Electrical engineer and personal finance blogger who is the founder and editor-in-chief of Len Penzo dot Com. Author of True Money Stories.
Los Angeles, California
Joined February 2009
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Len Penzo retweeted
"Fact checkers" 😂 Ive never once seen a "fact checker" ever provide any actual facts themselves.
Len Penzo retweeted
Not even Black Mirror could predict this level of dystopia.
A man found out his job interviewer was AI, so he let his own AI take over and walked away, leaving both AIs stuck in an endless goodbye loop.
Readers added context they thought people might want to know
This video is a staged comedic experiment by YouTuber Graham Dot Zip, not footage from a real company job interview.
youtube.com/watch?v=A0fECn…
theregister.com/offbeat/2026/1…
aistify.com/ai-job-intervi…
mezha.ua/en/news/ai-job…
Len Penzo retweeted
Lego Introduces ‘California Home’ Set Where Kids Fill Out Permit And Wait 2 Years For Approval buff.ly/kOoZxJV
Who doesn't love a clever quote about debt? While Ben Franklin had a lot to say about it, there are countless others who have shared their own wise soundbites on the topic over the years. Here's 100 of the very best ones! lenpenzo.com/blog/id45220-10…
Len Penzo retweeted
NASDAQ climbs to a new all-time high (on an intraday basis)
[Past performance is no guarantee of future results.]
Len Penzo retweeted
Gold vs fiat, since 2000:
🇺🇸 USD +1,456%
🇪🇺 EUR +1,300%
🇯🇵 JPY +2,290%
🇬🇧 GBP +1,802%
🇨🇳 CNY +1,159%
🇦🇺 AUD +1,333%
🇨🇦 CAD +1,407%
🇨🇭 CHF +704%
🇮🇳 INR +3,335%
🇧🇷 BRL +4,324%
Len Penzo retweeted
Hike today, cut tomorrow. Hold today, hike tomorrow. It doesn't matter. One way or another, we're headed for more debasement. It's just a matter of math and time.
Len Penzo retweeted
This is still one of the most important macro divergences in markets today.
Ever since the US seized Russian assets, we have seen this historical relationship come apart.
Gold is now the main collateral for central banks.
Meanwhile, the current trajectory of real yields is exactly how you go bankrupt with this much debt in the US.
tavicosta.substack.com/p/the…
Len Penzo retweeted
For those who don’t understand what’s happening with the bond crisis right now, let me try help:
Bessent is borrowing money to buy back borrowed money while Warsh discusses how expensive the borrowing should be. The idea is to borrow more affordably, by buying back the debt that’s making borrowing expensive, using money borrowed from people who are worried about how much you’re borrowing.
YOU’RE WELCOME.
So... how many of the 10 Commandments of Personal Finance are YOU breaking? Heathens! lenpenzo.com/blog/id573-my-t…
Len Penzo retweeted
The last sunset from the top of the World Trade Center, September 10, 2001.
Readers added context they thought people might want to know
The photo does not show a sunset from the World Trade Center on September 10, 2001. NYC had thunderstorms, rain and overcast skies around sunset that evening.
accuweather.com/en/weather-blo…
wunderground.com/history/daily/…
sunrise-and-sunset.com/en/sun/united-…
Len Penzo retweeted
US federal budget, 2002 vs. 2025:
Receipts: $1.85tn → $5.24tn (+183%)
Outlays: $2.01tn → $7.01tn (+249%)
Deficit: -$0.16tn → -$1.77tn
Revenues nearly tripled. Spending rose $5tn against $3.4tn of new revenue.
For every extra dollar collected since 2002, the government spent $1.48.
It is a spending problem. No tax rise closes a gap created by massive spending.
(Source: OMB)
Len Penzo retweeted
The irony is the "official clock" that is out of view of the public didn't settle any conflict. Rather, the "official clock" instigated a conflict that wouldn't have otherwise existed if the officials respected the "unofficial" clocks throughout the stadium and on TV.
