Our vision is a financial system that serves people and planet - one that is democratic, sustainable, just and resilient.
London
Joined March 2010
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"People are getting left behind in real time"
@Meg_HillierMP is clear: voluntary promises from banks fail those locked out of affordable credit.
Today’s debate on the Financial Services & Markets Bill must be the start of real change.
📖 ft.trib.al/upbgDnf
#FairBankingForAll
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Finance Innovation Lab retweeted
“People are getting left behind in real time.”
@Meg_HillierMP is right: voluntary action won’t end financial exclusion, and the Financial Services & Markets Bill is a clear opportunity to deliver the change needed.
#FairBankingForAll
ft.trib.al/upbgDnf
'Credit is often cheap for the people who need it least, and impossibly expensive for those who need it most.' The Lab's Nick Bryer writes about the need for a Fair Banking Act in @BigIssue magazine.
bigissue.com/news/social-jus…
#FairBankingForAll
@FBfACampaign
Finance Innovation Lab retweeted
An unexpected bill shouldn't push people into high-cost debt or a poverty premium.
In @BigIssue this week, @TheFinanceLab's Nick Bryer makes the case for a #FairBankingAct to hold banks accountable and help credit unions & CDFIs grow.
#FairBankingForAll
bigissue.com/news/social-jus…
Finance Innovation Lab retweeted
🧵What does #Budget26’s £20.4bn capital boost for the National Wealth Fund & British Business Bank mean? It could be a step towards reshaping the UK’s financial system to deliver affordable clean energy, good jobs & growth in every postcode. Here’s why & what needs to happen next
Today’s Budget included a welcome announcement of a £20.4bn capital boost for the National Wealth Fund (NWF) and British Business Bank. This can help unlock critical investment for affordable clean energy, jobs, and growth in every postcode. (1/2)
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But we can go much further. The Government should build on this by turning the NWF into a proper national development bank with the scale to transform our energy system & communities across the UK (2/2) Read more here. financeinnovationlab.org/bud…
Finance Innovation Lab retweeted
Why do people on the lowest incomes often pay more to borrow?
Today at midday we're joining Fair By Design in their new #PovertyPremium Deep Dive webinar series to find out, and to explore what needs to change.
More information and sign up - bit.ly/3TOczDB
ALT Promotional graphic for an online event titled “Does credit work for people on low-incomes in 2026?” on 27 October 2026, 12–1pm, part of the Poverty Premium Deep Dive Series. Features photos of four speakers: Kate Pender (Fair4All Finance), Damon Gibbons (Centre for Responsible Credit), Kay Polley (Finance Innovation Lab) and Shiona Crichton (Moneyline). Registration link: https://bit.ly/3TOczDB.
New report out this week from our friends at @responsiblecred, highlighting why the goal shouldn't just be to improve access to credit - but to improve access to credit that's safe, affordable, and responsible. responsible-credit.org.uk/re…
What will it take to deliver “good growth in every postcode”?
Our Director of Campaigns sets out why we need a bigger National Wealth Fund, stronger regional banks and a thriving community finance sector to make it a reality.
renewal.org.uk/blog/financin…
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Finance Innovation Lab retweeted
Too many small businesses still struggle to access the finance they need to grow.
CDFIs are stepping in where mainstream lenders fall short. A #FairBankingAct could help scale their role and widen access to fair, affordable credit.
#FairBankingForAll
thetimes.com/article/6e7d3ee…
1/ Today, we joined with 24 unions, charities & think tanks to call on the UK Government to scale up the National Wealth Fund (NWF) into a world-leading national development bank. Here's why it matters: 👇🧵
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4/ To achieve this, the UK government should enable the NWF to raise its own finance and invest long-term, just like other successful public banks worldwide. This independence would dramatically increase investment and combine fiscal credibility with greater economic ambition.
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A scaled up National Wealth Fund would deliver the investment needed to provide clean energy for all, create fair green jobs, strengthen local economies and lower bills. So what’s the UK government waiting for? Read our full statement here: shorturl.at/8Eluy
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Small businesses need access to fair, affordable finance to invest, grow and thrive.
But gaps in mainstream lending are leaving some reliant on expensive, unsustainable debt.
That’s why we’re calling for a #FairBankingAct. @FBfACampaign
thetimes.com/article/8f494c9…
Finance Innovation Lab retweeted
Small businesses are being pushed into high-cost debt because too many cannot access fair, affordable finance.
@thetimes shows why we need a #FairBankingAct to hold lenders accountable and make sure businesses can access the credit they need to thrive.
thetimes.com/article/8f494c9…
“A Fair Banking Act would help turn your ambition of growth in every postcode into practice.”
Great to see @CoopParty and @gareththomasMP backing the @FBfACampaign and helping build momentum for a #FairBankingAct.
#FairBankingForAll
Finance Innovation Lab retweeted
I’ve coordinated a letter to the Chancellor, signed by @LabourParty & @CoopParty colleagues, calling for a Fair Banking Act to ensure people & viable businesses can access affordable finance wherever they live. Good growth in every postcode needs fair access to finance.
