Wealthfront Home Lending is now available to all clients planning to buy or refinance a home in Washington 🎉

Everyone in tech loves to talk about AGI—“artificial general intelligence” or “AI that is more intelligent than humans”—but no one really agrees on what it means. The same goes for “the Singularity,” which is supposedly the moment when AI becomes self-controlling. And then, of course, there’s the question of whether self-controlled AI will try to destroy humanity. Below, we’ve tried to give a broad summation—based on statements made as early as 2023 and as recently as last month—of where some of the biggest voices in the discussion stand. Please do note that the AI landscape changes rapidly, and the views of the individuals above may evolve over time. What’s your take? —------------------------- The content provided is for informational and educational purposes only and does not constitute investment advice or a recommendation of any particular security or strategy. Views expressed are as of the issue date, based on the information available at that time, and may change based on market or other conditions. Information is from reliable sources, but accuracy and completeness aren't guaranteed. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. © 2026 Wealthfront Corporation.

Here’s a quick round up of new products and features we’ve shipped this year, so far: Investing Updates → Wealthfront Custodial Account: a new account type enabling you to invest with flexibility for your kids. It’s designed to automatically reduce your child’s future tax burden before they take ownership of the account. → 300+ new stocks and ETFs added to the Stock Investing Account, plus a redesigned search and the option to auto-reinvest dividends or automatically sweep them into your Cash Account. → Move your Individual Investing Account into a Joint Account without liquidating assets or triggering a taxable event. Cash Account Updates → A higher base APY and an extra +0.25% boost if you set up $1,000+ monthly direct deposits or $2,500 in monthly recurring deposits to any Wealthfront account and maintain a funded investing account. → More ways to automate categories and set savings goals. Updates include: routing interest into specific goals, setting up recurring transfers to specific categories, and tracking progress towards goals. → Passkey support so that you can sign in more securely using Face ID, Touch ID, or your device passcode. Wealthfront Home Lending → Expanded access to clients in California, Colorado, and Texas with rates ~50 basis points below national averages. → Our rate calculator launched, providing you with upfront, personalized rate estimates. This tool allows you to explore custom loan options and lock in your rate online without needing to speak to a loan officer (though licensed support is available if needed). And here's what's next: → Expanding Wealthfront Home Lending to Washington, Oregon, Illinois and Florida in the coming months. → Improving our Stock Investing Account, through supporting recurring buys and additional account types. ----------- The Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. Investment management and advisory services are provided by Wealthfront Advisers LLC ("Wealthfront Advisers"), an SEC-registered investment adviser. The Stock Investing Account is a limited-discretion investment product offered by Wealthfront Advisers. Nothing in this communication should be construed as investment, financial or tax advice. All investing involves risk, including the possible loss of money you invest. Securities investments are not bank deposits, are not bank guaranteed or FDIC-insured and may lose value. The Direct Deposit Plus Investing Program (“DDI Program”) from Wealthfront Advisers LLC (“Wealthfront Advisers”) and Wealthfront Brokerage LLC (“Wealthfront Brokerage”) collectively, “Wealthfront” provides eligible clients a 0.25% annual percentage yield (“APY”) increase above the current base APY (paid by Program Banks) on total eligible Cash Account balances. Wealthfront may change or end the program at any time and determines eligibility at its discretion. See the full terms and conditions for additional details. To qualify, eligible clients must: (i) maintain a personal individual or joint Cash Account in good standing with at least $1,000 in settled and cleared recurring monthly ACH direct deposits of income or $2,500 or more in automated recurring electronic deposits from an external account into the Eligible Cash Account or an Eligible Investing Account, and (ii) maintain a funded personal, joint, or trust investing account in good standing with Wealthfront Advisers. The 0.25% APY increase applies only while these requirements continue to be met. All mortgage products are offered by Wealthfront Home Lending, LLC NMLS 2358115 Home loan availability will be subject to credit approval and applicable state and federal licensing requirements. Rates vary based on credit profile, loan terms and market conditions. Not all applicants will qualify for the lowest advertised rates. This communication is for information purposes only and does not constitute a solicitation for a loan or an offer to lend or extend credit. Equal Housing Opportunity. Rate comparison based on Freddie Mac Primary Mortgage Market Survey® average for 30-year fixed-rate mortgages as of August 07, 2026. Rate available to qualified borrowers meeting the following criteria: 780+ FICO score, $750,000 purchase price, primary single-family residence in Austin, TX, 20% down payment, and payment of 1 discount point. Actual rates may vary. APR and additional terms apply. Not all borrowers will qualify. © 2026 Wealthfront Corporation.

We recently sat down with @morganhousel, the bestselling author of The Psychology of Money, for a conversation about how best to handle market chaos, geopolitical chaos, and whatever it is the AI companies are doing. Here’s a condensed version of the conversation–find more in our newsletter, Vested Interest: wealthfront.com/vested-inter…