If you live paycheck to paycheck, or money runs out before the next payday or cash out:
Open this thread β
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Two things change the month.
One, the money leaves the spending account the day it lands. Two, it sits somewhere and earns while it waits.
Saving without earning is only half the decision.
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That is what Xend is for.
Fund your naira virtual account. Move your percentage into the Money Market Fund, managed by AXA Finance and regulated by SEC Nigeria.
Do it the day salary lands. That way, money always meets money.
xend.africa/
Salary landed. Billionaire mode on ππ―
Billionaires pay themselves first.
Open Xend, park a percentage in the Money Market, then go and enjoy your weekend.
xend.africa/
Your mum never missed her Ajo payment.
But your savings plan dies by the middle of every month.
Her secret was a system, and you can copy it this payday π§΅
One good payday is easy. The hard one is month four, when nothing feels exciting.
Ajo works because the collector shows up every month, mood or no mood.
So make your own collector.
Set a phone reminder for payday morning. Same day, same amount, every time.
On Xend, it takes a few minutes:
Fund your wallet through your Naira virtual account.
Pick the Money Market Fund. Confirm.
Your own Ajo.
Except this one earns while it waits.
xend.africa/
JPMorgan, America's biggest bank, has the same money fear as you.
"If I put my money in, will I be able to get it out?"
That one question explains what happened in 2015 and why JPMorgan is now putting β¦50 billion down in Nigeria π§΅
Here's how Xend answers the same test:
Who watches:
- SEC Nigeria regulates our Money Market Fund and Equity Income Fund.
Who manages it: AXA Finance.
Getting your money out: Less than 5 mins
Check us the same way you'd check anyone else.
Even the biggest bank in America had to show its paperwork before it could work here.
Any app holding your money should show you theirs. Including us.
Ask the questions. Read the terms. Then decide. ‡οΈ
xend.africa/