The key to better collections is personalization – not pressure! Discover how to boost engagement, overcome key challenges & improve recovery rates in our new eBook. No forms, no hassle - just actionable insights. Download now: financial-cloud.com/wp-conte…

Top COOs use GenAI to boost revenue, not headcount. Automate calls, extend hours, and grow profits: bit.ly/4418HjD

Registration is now live for ACA's 2025 Convention! From thought-provoking keynotes to game-changing breakout sessions, and exclusive experiences like Millionaires Row at Churchill Downs and bourbon-infused networking, this is where big ideas run wild. tinyurl.com/bdd7zyw5

Happy Holidays from ACA and best wishes for a Happy New Year! As a reminder, ACA’s offices are closed Dec. 24, 25, and 26, as well as Jan. 1. Look for the #ACADaily newsletter on Dec. 27, 30, and 31, and again starting in the new year on Thursday, Jan. 2.

Don't miss out on #ACACONV24 coming up in July! Register by Monday, June 10, to save $200 on registration fees. Join us in sunny San Diego, July 21-23. Secure your spot now: buff.ly/3yzoeLy

On the May 22 #ACAHuddle, Tim Haag, Jose Giron, and Joey Nichols will dive into ACA’s newest leadership development program, the Emerging Leaders Cohort. Don't miss it! Plus, don't forget: The ACA Huddle is completely FREE for members. Register here: buff.ly/4dYEdDh

On the March 27 ACA Huddle, industry experts Heath Morgan and Leslie Bender will navigate the evolving landscape of federal and state privacy laws. The ACA Huddle is free for members: buff.ly/3x4bpbs

March 25: Earn a Blueprint® Quality Management System certification to form a foundation for RFPs, licensing, regulators, and industry certifications with this three-day course. Register here: buff.ly/48ZjPxT

Register for our 2024 Washington Insights Fly-In and participate in the ARM industry’s largest grassroots advocacy event. When you join us in D.C., you’ll get to engage with regulators and key lawmakers face-to-face. More info here: buff.ly/4bPLyUg

Gain strategic insights from our panel of experts on effectively implementing AI in your business—from collections to customer service and more. Register here: buff.ly/4aSQszD

Start your 2024 right by attending this high-impact #ACAHotTopic session on making data-driven decisions with Jon Balon and Chris Schumacher Jan. 3: buff.ly/3TqhbNs

The #CFPB has ordered Atlantic Union Bank to pay a $6.2 million penalty for unlawful overdraft practices. Read more here: buff.ly/3RblvxC

An NC district court granted Mercedes-Benz’s default judgment based on three counterclaims: breach of contract, violation of the FCRA and fraud after he filed an identity theft claim due to repossession of his vehicle for failure to make payments. buff.ly/3GxY5NM

The FCC is seeking comments to help define artificial intelligence related to “robocalls” and “robotexts” and the impact of AI technologies on consumer privacy under the TCPA. More here: buff.ly/3t2zu0n

In your Thursday #ACADaily: - CFPB Releases FCRA Disclosure Fees for 2024 - Renew Your ACA Membership Today - Navient Named a Top 10 Military-Friendly Employer Get more news and subscribe to the ACA Daily newsletter here: buff.ly/3NkSdtJ

In your Wednesday #ACADaily: - California Opens Comments on Latest Draft of Licensing Regulations - FTC Seeks Trades’ Comments on ‘Unfair or Deceptive Fee’ Practices - CFPB Proposes Oversight Expansion on Big Tech Subscribe here: buff.ly/3NkSdtJ

This morning before day two of #ACAFallForum23's festivities and education sessions, the Runners Club, spearheaded by Jon Balon and Aaron Reiter, ran 6.23 miles around scenic Chicago near the headquarters of Fall Forum, the Radisson Blu Aqua.

New York has finalized cybersecurity regulations, which include amendments to risk assessments, incident response and training, covered in webinars in November and December. ACA’s team will also cover this on the State Guide Cohort webinar Nov. 14: buff.ly/3MsWwUQ

In your Tuesday #ACADaily: - Congress Begins Review of Labor Department’s Proposed Overtime Rule - Elevate Your New Hire Training Programs with ACA’s All-Access Training Zone - CACi and Day Knight & Associates Announce Merger buff.ly/3NkSdtJ

Our next monthly State Guide Cohort webinar, available only to subscribers, will be held Tuesday, Oct. 10. Not yet a subscriber? You’re missing out! Tune in to hear ACA’s Compliance Team highlight recent changes to state laws and answer your questions” buff.ly/3ZKurh3