Brandon Wealth 🇨🇦

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Hey Canadians how does this make you feel ? 🇨🇦🇨🇳

Canadian investors 🇨🇦 If you could own just ONE Canadian defensive stock through a recession, what would it be? Drop your ticker and tell me why it deserves the spot.

How do we think $NVDA will perform tomorrow ?

The bull case for $HIMS isn’t dead. Revenue +49%. Subscribers +13%. If margins recover, weak earnings could be a temporary setback, not a broken business. I might look into starting a position tbh

Same $60,000 salary. Same 26 paycheques. But your take-home pay depends on your province. 🇨🇦 Let's compare Toronto vs. Montreal using 2026 estimates. Gross biweekly pay: $2,307.69 🇨🇦 Toronto: $1,820.78 take-home ⚜️ Montreal: $1,743.41 take-home That's $77.37 less every paycheque in Quebec, or approximately $2,012 a year. Why the difference? - Quebec generally has higher provincial income taxes. - Quebec receives a 16.5% federal tax abatement, which offsets part of the difference. - EI is lower in Quebec (1.30% vs. 1.63%), but employees also contribute to QPIP. - QPP contributions are slightly higher than CPP (6.30% vs. 5.95%). Same salary. Different deductions. Different amount hitting your bank account. But here's something worth remembering: Lower income taxes don't automatically mean a lower cost of living. Housing, childcare, public services and other expenses matter too. These are illustrative 2026 estimates for a single employee claiming basic credits, without additional deductions. Actual paycheques will vary. Would you rather have a bigger paycheque or potentially more public services for your tax dollars? 👇

Team work 🤝

Gamers are waiting for GTA VI Investors are waiting for $TTWO outlook. Take-Two reports tomorrow after close, with GTA VI scheduled for Nov. 19. Launch sales won’t be in this quarter’s results. The question: how much success is already priced in?

Canadian investors, owning more ETFs doesn’t automatically mean you’re more diversified. 🇨🇦 Let’s look at $XEQT.TO $VFV.TO and $XIC.TO XEQT already gives you exposure to thousands of companies across Canada, the U.S., developed international markets and emerging markets. VFV tracks the S&P 500. XIC tracks the Canadian stock market. Here’s where things get interesting. Say you have $10,000 invested in your TFSA: - $5,000 in XEQT - $3,000 in VFV - $2,000 in XIC Using approximate October 2026 allocations, your portfolio would look something like this: - U.S. stocks: 53% - Canadian stocks: 33% - International + emerging markets: 14% Compare that to holding XEQT alone: - U.S. stocks: 46% - Canadian stocks: 26% - International + emerging markets: 29% Figures are rounded estimates and allocations change over time. See what’s happening? You’re not necessarily adding diversification. You’re increasing your exposure to markets you already own while reducing your international weighting. Now, there’s absolutely nothing wrong with wanting more exposure to the S&P 500 or Canadian equities. I actually think intentional portfolio tilts can make sense depending on your strategy. But there’s a BIG difference between intentionally overweighting a market and buying more ETFs because you think more tickers automatically means better diversification. More ETFs ≠ more diversification. Understand what you own, where your money is invested and how much overlap exists.

Just bought some $NVDA

🇨🇦 TerraVest Industries $TVK.TO is down roughly 36% YTD. But before calling it a buying opportunity, investors need to understand WHY. TerraVest manufactures tanks, trailers, heating products and energy equipment. Its growth strategy relies heavily on acquisitions. So what happened? On June 5, shares plunged approximately 32% following reports of alleged insider tipping involving executive chairman Charles Pellerin ahead of the EnTrans acquisition. The company announced a board review excluding Pellerin and said it would cooperate with regulators. Important: Allegations are not findings of guilt. But governance isn’t the only concern. Operational headwinds: - Weak U.S. tank-trailer demand - Higher financing costs following acquisitions - Integration risks as the company expands Despite these challenges, fiscal Q3 2026 showed: - Revenue: C$460.9M (+14%) - Adjusted EBITDA: C$87M (+28%) - Base-portfolio sales growth: approximately 5% Adjusted EBITDA is a non-IFRS measure. Here’s what stands out to me. The underlying business is still growing, but acquisitions remain a major driver of reported growth. What I’m watching next: - Corporate governance developments - Debt reduction and financing costs - Recovery in trailer demand - Free cash flow growth PER SHARE My thesis: TerraVest is worth researching, but a 36% decline doesn’t automatically make a stock undervalued. A growing company isn’t necessarily a better investment if that growth comes with excessive debt, dilution or governance concerns. The real question: Is $TVK an overlooked opportunity or a value trap?

Good morning everyone 🤝 New week, big moves ahead? All eyes on $NVDA today 👀 Could set the tone for the entire market

I am also thinking about trimming some profits in Microsoft $MSFT to finally start a position in Nvidia $NVDA Still extremely bullish on $MSFT long term, but $NVDA is getting harder to ignore. Would you take some profits and diversify or let Microsoft keep running?