@Affirm
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Payment options are subject to eligibility and are provided by: https://nitter.cf/t.co/5SPn7aK4CH. Savings accounts are held by Cross River Bank, Member FDIC.
San Francisco
Joined April 2013
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Affirm gave up the highest margins in payments on purpose. @mlevchin and @arampell get into why on the @a16z podcast: youtube.com/watch?v=J3pegsM5…
Affirm's new transformer-based underwriting model is live at U.S. checkout. It learns patterns within and across credit accounts over time, providing a clearer read on a person's history and on what they can responsibly repay. bit.ly/4xoiCfH
Affirm was built to be your "smarter older sister," helping people make better decisions. @mlevchin on @semafor's The CEO Signal with @PennyPritzker & @Edgecliffe.
semafor.com/article/07/30/20…
“It’s not you. The system is built to be confusing," - @mlevchin via @RichHabitsPod
Our Founder & CEO spoke w/ @austinhankwitz & @realrobertcroak about agentic commerce, the future of finance & Max’s one piece of advice for consumers.
bit.ly/4xHZryZ
"If you tell an entrepreneur over and over again, 'This thing will never work unless someone does X,' the natural response is, 'Well, I will do X and see if it works.'"
Affirm’s @mlevchin w/ @tferriss on the books, lessons, and ideas that shaped him.
bit.ly/4oiYiK1
From refugee to entrepreneur, @mlevchin reflects on the experiences and principles that have shaped his career in @CNBC's America: 250 Years Bold series.
bit.ly/4xnX6Ju
“This is by far the best time in history to run a company as an engineer.”
@mlevchin sat down with @BrianSozzi on @YahooFinance's Power Players to break down engineering-led companies, the future of AI, authentic communication, and more.👇
bit.ly/4xibLWy
"I challenge any lender, any bank, any financial services provider, to have the degree of … love" that consumers show Affirm. — Our founder and CEO @mlevchin on @MiguelArmaza's Fintech Leaders podcast.
🎧 bit.ly/4dK1R6P
ICYMI: Watch Affirm's Investor Forum 2026 replay, where Affirm's leadership deep dive into where we've been and where we're headed. bit.ly/3P5AxYL
ALT Certainly! Here's a succinct alt text description: "Person in a t-shirt with 'affirm' logo stands beside a quote attributed to Max Levchin, Founder & CEO. The quote discusses the goal of becoming a must-accept payment mark."
Live today: The Affirm Investor Forum. Tune in at 2 p.m. ET to hear directly from leadership on what's driving the business forward. Watch here: bit.ly/4u2KANm
ALT Stream live event announcement for Affirm Investor Forum, scheduled for today at 2 p.m. ET.
The world is moving toward Affirm. Tomorrow, stream our Investor Forum for a closer look at what’s next for the business. Tune in at 2 p.m. ET here: bit.ly/4u2KANm
Affirm’s The Big Nothing is your reason to finally hit 'buy' on the thing that's been sitting in your cart. 0% APR options. No hidden fees. Coming May 13-15. #TheBigNothing 👉 bit.ly/48wm8eC
Subject to Eligibility. See terms at affirm.com/disclosures.
"We are focused on being a better provider of credit, and being a better provider of payments, to as wide of a range of consumers as possible, across as many surfaces as possible."
More from Affirm’s Libor Michalek in convo w/ @karenmpd for @pymnts: bit.ly/3QPv1tz
Affirm + @ExpediaGroup are tackling a travel pain point: the hesitation before “book now.” We call it the Trip Yips. See how we’re helping would-be travelers turn uncertainty into action: bit.ly/4coPj5F
Terms apply.
“The net IQ of the world is about to go up like 50 points…”
@mlevchin breaks down why with @MollySOShea. Tune in to explore the history of credit, what it takes to start a successful company, and Max’s hot take on the future of AI. 👇
BREAKING: Max Levchin (@mlevchin), Co-Founder of PayPal & CEO of @Affirm — HQ Tour
A Masterclass in: Espressos → Big Lebowski → PayPal lessons → Affirm → Economics of AI
The Dude abides.
“The net IQ of the world Is about to go up 50 points”
Result: As intelligence becomes normalized, bad actors & "fine print" companies will get exposed faster.
We cover:
• Capitalism vs the “warm embrace” of socialism
• You can’t perfectly time an IPO
• The best time ever to be a CS CEO
• AI collapsing the cost of intelligence
• Great economic shift underway
Strikes & gutters, ups & downs.
Recorded at Affirm HQ, March 30, 2026
𝐓𝐈𝐌𝐄𝐒𝐓𝐀𝐌𝐏𝐒
(00:00) Max Levchin, Co-Founder & CEO at Affirm
(01:35) Inside Affirm's office espresso bar
(06:46) How the love for espressos started at age 5
(10:30) Truth about bad coffee beans
(13:51) Strava & cycling
(14:56) Meeting Alfred Lin & Tony Hsieh over poker
(21:14) Onboarding 800K Shopify merchants in one week
(22:59) Big Lebowski in every shareholder letter
(32:11) The PayPal lesson that built Affirm
(35:25) Being a technical CEO
(37:57) Why this is the best time to be a technical CEO
(42:10) Should engineers still learn to code?
(44:48) Side quest with AI
(46:59) Companies AI will destroy
(49:46) How AI has changed engineering at Affirm
(50:54) Agentic commerce & DoorDash
(52:28) Devolution of Credit
(55:06) Biggest misconceptions about BNPL
(57:42) Being a public company CEO
(01:07:01) Advice for private companies
(01:11:09) Creating his own economy
(01:14:29) Can AI help solve the $39T debt problem?
(01:16:00) Learnings
(01:17:46) Will average IQ rise or fall?
"The credit card business model is one that’s adverse to the consumer who actually needs to borrow." – Michael Linford
Our COO joined @APompliano to break down how the current credit system works, why Affirm was built differently, and the future of consumer credit. More below 👇
I sat down with Affirm COO @mlinford_ to understand the strength of the US consumer, along with details about $AFRM and how they see their future potential.
Following the latest AI headlines? @mlevchin has seen this movie before.
Our Founder and CEO spoke w/ @semafor @Edgecliffe about what history tells us in moments like this.
bit.ly/4aFlE7h
“Credit cards aren't your friends. They feel good coming in, but then they can really mess you up going out.” - @mlevchin via @rundowndaily_
Max joined @AdmaniExplains to talk about what's broken in the current credit system and why incentives matter.
bit.ly/3MjyQpb
🚨Big news: Affirm is partnering with @Intuit to bring pay-over-time directly into @QuickBooks Payments — helping SMBs offer flexible payments on invoices while getting paid upfront 💪
Read more: bit.ly/4k9xZ6G
Subject to eligibility.