Real Yield from Real Payment Flows. PST is the PayFi yield primitive.
Solana
Joined March 2022
- Tweets5.6K
- Following989
- Followers112K
- Likes12.7K
Huma retweeted
PST is taking center stage in institutional conversations, from Token2049 to Money 20/20! 🚀
Three themes dominated every conversation at Money 20/20 🇺🇸:
• T+0
• Stablecoins or Fiat hybrid rails
• Fintechs becoming banks
From our dinner with @SentoraHQ and @arf_one to the main stages, T+0 is what the entire financial ecosystem is focused on. A huge thanks to everyone who joined and is building toward this future together.
Payment financing is a distinct category in RWAs and tokenized credit.
PST is the #1 tokenized credit asset on @Solana.
Featured in @RWAFoundation_’s Tokenization on Solana report ↓
xitter.cf/RWAFoundation_/status/…
Huma retweeted
$20B is just chapter one for PayFi. Proud to see PST leading the charge on @Solana:
• #1 tokenized credit asset with a sustainable 8% APY
• AA-rated transparency dashboard via @AccountableData & @RockawayX
• Live across @JupiterExchange, @kamino, @Morpho, @0xfluid & curated by @Sentora, @Bitwise, @galaxyhq, @turtledotxyz
Still just the beginning! 🚀
4/ Beyond growth, PST has become one of DeFi’s most composable RWA assets.
Live across @JupiterExchange, @kamino, @Morpho, @0xfluid, and others.
Curated by @Sentora, @Bitwise, @RockawayX, @galaxyhq, and more.
With @Chainlink CCIP, PST now moves across multiple chains, and into the industry’s leading vault strategies, bringing institutional-grade, organic returns from real-world payment flows to the masses.
5/ “We’re a drop in the bucket.” - @0xErbil
Financing is the invisible foundation of global payments.
• $16T flows through credit card networks every year.
• $13T sits across global trade finance.
• $4T is parked idle in cross-border prefunding accounts.
A $33T+ TAM still running on legacy infrastructure, but not for long.
There’s now a dozen RWA on @Solana With >$100 million
including @humafinance PayFi Strategy Token
PayFi Season
Huma retweeted
Arf is bringing settlement liquidity to the @XRP Ledger.
Cross-border payments move trillions of dollars every year, but the capital needed to move that money often remains tied up across markets.
That’s why we’re partnering with @Ripple to bring RLUSD-powered settlement liquidity to licensed cross-border payment companies on the XRP Ledger (XRPL).
Read the full announcement: arf.one/arf-and-ripple-partn…
Three themes dominated every conversation at Money 20/20 🇺🇸:
• T+0
• Stablecoins or Fiat hybrid rails
• Fintechs becoming banks
From our dinner with @SentoraHQ and @arf_one to the main stages, T+0 is what the entire financial ecosystem is focused on. A huge thanks to everyone who joined and is building toward this future together.
Huma retweeted
Some of the largest builders behind @solana's RWA growth:
@Securitize $1.10B
@BlackRock $871.5M
@CtrlAltCo $704.8M
@circle $6.75B
@xStocksFi $499.9M
@Ondo $508.1M
@kamino $1.30B
@humafinance $409.8M
@onrefinance $292.5M
@galaxyhq $163.6M
@SuperstateInc $73.7M
@Backpack $439M
Data: @rwa_xyz @DefiLlama @tokenterminal
“There are RWA assets that offer higher yield in the market. We chose to focus on one: payments financing.” - Richard Liu at @DeFinition_evt by @AccountableData.
Why?
• Underlying capital is already committed. Huma finances the settlement cycle.
• Duration is highly defined. 1–7 days for cross-border payment flows, and up to 90 days for commodities trade settlement flows.
• Yield from real-world payments and fully verifiable onchain.
Huma 🤝 @upshift_fi
PST Market on @kamino is one of six RWA markets in the opening allocation mix for Upshift’s Gamma USDC Vault, targeting 9% APY.
PST delivers organic returns from real-world payment flows. Payment financing now sits among the top RWA strategies on @Solana.
Upshift Gamma USDC is live on @solana.
A native Solana USDC vault curated by @Gamma_Research_, opening with more than $7M in deposits.
Its initial strategy lends to and loops multiple RWA markets on @kamino.
“A dollar is a dollar.” @0xErbil
Stablecoins are nearing $300B in total market cap, and dollar-backed stables like @USDC and USDT still dominate nearly 90% of it.
Local-currency stablecoins are launching across Asia, but corridor demand isn’t there yet. For cross-border payments, businesses want the unit with the deepest liquidity, the widest acceptance, and the easiest off-ramps.
Full conversation ↓
