Payment options are subject to eligibility and are provided by: https://xitter.cf/t.co/5SPn7aK4CH. Savings accounts are held by Cross River Bank, Member FDIC.
San Francisco
Joined April 2013
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- Following401
- Followers20K
- Likes1.7K
"We think Affirm will grow larger, faster, for longer because of the network effects." -@bizbreakdowns
Listen: open.spotify.com/episode/4Oo…
"As agentic shopping grows, we will see more people needing access to credit, not less. And we're there. That is our job. We will absolutely be there for them." -@mlevchin in conversation with @BrianSozzi
Watch the full episode: youtube.com/watch?v=c8QLuWNJ…
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More people are choosing Affirm in more places.
- 28.7M people are using Affirm
- Affirm is available at checkout across 621K merchants, up 48% YoY
- People are finding value in using Affirm beyond online checkout. There are now 6M people using Affirm Card (up 2x YoY)
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We opened fiscal 2027 with stellar first quarter results. We saw broad-based outperformance across the business and raised guidance for the year.
Here's our shareholder letter for all the details: bit.ly/3UlTn0l
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It’s November, so naturally we’re talking about the holidays now. We’ve teamed up with @Refinery29 on a holiday quiz to make you the standout gift giver.
Take the quiz: refinery29.com/en-us/thought…
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"Max Levchin’s Affirm has won back a piece of the retail empire it lost last year. The San Francisco buy-now-pay-later lender...signed an exclusive, multi-year agreement to be the pay-over-time provider for Sam’s Club."
More here: bit.ly/4zjZIIX
Are you ready to cook?🧑🍳
Affirm x Sur la table now live. bit.ly/4BwzODd
ALT A set of black frying pans rests on a wooden surface. Nearby are chopped onions, chives, a knife, and a bowl of pepper. Next to this setup, the logo of Affirm and the words "Sur la table" are displayed against a dark blue background.
Another take on YCSE? Yep, we can’t stop thinking about it either.
It exposes an uncomfortable truth: the low-grade anxiety we accept as normal, just trying to parse what people, companies & everyone in between are actually telling us.
Read: bit.ly/4ss4AsR
Credit costs shouldn’t be a surprise. But ~half of surveyed CC users said interest or fees made holiday shopping cost more than expected.
Hint: we think there’s a better way to pay. And that includes no late fees or compounding interest.
More: bit.ly/3U2EVdw
“It pays to use a product that has your best interests in mind as a consumer, and I think retailers big and small are realizing that everywhere.” -@mlevchin
Max Levchin, founder and CEO of Affirm Holdings, says the company is seeing no slowdown in demand from consumers or retailers, despite concerns about squeezed household budgets and a challenging consumer-spending outlook bloom.bg/3VUlQe5
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AI makes prototyping easier, but shipping something useful still takes a team. Lessons from our tech team’s PredictPay journey:
- Give ideas a path to production
- Bring every discipline in early
- Make progress testable
- Improve the model and system together
AI makes building easier. Turning an idea into a production system and improving it still takes a strong team working closely together.
PredictPay, our in-house payment risk model, went from “would be cool if it works” to “it works, and it works really well” through demos, thoughtful scoping, AI & ML explainability, production experiments, and many iterations. We’re sharing the full zero-to-v2 journey in the hope that it inspires more people to bring forward an idea and find great people to build it with.
Proud to share the journey with Kyle Gahagan, Skylar Gao, Ross Briden, Patrick Holloran, Fabio Sammarco and everyone across Engineering, Analytics, and Product @affirm who made it possible!
tech.affirm.com/predictpay-f…
In her first year in Affirm’s Early Career Program, Claire Yang found that AI helped her build faster, but she wanted to ensure she was still developing scalable engineering judgement. She writes candidly about finding the balance: medium.com/affirmengineering…
ALT The image features the title "Coming of age in AI" in bold white letters on a blue background. Below, there's a credit box with "Authored by: Claire Yang, Software Engineer I." The background has a digital wave pattern with glowing, multicolored lights.
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Finance runs on tables, but AI still struggles to read them.
Our ML engineers built an interactive tutorial on how foundation models handle tabular data, and it's been accepted to the #NeurIPS2026 Education Track.
Explore it: github.com/Affirm/tabular-fo…
ALT Sure, here is a possible alt text: "Event announcement image with logos for 'Affirm' and 'NeurIPS'. Text reads: 'An interactive guide to tabular foundation models, Sydney, Australia, December 2026.' A photo labeled 'Jiarui Xu, Senior Manager, Machine Learning Engineering at Affirm' is on the right side.
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"The grownup way to buy things that matter to you." That's how @mlevchin describes Affirm and what led to our new partnership with @CrateandBarrel. Watch on @FoxBusiness with @LizClaman: foxbusiness.com/video/640592…
Affirm is expanding our partnership with @amazon to the UK.
Rolling out over the coming weeks, eligible customers can select Affirm at checkout to split payments flexibly, with clear terms upfront and no late or hidden fees – ever.
Read more: bit.ly/4hcNGsI
Affirm gave up the highest margins in payments on purpose. @mlevchin and @arampell get into why on the @a16z podcast: youtube.com/watch?v=J3pegsM5…
Affirm's new transformer-based underwriting model is live at U.S. checkout. It learns patterns within and across credit accounts over time, providing a clearer read on a person's history and on what they can responsibly repay. bit.ly/4xoiCfH
