Ricky and Naomi Willis • Helping normal families to reduce money stress with simple, real-life tips.
Hull, England
Joined August 2013
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Been messing about with AI-assisted coding and somehow built a shopping list + budgeting tool for us.
It estimates the cost of our shop, shows what could be left of our weekly food budget and groups items by category.
Still lots to improve, but I’m quite chuffed with it!
🏠 Damp or mould in your rented home?
The Government is proposing stricter repair deadlines for private landlords in England.
⚠️ They're NOT law yet, but renters already have rights.
💬 Has your landlord been good at sorting repairs?
skintdad.co.uk/awaabs-law-pr…
Can the DWP take money from your bank account to repay an old benefit debt?
New rules take effect on 29 October, but deductions aren’t automatic. Who could be affected, and what money is protected?
skintdad.co.uk/dwp-bank-dedu…
Tesco has beaten Asda in a new Which? supermarket price comparison, but there's a catch.
It only came out cheapest for branded groceries with a Clubcard, and the difference was just £2.65 across 219 products.
Here's what shoppers need to know:
skintdad.co.uk/tesco-clubcar…
🚨 Could you spot a scam text or email?
The Co-operative Bank has launched a free scam checker, so we put it to the test.
🔍 We tried 3 suspicious messages. All 3 were flagged as possible scams.
Here's how it works and how to try it for free 👇
skintdad.co.uk/co-operative-…
UK households are around £2,900 worse off than expected after five years of rising prices, new research finds.
But what does that figure actually mean?
We explain why families are still feeling the squeeze and where to find help.
skintdad.co.uk/uk-households…
🚨 UPDATE: ASOS has revealed more about its cyber incident.
It says an attacker gained access to an employee account after impersonating a trusted contact.
Some personal information was accessible, but ASOS says passwords and payment-card information were not accessed.
Updated guide:
skintdad.co.uk/asos-cyber-in…
⛽ Google Maps and Waze are now showing petrol and diesel prices at nearby filling stations across the UK.
A 5p-per-litre difference on a 50-litre fill is £2.50. A 10p difference is £5.
Here’s how the new feature works:
skintdad.co.uk/google-maps-f…
🎄 Looking for extra work before Christmas?
We’ve updated our Christmas temp jobs guide for 2026 with employers hiring now, current pay, shifts and how to find vacancies near you.
💷 Sainsbury’s
📦 Royal Mail
🛒 Tesco
👢 Boots
🛍️ M&S
…and more.
skintdad.co.uk/christmas-tem…
🏠 New Housing Benefit rules started today (5 October).
Some working-age claimants in qualifying supported or temporary housing could keep more help towards their rent.
Who qualifies and what to check 👇
skintdad.co.uk/housing-benef…
A message can come from someone’s genuine social media account and still be a scam ⚠️
@reportfrauduk says £6.3m was reported lost through hacked email and social media accounts in 2025/26
Before sending money, call the person another way first 📞
@CityPolice @NCSC
skintdad.co.uk/hacked-social…
For the past few weeks I’ve been getting up early and going for a walk before the world wakes up.
It’s genuinely transformed my mental health. I’ve started losing weight, I feel better in myself, and it’s given me so much more clarity of thought.
It’s amazing what a bit of fresh air, some peace and a good walk can do.
I hope you’re all well and have a great weekend.
From October 2027, eligible bottles and cans will come with a refundable 20p deposit.
One interesting bit: you won’t need a receipt, and the person returning the container can claim the refund even if they didn’t buy it.
So 50 eligible containers could be worth £10.
We’ve broken down how the new Deposit Return Scheme will work here 👇
skintdad.co.uk/deposit-retur…
Skint Dad retweeted
Why Yorkshire’s ‘worst city’ is one of the best Northern getaways independent.co.uk/travel/uk/… #Hull
Skint Dad retweeted
Sir Jim Ratcliffe's Ineos to mothball three major chemical sites in Hull - full story ⬇️ bbc.in/3TiydiT
Excuse me while I start digging our bunker and stocking up on toilet paper and bottled water 😐
This quoted post is unavailable.
Skint Dad retweeted
Try this money exercise today
Forget what you're supposed to want for a moment. The big house, flash car, etc.
Ask yourself:
• What actually makes me deeply happy?
• Who do I want to spend my time with?
• What would my ideal day look like?
• How much of my time do I want to spend working?
Then ask yourself:
How much money would be enough to give me the freedom to live more of that life?
You might discover something surprising. Your definition of “enough” could be a lot lower than you think
