India's Largest NBFC-Factor for MSMEs | Unlocking short-term working capital through B2B transactions | Bringing the power of Factoring to underserved MSMEs

Jaipur
Joined February 2016
Great conversations begin with great leaders. Joining us at Global Fintech Fest 2026 Mr. Ramki Gaddipati, @zetasuite Ms. Presha Paragash, Credit Saison India Dr. Ravi Modani, @121finance Mr. Sajan Sharma, Citytech Group
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Obtain diverse perspectives and deep insights from a panel discussion featuring industry leaders: Mr. Sanket Nayak -@digio_in Mr. Fred B. - Tala Dr Ravi Modani - @121finance Mr. Abhiroop Medhekar - Velocity Mr. Rohan Bagai- AZB & Partners
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A significant step towards improving access to working capital for MSMEs supplying to Indian Railways. 121 Finance, supporting GeM sellers with quick & collateral-free financing on GeM Sahay. Check your eligibility and activate GeM Sahay today! #MSMEFinance #WorkingCapital
#DidYouKnow? Railway Orders are now eligible for financing through GeM Sahay! Activate GeM Sahay to access: ✅Collateral-Free Financing up to ₹25 Lakh ✅Quick & Easy Financing ✅Access to Leading Lenders & Financial Institutions What are you waiting for? Check your eligibility and activate GeM Sahay today! @minmsme @DoC_GoI @lubindia @CimGOI @SewaComm #GeMIndia #GeMSahay #ThursdayTreasure
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We are pleased to share that our Founder & CEO, Dr @ravimodani is part of the Indian Business Delegation to Japan, accompanying the Hon’ble Union Minister of Commerce & Industry, Shri @PiyushGoyal
As part of Day 2 of the Indian Business Delegation to Japan, accompanying Hon'ble Minister for Commerce and Industry Shri Piyush Goyal ji, the second batch of Indian companies held a productive interaction with officials from the Japan External Trade Organisation (JETRO). The engagement provided a valuable platform for Indian businesses to gain insights into the Japanese market, explore potential partnerships, and identify new opportunities for trade, investment, technology collaboration and business expansion. The interaction further underscored the strong and growing economic partnership between India and Japan, while opening new avenues for meaningful business-to-business collaboration.
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Thank you for acknowledging lending partners like us on GeM Sahay. We're delighted to see more success stories showcasing how timely access to working capital empowers MSMEs to seize larger opportunities and accelerate growth. MSME – My Sweat is My Equity
#GeMSellerSpeak मिलिए श्री उमेश गोयल से, जो 3 डी कम्प्यूटिंग के डायरेक्टर हैं। 2019 से ही जेम से जुड़े श्री गोयल बताते हैं कि GeM Sahay ने उनके व्यवसाय की वित्तीय ज़रूरतों को आसान बना दिया है। पर्चेज़ आर्डर के आधार पर उन्हें बिना किसी कोलैटेरल के आसानी से वर्किंग कैपिटल के लिए लोन मिल गया। श्री उमेश का कहना है कि साल के आख़िरी महीनों- जनवरी, फ़रवरी और मार्च में जब कारोबार के लिए सबसे ज़्यादा फंड की ज़रूरत होती है, तब GeM Sahay ने समय पर लोन देकर उनका साथ निभाया और कारोबार को बिना किसी रुकावट के आगे बढ़ाने में मदद की। अगर आपके पास भी जेम का पर्चेज़ आर्डर है, तो GeM Sahay के साथ अपने व्यवसाय को दें नई रफ़्तार। आज ही पंजीकरण करें और आत्मविश्वास के साथ अपने व्यवसाय को आगे बढ़ाएँ। #GeMIndia #GeMSahay #FridayFacts @minmsme @DoC_GoI @lubindia @CimGOI @SewaComm
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121 Finance retweeted
#GeMSellerSpeak Winning bids on GeM wasn't a challenge for Ms. Archana Verma, Founder, Sajja Sushobhit Interiors (AV). Accessing timely working capital to participate in high-value bids was. That's when she discovered GeM Sahay – a digital, collateral-free financing solution designed to support sole proprietors on GeM with faster access to working capital. With GeM Sahay, she could overcome financial hurdles and participate in #b2g opportunities with greater confidence. Her story proves that the right financial support can turn opportunities into orders. What are you waiting for?👀 Don't let working capital hold your business back. Activate GeM Sahay on your seller profile and keep your business moving! #GeMIndia #GeMSahay #FridayFacts @minmsme @DoC_GoI @lubindia @CimGOI @SewaComm
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121 Finance retweeted
अपने GeM Purchase Orders को वर्किंग कैपिटल की कमी के कारण रुकने न दें। GeM Sahay के साथ पाएं: ✔️ ₹25 लाख तक का लोन ✔️ Purchase Order वैल्यू का 80% तक लोन ✔️ कोलेटरल-फ्री फाइनेंसिंग GeM Sahay- आसान फाइनेंसिंग के साथ कारोबार को दें नई गति। आज ही अपनी GeM Seller Profile में GeM Sahay एक्टिवेट करें। Google Play Store, Apple App Store और Web Application पर भी उपलब्ध। @minmsme @DoC_GoI @lubindia @CimGOI @SewaComm @theofficialsbi @sidbiofficial @121finance @GetVantage_Co @IDBI_Bank #GeMIndia #GeMSahay #FridayFacts
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121 Finance retweeted
Received a purchase order on GeM but need support with working capital? Get easy financing against your Active GeM Purchase Orders with GeM Sahay ✔️Collateral-Free Loans up to ₹25 Lakh ✔️Approvals in 10 Just Minutes ✔️Access to Leading Lenders & Financial Institutions What are you waiting for? Activate GeM Sahay on your Seller Profile today! @minmsme @DoC_GoI @lubindia @CimGOI @SewaComm #GeMIndia #GeMSahay #FridayFacts
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121 Finance retweeted
जेम पर ऑर्डर मिल गया है, लेकिन उसे पूरा करने के लिए वर्किंग कैपिटल की ज़रूरत है? GeM Sahay आपके एक्टिव जेम प्रोडक्ट परचेज़ ऑर्डर के आधार पर आसानी से कुछ मिनटों में ही लोन सुविधा उपलब्ध कराता है, ताकि आप अपने ऑर्डर्स समय पर और बिना किसी रुकावट के पूरा कर सकें। ✔️ ₹25 लाख तक के कोलेट्रल-फ्री लोन्स ✔️ सिर्फ 10 मिनट में अप्रूवल्स ✔️ लीडिंग लेंडर्स एवं फाइनेंशियल इंस्टीट्यूशंस तक आसान पहुँच अब बिजनेस ग्रोथ होगी और भी आसान। आज ही रजिस्टर करें! गूगल प्ले स्टोर, ऐपल ऐप स्टोर एवं वेब एप्लिकेशन पर भी उपलब्ध। @minmsme @DoC_GoI @lubindia @CimGOI @SewaComm #GeMIndia #GeMSahay #FridayFacts
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121 Finance retweeted
You Could Unlock Collateral-Free Loans up to ₹25 Lakh on your GeM Product Purchase Order 👀 Just activate GeM Sahay directly from your GeM Seller Profile. @minmsme @DoC_GoI @lubindia @CimGOI @SewaComm #GeMIndia #GeMSahay #FridayFacts
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121 Finance retweeted
Turn your GeM orders into instant working capital with GeM Sahay. With 3,000+ companies and firms already onboarded and ₹37 lakh+ disbursed, businesses are unlocking faster growth and seamless execution. Registrations are now open for companies and firms. Apply now and take the next step in your growth journey. Activate GeM Sahay directly from your GeM Seller profile. @minmsme @DoC_GoI @lubindia @CimGOI @SewaComm #GeMIndia #GeMSahay #FridayFacts
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#Didyouknow? 121 Finance is the First NBFC to onboard on GeM Sahay. Unlock collateral-free financing against your GeM Purchase Orders and keep your business moving without cash flow constraints. #121onGeMSahay #121ForGeMSellers #FinancialInclusion
As more leading Non-Banking Financial Companies (NBFCs) come onboard, access to working capital becomes faster, wider, and more reliable for GeM sellers. GeM Sahay continues to expand its financing ecosystem so your business never slows down. Want to finance your GeM Product Purchase Orders? Activate GeM Sahay on your Seller Profile today! @minmsme @DoC_GoI @CimGOI @121finance @GetVantage_Co #GeMSahay #GrowthSahay #MSMEFinancing #MSMEGrowth #WorkingCapitalSolutions #DigitalLending #AlternativeFinance #FintechIndia #StartupIndia #ViksitBharat #AtmanirbharBharat #GetVantage #GetGrowthCapital #nondilutivecapital #foundersforfounders #121ForGeMSellers #121onGeMSahay #MSMEs #BackboneofIndia #FinancialInclusion #MSMEFinancing #CreditEcosystem #IndiaMSMEs #MSMEGrowth #MSMELending #OCEN
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121 Finance retweeted
#DidYouKnow GeM Sahay enables sole proprietors to unlock quick, collateral-free working capital against their active GeM product purchase orders. Get started in 2 simple steps: 1️⃣ Log in to your GeM Seller Profile 2️⃣ Activate GeM Sahay Don’t let lack of funds slow your orders, ensure seamless cash flow and keep your business moving. @TheOfficialSBI @AxisBank @IDBI_Bank @121finance @GetVantage_Co #GeMSahay #GrowthSahay #MSMEFinancing #MSMEGrowth #WorkingCapitalSolutions #DigitalLending #AlternativeFinance #FintechIndia #StartupIndia #ViksitBharat #AtmanirbharBharat #GetVantage #GetGrowthCapital #nondilutivecapital #foundersforfounders #121ForGeMSellers #121onGeMSahay #MSMEs #BackboneofIndia #FinancialInclusion #MSMEFinancing #CreditEcosystem #IndiaMSMEs #MSMEGrowth #MSMELending #OCEN
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121 Finance retweeted
🔊Massive opportunity for sole proprietors on GeM✨ With GeM Sahay, unlock quick, collateral-free working capital against your active product purchase orders. 1️⃣ Log in to your GeM seller profile 2️⃣ Activate GeM Sahay Don’t let orders wait, ensure seamless cash flow and keep your business moving. @TheOfficialSBI @AxisBank @IDBI_Bank @121finance @GetVantage_Co #GeMSahay #GrowthSahay #MSMEFinancing #MSMEGrowth #WorkingCapitalSolutions #DigitalLending #AlternativeFinance #FintechIndia #StartupIndia #ViksitBharat #AtmanirbharBharat #GetVantage #GetGrowthCapital #nondilutivecapital #foundersforfounders #121ForGeMSellers #121onGeMSahay #MSMEs #BackboneofIndia #FinancialInclusion #MSMEFinancing #CreditEcosystem #IndiaMSMEs #MSMEGrowth #MSMELending #OCEN
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121 Finance is enabling MSMEs to access fast, collateral-free financing against their GeM purchase orders. 121 Finance on GeM Sahay offers: • Pan-India & Fully digital • 24×7 • Real-time processing Learn more on +91-7375821121 #121ForGeMSellers #121onGeMSahay
🗣️ MSE Sole Proprietors on GeM — Turn Your Orders into Opportunity. With GeM Sahay, unlock fast, collateral-free financing backed by your Active GeM Product Purchase Orders — designed to keep your business moving without delays. Our Banking partners: SBI, Axis Bank, IDBI Bank, GetGrowth Capital and 121Finance (Many others in pipeline). Register today and power your next phase of growth with confidence. @TheOfficialSBI @AxisBank @IDBI_Bank @121finance @GetVantage_Co #GeMSahay #GrowthSahay #MSMEFinancing #MSMEGrowth #WorkingCapitalSolutions #DigitalLending #AlternativeFinance #FintechIndia #StartupIndia #ViksitBharat #AtmanirbharBharat #GetVantage #GetGrowthCapital #nondilutivecapital #foundersforfounders #121ForGeMSellers #121onGeMSahay #MSMEs #BackboneofIndia #FinancialInclusion #MSMEFinancing #CreditEcosystem #IndiaMSMEs #MSMEGrowth #MSMELending #OCEN
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Panel Discussion: The Investor’s Lens — From Early Bets to Scale At Rajasthan DigiFest × TiE Global Summit, a high-impact panel hosted by Dr Ravi Modani, Founder & CEO, 121 Finance Pvt. Ltd. and Board Member, Factors Association of India, featuring Mr. Vineet Rai (Aavishkar), Mr. Mohit Gulati, Managing General Partner, ITI Growth Opportunities Fund, and Mr. Arjun Vaidya (Verlinvest)—sharing insights on investment conviction, scaling journeys, and long-term value creation. @RajCMO @DoITCRaj @istart_Raj @ajaydata @TiERajasthan @Ra_THORe @maharajasharma @ravimodani @121finance @Raivineet @MohitMGulati @ItiFund
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121 Finance is enabling MSMEs to access fast, collateral-free financing against your GeM purchase orders. 121 Finance on GeM Sahay offers: • Pan-India • Fully digital process • 24×7 availability • Real-time processing Our Dedicated 1-2-1 GeM Sahay Helpline: 7375821121
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जो अपने जज़्बे और इरादों से लिखते हैं अपनी तरक्की की दास्तान — वही हैं MSME की असली पहचान। 🌟 Happy MSME Day! 🌟 @minmsme @jitanrmanjhi @PiyushGoyal @PMOIndia @RajeevRC_X @amitabhk87
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Glad to be a part of "Creating an OCE(A)N of Credit" initiative as one of the first lenders on GeM Sahay. The fusion of GeM, OCEN and lenders like @121finance on GeM and GST Sahay will solve the credit access challenges faced by MSMEs.
"We have given loans worth Rs 15 crore. What we are most proud of is the size of the smallest loan: Rs 160 for a 90-day period. The average loan size is Rs 40,000 & the largest is Rs 10 lakh. Money in the account is credited in less than 10 mins": @hrushmehta on #OCEN @TheCredAll
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GeM offers easy availability of credit to MSMEs by introducing new collateral-free financing solutions like Invoice Discounting, Factoring Finance etc.
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