Introducing COTI 2.0 Private Programmable Money COTI shifts into its next phase, with a new website to match. > coti.io Same foundation. Bolder vision. 1. The Vision The world's money will soon move the way information does, on open networks. But those networks are public, and nobody wants to run their finances in public. COTI is now critically tasked with changing that. Its mission is to make private programmable money the global standard, so institutions, businesses, developers and individuals can hold, move and settle value on public blockchains, confidentially. COTI exists to champion this cause. 2. The Foundation Since 2017, COTI has built the privacy technology this next phase runs on. It was the first network to run garbled circuits in production, computing directly on encrypted data so inputs stay encrypted from submission to settlement. Its institutional-grade technology has been developed across leading institutions: 1. European Central Bank 2. Bank of Israel 3. Input Output Global (IOG) 3. Privacy-on-Demand Privacy-on-Demand serves as COTI's privacy layer for other blockchains. It allows applications to keep their users and assets on their existing chain, while COTI handles the private computation. Avalanche was the first network to bring it to production. Since September 17, applications on Avalanche have been computing on confidential data, and users have been shielding AVAX and USDC through the Privacy Portal. Expansion to further networks is a core part of the roadmap. 4. New Products At the centre of COTI 2.0 are two new products, designed to keep transactions private when moving money between blockchains, and when spending it in day to day life. 1. Interphase - The flagship. It serves as the global privacy layer for moving assets between blockchains, and executing confidential, unlinked transfers across 30+ major networks. 2. COTI Global - A new central application, which allows COTI to be spent as a privacy payment rail for everything in day to day life. 5. What's Next The new website and public roadmap are the first of several major upgrades coming this month.

COTI Powers Privacy on Every Chain Avalanche was the first network to bring Coti's Privacy-on-Demand to production. Since September 16, applications on Avalanche have been computing on confidential data, and users have been shielding AVAX and USDC through the Privacy Portal. Expansion to further networks is a core part of our roadmap. > coti.io 1. The Privacy Requirement Institutions are bringing real assets on-chain. On a public chain, every position and payment is visible to anyone, competitors included. Confidentiality is necessary before that capital can scale. Until now, privacy meant leaving for a separate chain, and taking their capital with them. Privacy-on-Demand allows institutions to stay on yours. 2. Understanding COTI Privacy-on-Demand Privacy-on-Demand is creating a privacy layer for every chain. Shield, trade, and settle to pay, bid, and vote privately, without leaving the network. It is the next joint frontier in the privacy and institutional finance markets, and an embodiment of the confidentiality of finance tied with the liquidity of the chains people already use.

Introducing the COTI Memorandum The Case for Private Programmable Money Today, COTI publishes its memorandum, setting out the thesis behind COTI 2.0, and the plan to make private programmable money the global standard. > coti.io/memorandum 1. The Thesis COTI is the protocol for private programmable money. Privacy has been the defining sector of this cycle. It was the best performing sector of 2025 and has led the market through 2026. The greatest performing assets of the past year fit into this sector. Private programmable money is at the cross-section of public blockchains and private finance; it’s a culmination of the openness of the blockchain with the confidentiality money has always needed. 2. Understanding Private Programmable Money Private programmable money is a market economy in which participants hold, send and build with money on public blockchains, without exposing their balances or payments. Stablecoins are the clearest example of the opportunity. They brought the world’s most used currency on-chain, for anyone to hold and send. But almost every one of those dollars sits on a public ledger. Private programmable money is the defining point in bringing that market to the people, in a frame where their money stays theirs to see. 3. A Protocol for Private Money There have been a number of privacy products already, namely Zcash and Monero. Both have been built on their native chains. This thwarts what privacy can be used for, boosts the cost of building with it, and divides the privacy market across a dotted range of separate coins. COTI is addressing the privacy market’s biggest bottleneck and expense driver. Its Privacy-on-Demand SDK is usable by third parties to build privacy into apps on the chains they already run on, starting with Avalanche, with major blockchains to follow. 4. Taking the Lead with Interphase The flagship app on the COTI protocol is Interphase, and it’s designed to achieve a number of goals: (1) be a dominant privacy app from the get-go, (2) onramp a mass of retail users to private, compliant transfers across 30+ chains, and (3) build a massive network of wallets, DEXs, bridges, payment apps and marketplaces as integration partners. 5. Closing Points COTI is creating a private financial network for the stablecoin economy. It is the next joint frontier in the privacy and stablecoin market, and an embodiment of the confidentiality of banking tied with the openness of the blockchain. The full memorandum is live now. coti.io/memorandum

Bitcoin made money digital. Zcash made money private. COTI makes all money private and programmable. Public chains are a glass box. Every balance, every transfer, every counterparty is visible to anyone who looks. That works for speculation. It does not work for money. COTI invented the first private chain with smart contracts. Build, trade, and transact privately. Privacy-on-demand tooling for every major chain, powered by and ran on COTI. Already live on Avalanche. More coming. ╰┈➤ COTI Privacy-on-Demand All your transactions executed privately on demand. Keep accounts and assets on the chain you already use. ╰┈➤ COTI Interphase The privacy layer for multi-chain settlement. Confidential, traceless transfers across 30+ major blockchains. Nothing linking sender to receiver, while still compliant. Powered by COTI garbled circuits, the fastest privacy technology in crypto. ╰┈➤ COTI Global Spend crypto in the real world, privately. COTI Global puts your daily spending, travel, and browsing in one app. One private balance. Only you can see it. Institutional-grade technology, developed across the European Central Bank, the Bank of Israel, Avalanche, Input Output, and the Cardano Foundation. Built since 2017 toward one idea. Private money, as the standard that powers all of crypto.

COTI Ops Update Following the last update, the team and the market maker have engaged in constructive discussions and have reached an amicable resolution. 1. Resolution The team has acquired the market maker's full COTI position. Both parties accepted the terms, and the matter is now closed. 2. Reasoning A significant allocation sat with a party whose interests had diverged from the project's. Legal processes take months. COTI does not have months to spend on a distraction. Acquiring the position resolves the matter now, in full, and on the team's terms. 3. Team Alignment The team committed its own capital to the original purchase. That commitment is now substantially larger. Team ownership of COTI is at its highest since the handover, and its incentive is the same as the community's: the success of COTI. 4. Closing Points With the matter resolved, every hour goes to delivery. Q4 is about the product roadmap and expanding the utility of the COTI token. That's paramount.

COTI is excited to announce its new chapter. Today, Coti Foundation is shifting gears from pure development to a blended approach, to further the adoption of COTI and its privacy ecosystem. The foundation is now critically tasked with creating purpose-built applications that fulfill utilities in daily life, while ensuring transaction privacy. 1. Coti Foundation New Strategy In the coming weeks, Coti Foundation will publish a detailed expansion to COTI's roadmap, with an emphasis on expanded COTI token spending ability. It serves as a decentralized ecosystem, which companies and merchants across the world can join to expand their payment rails to include a privacy infrastructure. The foundation exists to champion this cause. The current management will step down and COTI will come under the direction of ZK Foundation, led by Robbie Vander, who has deep experience working in web3 venture space. That network will now spearhead COTI's focus on business development. 2. COTI Token This shift is designed to take the network and its asset to new utilities, led by a consortium that will focus on regions across the world. Exciting new methods to use and spend COTI tokens are due soon this year. 3. Privacy Market Distinction The biggest company in web3 is not an exchange or trading firm. Privacy firms are mostly focusing on trading. The industry's kingpin is Tether, for their emphasis on making a spendable currency. That is going to be COTI's focus. Rather than solely creating private trading tools, Coti Foundation is going to emphasize making private transactions a part of daily life. In a seamless, united interface. We will soon announce an AMA with Robbie so the community can get a deeper grasp of the new vision of Coti Foundation. 4. Closing Points Under Shahaf's leadership, COTI built much of the technology and institutional foundation that makes this next phase possible. He will continue to bring that experience to COTI as an advisor. Robbie's vision goes in full effect with COTI 2.0 campaign, which starts next month. Get ready!

Introducing COTI 2.0 30 Days of New Permanent Utilities, Liquidity, and User Growth Since 2024, the network has worked with the world's biggest institutions: 1. European Central Bank 2. Bank of Israel 3. Cardano Foundation 4. Input Output Global (IOG) ... and many more institutions serving over a billion globally The platform is entering a new product and token expansion campaign. After 2 years of heads-down work, the foundation is ready to reveal a major product update that is going to permanently disrupt the privacy segment. How the world views and utilizes privacy is never going to be the same. Strap in for major new: > networks > products > privacy integrations > utilities > circulating supply economics > user capture The campaign starts next month. Get ready!

Private tokens are live on Avalanche 🛡️ Portal into privacy on @avax → AVAX & USDC, more tokens soon → Fully encrypted → Freely transferable Try the COTI Privacy Portal 👉 privacyportal.app