risk and more peace of mind. zurl.co/cvYlO

Oklahoma's Energy Discrimination Elimination Act drove up borrowing costs by $164M before the state Supreme Court struck it down. APSR President Tim Hill on why this ruling matters nationally. zurl.co/PCIzY

Pensions are retirement income, not policy experiments. APSR president Tim Hill on how a recent Oklahoma Supreme Court ruling sends a clear message to states using pensions for political agendas: put retirees first. zurl.co/EQkbr

Lack of personal finance knowledge costs the average adult almost $1,000/year. Investing in financial literacy can change that trajectory. Mississippi is leading the way, teaching students the habits they need to build lifelong financial security. zurl.co/2eEjJ

Financial literacy goes hand in hand with retirement security. More on how personal finance education for grades 6–12 – coupled with $1M in private funding – is laying the groundwork for Mississippians to retire with dignity. zurl.co/Gpr0u

From expanding automatic re-enrollment to fixing a securities law gap that has left 403(b) savers stuck with higher-cost investments, the ideas being floated for SECURE 3.0 could strengthen retirement security for millions of workers. A package could come together as soon as 2027. zurl.co/nGjP9

This investment in Texas’ skilled trades workforce shows career pathways and retirement readiness go hand in hand. $30M will train 12,000 Texans for high-paying electrical careers while teaching financial habits for long-term security and generational wealth. zurl.co/OFzpr