Our Vision: A diverse and inclusive financial sector that supports increased resilience and sustainable livelihoods for all.

Rwanda
Joined November 2016
At #ICII2026, our CEO @Ksayinzoga spoke in the plenary: โ€œThe landscape of microinsurance in an era of mega events: Delivering protection at the last mile.โ€ She shared five lessons on closing the inclusive insurance gap: ๐“๐ซ๐ฎ๐ฌ๐ญ ๐ฆ๐š๐ญ๐ญ๐ž๐ซ๐ฌ: Insurance reaches people through those they already trust. ๐ƒ๐ข๐ ๐ข๐ญ๐š๐ฅ + ๐ก๐ฎ๐ฆ๐š๐ง: Technology enables scale, but human connection drives uptake. ๐†๐ž๐ง๐๐ž๐ซ ๐ฆ๐š๐ญ๐ญ๐ž๐ซ๐ฌ: Inclusion must address barriers that can leave women behind. ๐ƒ๐ž๐ฌ๐ข๐ ๐ง ๐Ÿ๐จ๐ซ ๐ฌ๐œ๐š๐ฅ๐ž: Programmes must be built to scale sustainably from day one. ๐๐ซ๐ž๐š๐ค ๐ญ๐ก๐ž ๐ฌ๐ข๐ฅ๐จ๐ฌ: Regulators, policymakers, banks, MFIs, SACCOs, fintechs and insurers must work together. At @AFRwanda, building these connections is at the heart of our work to advance financial and insurance inclusion. #InclusiveInsurance #FinancialInclusion
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Access to Finance Rwanda (AFR) retweeted
At a panel on Inclusive Insurance in Rwanda, our Head of Financial Sector Development outlined Rwanda's target to grow insurance penetration from 2% to at least 5% by 2035. He highlighted financial education, digital distribution, timely claims settlement & local savings groups as key measures especially for rural communities and underserved sectors like agriculture and mining. #ICII2026
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Access to Finance Rwanda (AFR) retweeted
This week, the 2026 International Conference on Inclusive Insurance is happening in Kigali, bringing together 500+ participants from the insurance and banking sectors to explore how to expand insurance access in emerging markets. Rwanda is proud to host conversations that build resilience and advance financial inclusion. #ICII2026 #MeetInRwanda
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Over 500 inclusive insurance leaders from more than 50 countries are convening in #Kigali for the International Conference on Inclusive Insurance (#ICII2026). ICII2026 aims to contribute to a more inclusive insurance ecosystem where affordable, relevant, trusted and sustainable risk protection reaches underserved populations and strengthens financial resilience. We are pleased to host this important global convening in collaboration with @RwandaFinance, @CentralBankRw, @Ribo_Rwanda, @ASSAR_Rwanda, @NetworkFlash and @IntMicroinsConf.
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Access to Finance Rwanda (AFR) retweeted
Rwanda is hosting the International Conference on Inclusive Insurance (ICII) 2026, bringing together global insurance leaders and development partners to advance access to affordable insurance. Discussions focus on protecting households and businesses against climate and economic risks, strengthening Rwandaโ€™s insurance sector, and expanding financial protection for underserved communities. The conference provides a platform to exchange knowledge, strengthen partnerships and develop practical solutions to make insurance more accessible and inclusive. #ICII2026
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Access to Finance Rwanda (AFR) retweeted
Today, the National Bank of #Rwanda, in partnership with @RwandaFinance, @AFRwanda , @IntMicroinsConf, @ASSAR_Rwanda, @NetworkFlash , @Ribo_Rwanda convened 500 policymakers, regulators, insurers and reinsurers, innovators, development partners, and researchers for the ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ” ๐ˆ๐ง๐ญ๐ž๐ซ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐‚๐จ๐ง๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž ๐จ๐ง ๐ˆ๐ง๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž. The conference explores how #InclusiveInsurance solutions can strengthen the financial resilience of underserved and climate-vulnerable populations, focusing on agriculture, climate risks, disaster resilience, digital financial services, and innovative approaches to expanding access to financial protection. #InclusiveInsurance #ICII2026 #BNREngage
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๐ˆ๐ง๐ญ๐ซ๐จ๐๐ฎ๐œ๐ญ๐ข๐จ๐ง ๐ฐ๐จ๐ซ๐ค๐ฌ๐ก๐จ๐ฉ: ๐ˆ๐ง๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž โ€“ ๐ฉ๐š๐ญ๐ก๐ฐ๐š๐ฒ๐ฌ ๐ญ๐จ ๐š ๐ฌ๐ฎ๐œ๐œ๐ž๐ฌ๐ฌ๐Ÿ๐ฎ๐ฅ ๐ข๐ง๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐จ๐Ÿ๐Ÿ๐ž๐ซ Hosted @ilo, this session introduced key challenges and opportunities in inclusive insurance, from client-centred design and value-chain partnerships to loss assessment and claims settlement, and its contribution to the Sustainable Development Goals (#SDGs). #ICII2026 #InclusiveInsurance
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๐‚๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐š๐ญ๐ข๐ฏ๐ž ๐…๐จ๐ซ๐ฎ๐ฆ: ๐‚๐š๐ง ๐ฌ๐ญ๐š๐ง๐๐š๐ฅ๐จ๐ง๐ž ๐ฅ๐ข๐œ๐ž๐ง๐œ๐ž๐ฌ ๐๐ž๐ฅ๐ข๐ฏ๐ž๐ซ ๐จ๐ง ๐ญ๐ก๐ž๐ข๐ซ ๐ฉ๐ซ๐จ๐ฆ๐ข๐ฌ๐ž ๐จ๐Ÿ ๐š๐ญ๐ญ๐ซ๐š๐œ๐ญ๐ข๐ง๐  ๐ง๐ž๐ฐ ๐ž๐ง๐ญ๐ซ๐š๐ง๐ญ๐ฌ ๐š๐ง๐ ๐ซ๐ž๐š๐œ๐ก๐ข๐ง๐  ๐ญ๐ก๐ž ๐ฎ๐ง๐๐ž๐ซ๐ฌ๐ž๐ซ๐ฏ๐ž๐? More than 30 jurisdictions, mostly in Sub-Saharan Africa and Asia, have introduced dedicated licences for microinsurance providers. But have they delivered? This interactive forum brought together supervisors, providers, and experts to examine what makes these frameworks work, where they fall short, and how better data and monitoring can guide regulatory adjustments. #ICII2026 #InclusiveInsurance
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Pre-Conference 4 - Institutionalising agricultural insurance: training tools for integrating insurance into public and private programmes Over 500 million smallholder farmers face high climate risk, yet most have no financial protection. This session explored how governments can embed agricultural insurance in policy, regulation, programmes, and financing. #ICII2026 #InclusiveInsurance
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Access to Finance Rwanda (AFR) retweeted
Today at ๐ญ๐ก๐ž ๐ˆ๐ง๐ญ๐ž๐ซ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐‚๐จ๐ง๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž ๐จ๐ง ๐ˆ๐ง๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž, #ICII2026, Faith Batamuriza, Director of Insurance & Pensions Supervision at the @CentralBankRw, joined a panel discussion exploring whether standalone licenses can attract new market entries and expand access to inclusive insurance. #InclusiveInsurance #BNREngage #KnowYourCentralBank
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From today to 23 October, the ๐ญ๐ก๐ž ๐ˆ๐ง๐ญ๐ž๐ซ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐‚๐จ๐ง๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž ๐จ๐ง ๐ˆ๐ง๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž #ICII2026 brings together over 500 policymakers, regulators, insurers and reinsurers, innovators, development partners, and researchers from around the world at the Kigali Convention Centre. Together, we are exploring how to move from access to meaningful protection for the people and businesses who need it most. The week opens today with 4 pre-conference sessions: โ€ข Inclusive insurance: pathways to a successful offer โ€ข Can standalone licenses reach the underserved? โ€ข Strategic leadership for inclusive insurance: profit with purpose โ€ข Institutionalising agricultural insurance #ICII2026 #InclusiveInsurance
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#ICII2026 is a global platform to explore how #inclusiveinsurance solutions can strengthen the financial resilience of underserved and climate-vulnerable populations, particularly in relation to agriculture, climate risks, disaster resilience, digital financial services, and innovative approaches to expanding access to financial protection.
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#ICII2026 kicks off on Monday, 19 October at the Kigali Convention Centre. The first day is dedicated to the Pre-Conference, featuring four engaging sessions. โ˜€๏ธ MORNING | 09:00โ€“12:30 1. ๐ˆ๐ง๐ญ๐ซ๐จ๐๐ฎ๐œ๐ญ๐ข๐จ๐ง ๐–๐จ๐ซ๐ค๐ฌ๐ก๐จ๐ฉ: Inclusive Insurance โ€“ Pathways to a Successful Inclusive Insurance Offer Hosted by the International Labour Organization| MH1 2. ๐‚๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐š๐ญ๐ข๐ฏ๐ž ๐…๐จ๐ซ๐ฎ๐ฆ: Can Standalone Licences Deliver on Their Promise of Attracting New Entrants and Reaching the Underserved? ๐ŸŒค๏ธ AFTERNOON | 14:00โ€“17:30 3 . ๐ˆ๐ง๐ญ๐ž๐ซ๐š๐œ๐ญ๐ข๐ฏ๐ž ๐‘๐ž๐ญ๐ซ๐ž๐š๐ญ ๐Ÿ๐จ๐ซ ๐‚๐„๐Ž๐ฌ ๐š๐ง๐ ๐’๐ž๐ง๐ข๐จ๐ซ ๐„๐ฑ๐ž๐œ๐ฎ๐ญ๐ข๐ฏ๐ž๐ฌ: Corporate Management and Strategic Leadership for Inclusive Insurance Businesses: Profit with Purpose 4. ๐ˆ๐ง๐ฌ๐ญ๐ข๐ญ๐ฎ๐ญ๐ข๐จ๐ง๐š๐ฅ๐ข๐ฌ๐ข๐ง๐  ๐€๐ ๐ซ๐ข๐œ๐ฎ๐ฅ๐ญ๐ฎ๐ซ๐š๐ฅ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž: Training Tools for Integrating Insurance into Public and Private Programmes Welcome to Kigali! ๐Ÿ‡ท๐Ÿ‡ผ
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Access to Finance Rwanda (AFR) retweeted
โ€œWe will continue as AFR to support KIFC and its partners in this work, as we did through this review, with evidence with practical work alongside public and private actors, especially financial institutions, and with the continued focus on the people and businesses the financial system does not yet serve well.โ€ Eric Picard, Chief Strategy Officer at Access to Finance Rwanda (AFR), speaking at the official launch of the Rwanda Sustainable Finance Roadmap 2.0 on the sidelines of the Carbon Market Africa Summit. Thank you @AFRwanda for your valuable contribution as a key partner in advancing sustainable finance and financial inclusion in Rwanda. #CMAS2026
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Today, our Chief Strategy Officer, Eric Picard, spoke at the ๐ฅ๐š๐ฎ๐ง๐œ๐ก ๐จ๐Ÿ ๐‘๐ฐ๐š๐ง๐๐šโ€™๐ฌ ๐’๐ฎ๐ฌ๐ญ๐š๐ข๐ง๐š๐›๐ฅ๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐‘๐จ๐š๐๐ฆ๐š๐ฉ 2.0, held on the sidelines of the Carbon Market Africa Summit in #Kigali. The Roadmap aims to strengthen #Rwandaโ€™s position as an international hub for green and sustainable finance by connecting financial instruments, market infrastructure, and expertise with sustainable investment opportunities. In his remarks, Mr. Eric highlighted the close connection between sustainable finance and financial inclusion, noting that progress in one can reinforce progress in the other. He underscored that ๐‘๐จ๐š๐๐ฆ๐š๐ฉ 2.0 will make a difference when lead and supporting institutions translate it into their own work plans and budgets; when financial institutions and investors act on the opportunities it identifies; and when partners align their support behind its implementation. AFR is proud to support @Kigali_IFC in reviewing the first Roadmap and preparing Roadmap 2.0. We look forward to continuing collaboration @Kigali_IFC and other partners in implementing the Roadmap, with a continued focus on ensuring that the financial system better serves the people and businesses itโ€™s yet to reach effectively. #SustainableFinance #FinancialInclusion #CarbonMarkets #GreenFinance
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๐…๐ซ๐จ๐ฆ ๐ƒ๐š๐ญ๐š-๐‘๐ข๐œ๐ก ๐ญ๐จ ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง: ๐‹๐ž๐ฌ๐ฌ๐จ๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐“๐ฎ๐ซ๐ง๐ข๐ง๐  ๐ƒ๐š๐ญ๐š ๐ข๐ง๐ญ๐จ ๐๐ž๐ญ๐ญ๐ž๐ซ ๐ƒ๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง๐ฌ ๐š๐ง๐ ๐Œ๐จ๐ซ๐ž ๐ˆ๐ง๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ž Our latest focus note, ๐…๐ซ๐จ๐ฆ ๐ƒ๐š๐ญ๐š-๐‘๐ข๐œ๐ก ๐ญ๐จ ๐ˆ๐ง๐ฌ๐ข๐ ๐ก๐ญ-๐ƒ๐ซ๐ข๐ฏ๐ž๐ง, shares key lessons from the ๐’๐ญ๐ซ๐ž๐ง๐ ๐ญ๐ก๐ž๐ง๐ข๐ง๐  ๐ƒ๐š๐ญ๐š ๐€๐ง๐š๐ฅ๐ฒ๐ญ๐ข๐œ๐ฌ ๐‚๐š๐ฉ๐š๐œ๐ข๐ญ๐ฒ ๐ข๐ง ๐‘๐ฐ๐š๐ง๐๐š'๐ฌ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐„๐œ๐จ๐ฌ๐ฒ๐ฌ๐ญ๐ž๐ฆ project, implemented between 2022 and March 2026 in collaboration with the @CentralBankRw, @BankofKigali and @RwandaBankers. The project aimed to strengthen in-house data analytics capabilities and help financial institutions translate customer data into actionable business insights. The experience revealed six key lessons for institutions seeking to become truly data-driven ๐Ÿ”— Read the focus note: tinyurl.com/3wctuxbr #AFRInsights #DataAnalytics
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