Lynnette KhalfaniCox

💯💯💯 They can’t starve you if you don’t let them feed you. 🇷🇼🌍

Honored to keynote the @PNCBank CFE Community Partner Summit in Houston. Thank you to Edith Campos, Rey Ocanas & every community partner doing vital work for families. Your efforts help people build credit, become homeowners, start businesses and more.🙌🏽 #FinancialEducation

To brands & writers: AI can write a paragraph. It can't live your story, interview a source, or earn trust. Authentic voice is one thing that can't be faked. Had a great LinkedIn Live on this w/ @ReynaGobel and the Freelance Success community.💪🏾 #AuthenticVoice #FreelanceWriting

Putting kids in public school is very hard for many parent who feel they won’t be giving their kids the “best” if it’s not private school. I recall making this choice & in hindsight I’m SO glad I did. We saved a ton of $, all 3 kids turned out great + went to excellent colleges.

La Trice AKA Lala is the perfect person to offer inspiration, a birthday/holiday greeting, or even a prayer & motivation! Who can ever forget her epic wall comp win on ##bb28 and how she dedicated it to women “of a certain age.” 👏🏽👏🏽💪🏽💪🏽🎉🎉

Yash voting for Devens is honestly disappointing… I guess he’s riding with the “bro code” to the end … and an emphasis on comps over strategy. #bb27

Tell me Taylor is NOT a master strategist and gamer!!!!! #bb28

Lala’s happiness at hearing that Taylor won HoH is everything!!! #bb28

Smart women have been doing this since the beginning of time: Taylor knows her best option with Devens is to basically feeding him his own idea (or letting him think it was his ). #BB28

Melody and Angela will likely be the deciding votes to decide if Taylor wins #bb28 … against Drew or Devens. Sadly, I have no confidence in these women to come through for Tay. 🥲😩

Taylor got me crying!! 😭 🎉#bb28

Before you go holiday shopping — and potentially affect your savings, credit and overall financial health — check out the info below from @Experian! 👇🏽👇🏽 #creditchat

A10: Pre-holidays: set your budget in writing, automate holiday savings, and know your card balances. After: do a January money check-in, keep receipts, and pay off holiday debt ASAP. Starting next year's fund in January is also a gift to your future self! #creditchat

A9: Deciding what you can afford for gifts and traditions? Start with your values, not the mall's marketing. Fund what's meaningful first. It's OK to scale back or do a gift exchange. Loved ones want your presence, not (just) your presents & definitely not your debt! #creditchat

A8: The best way to plan for unexpected holiday expenses is to expect them! 🤷🏾‍♀️🤣 Build a 10% to 15% cushion into your budget for surprise invites, forgotten gifts, or pricier travel. If nothing pops up, that money goes back into savings. #creditchat

A7: Before using credit cards or buy now, pay later for holiday purchases, ask: can I pay this off in FULL when the bill comes? If yes, enjoy the rewards. If no, 20%+ interest turns every bargain into a regret. Don't let December's joy become January's debt! #creditchat

A6: Americans spend big $$ on Black Friday/Cyber Monday. But a deal is only a deal if you already planned to buy it. Compare prices beforehand; some “sales” are marked up before they're marked down. Saving 40% on something you didn't need isn't saving; it's spending! #creditchat

A5: A holiday shopping list is a powerful money tool! Write down every person you're buying for, assign a dollar amount to each name, and stick to it. A list curbs impulse buying. Retailers count on you wandering; your list keeps you on mission. #creditchat

A4: To financially prepare for holiday expenses ahead of time: open a dedicated holiday savings account, automate small weekly transfers, earmark cash-back rewards for gifts, and shop sales year-round. Don't let December ambush your wallet! #creditchat