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đ¨ Your âdigital doppelgangerâ could be the next fraud threat.
On the latest #FraudFrontlines podcast, host Kathleen Peters and Michael Bruemmer from Experian unpack AI-driven cyber threats, synthetic identities and what it will take to protect consumer trust in an evolving threat landscape. đ§
Listen to the full episode: youtu.be/0MGWi7xLSOA
#FraudPrevention #DataTalk #Podcast #Cybersecurity #DataBreachResolution
Donât miss tomorrowâs #CreditChat about estate planning and preparing for the future. Weâll discuss essential estate planning documents, wills and trusts, what may happen to debts and credit accounts after someone passes away, digital assets and how to start important conversations with loved ones.
Weâll be joined by: @Daniellemiula, @MJGestateplan and @ElderLawExpert.
experian.com/blogs/news/abouâŚ
What if protecting your data means making it less useful?
Prediction 3 from Experianâs 2027 Data Breach Industry Forecast: Consumers may increasingly obscure their real information to make exposed data less valuable to cybercriminals.
But that could create a new data-quality challenge for businesses.
Explore the full report: experian.com/thought-leadersâŚ
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A9. I look for credible sources, evidence, and advice that explains the why, not just a quick fix. If someone promises to erase accurate negative information overnight, I get skeptical. #CreditChat @Experian
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Bankers - register for our free #GetSmartAboutCredit program and access resources to help young people in their communities learn about the importance of building credit: aba.social/4kZPPIh #CreditChat
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Remember, credit is a tool you earn and controlâuse it in a way that supports your financial future. Thank you @Experian for having the ABA Foundation at today's #CreditChat!
Thanks to our amazing panelists: @ABABankers, @MoneyFitbyDRS, @MissRMBA, @Kembala and @aboutthatwallet! We appreciate your expertise and time today! #CreditChat
Experian retweeted
A10b. This âread the fine printâ tip could have saved my friend some stress. She felt pressured to sign a contractorâs agreement. But the contract didn't match the salesperson's words.
Fortunately, I talked to the company for her and got her out of it w/ $6K+ refund. #CreditChat
Q10. If you could share one piece of credit advice with your younger self (or someone just starting out with credit) what would it be, and why? #CreditChat
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A10b Use credit as a financial tool, not an extension of your income. Pay credit card statements in full every month and start building emergency savings early. Credit cards ARE NOT emergency funds. #CreditSmart
#CreditChat
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A10c Credit confidence isn't about knowing every financial answer. It's about knowing enough to ask better questions, recognize good information and make informed choices. The strongest credit foundation comes from knowledge paired with consistent habits. #CreditChat
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A10: Be intentional with any credit you open. Pay on time, try to pay more than the min and use credit only when you have a clear plan to repay it. If a credit card or loan payment is 30-days late, it can lower your score by 100 to 125 points. #CreditChat #GetSmartAboutCredit
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A10a. Read the fine print alwaysâespecially, when youâre signing any type of loan agreement. Itâs always better to know before you owe.
Whatâs in writing is legally binding, so make sure it's correct. #CreditChat
Q10. If you could share one piece of credit advice with your younger self (or someone just starting out with credit) what would it be, and why? #CreditChat
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A10b Understanding the terms, costs and consequences before borrowing makes it easier to use credit deliberately instead of learning expensive lessons afterward. #CreditChat
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A10a Having maxed out my first card in 36 hours, I'd tell my younger self that a credit limit isn't a spending goal. Just because the buffet is all-you-can-eat doesn't mean you should eat everything! Credit availability isn't the same as affordability. #CreditWisdom
#CreditChat
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A10. My advice to anyone just starting out: don't use credit to live beyond your means - aim to pay credit card balances in full each month. Don't borrow more on student loans than you truly need. Regularly monitor your credit reports & scores. experian.com/blogs/ask-exper⌠#CreditChat
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A10a Learn how credit works before needing it. A credit card, loan or credit score is a financial tool, not a measure of personal worth. #CreditChat
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A10. I'd tell my younger self: learn how credit works before you need it. I grew up knowing money could be tight, and I wish more of us learned early how to make informed financial decisions. #CreditChat @Experian
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A9c Any US adult can schedule a free 15-minute credit session with a counselor at my agency, Money Fit: moneyfit.org/schedule
#CreditChat
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A9. Rebuilding credit takes time. Focus on consistent habits like paying bills on time, keeping balances manageable, and checking your credit regularly. Progress may not happen overnight, but positive financial habits can help you move in the right direction. #CreditChat
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A9b Verify credit advice through trusted sources like the CFPB, FTC, or nonprofit credit counseling agencies. Be skeptical of guaranteed score increases, secret credit repair tricks, and anyone charging to remove accurate negative information. #CreditEducation
#CreditChat
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A9b Be especially cautious with advice that says everyone should use credit the same way or that a single trick can transform a credit score. #CreditChat
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A9a. Reader or Listener Beware: Seek credit information from trusted places. Whoâs the source? Do your research. Always confirm before you trust.
And a good rule of thumb is always: If it sounds too good to be true, it usually is. #CreditChat
cnbc.com/2025/01/22/heres-whâŚ
