📸 Last year, fintech’s next generation sat down 1:1 with the leaders they hope to become. Pay It Forward is back at #SFF2026, with mentors from AWS, Google, DBS, HSBC and more. Bring the question that will shape your next move. 💭 How it works: 1️⃣ Register for your SFF pass and opt in to the SFF Mentorship Programme 2️⃣ Download the SFF app once you get your welcome email 3️⃣ Request meetings with the mentors you want to meet 4️⃣ Meet 1:1 at the PIF Lounge, Hall 3 once your meeting has been confirmed 📍 18–20 Nov | 12:30pm – 4:30pm 👉 Sign up now: fintechfestival.sg/pay-it-fo… #SingaporeFinTechFestival #SGFinTechFest #Mentorship

Money is becoming programmable. Can tokenised markets keep up? 💸 Hear from @BNYglobal, @okx, @FireblocksHQ, @BIS_org, @GBBC_io on the FutureMatters Stage at #SFF2026. 📅 19 Nov, 1:10pm 🎟️ Grab your #SFF2026 Pass now: fintechfestival.sg/registrat…

📸 Last year, Fintech’s next generation sat down 1:1 with the leaders they hope to become. Pay It Forward is back at #SFF2026, with mentors from AWS, Google, DBS, HSBC and more. Bring the question that will shape your next move. 📍 PIF Lounge, Hall 3 | 18–20 Nov 🎟️️️️️️ Get your pass to join the programme: fintechfestival.sg/registrat… 👉 More info on Pay it Forward: fintechfestival.sg/pay-it-fo… #SingaporeFinTechFestival #SGFinTechFest

He’s built fintechs, sold them, bought them, and now leads one of Asia’s biggest. @amrishrau is coming to #SFF2026. As CEO of @PineLabs, Amrish has built and scaled payments business across Asia, from Pine Labs to Citrus Pay and PayU. Few leaders have seen payments consolidation from so many sides: founder, acquirer, investor and CEO. As Asia’s payments landscape enters its next phase, where will consolidation happen, who will scale, and what will separate the winners? 🎟️ Hear Amrish Rau’s take live at #SFF2026: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

No bank can build every AI capability alone. The question is whether you keep the choice. 🤖 Hear from @bundesbank, @DNB_NL, Calm XAI, and the Federal Reserve System on the Policy Stage at #SFF2026. 📅 19 Nov | 3:00pm – 3:30pm | Policy Stage, Hall 3 🎟️ Grab your #SFF2026 Pass now: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

⏰ 2 days left to bookmark whom you want to meet. Open your SFF MeetUp app, bookmark the investors, partners and clients on your list, and lock in your #SFF2026 meetings before matching closes. 👉 No pass yet? Get one now: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

1 month to go. ⏳ From the big-picture conversations on the Festival Stage to live tech demos on the Frontier Stage, #SFF2026 brings together the people rewiring global finance. Seven stages, and your pass gets you into every one. 🎟️ Coming with your colleagues? Get the group pass to save more: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

𝗗𝗲𝗽𝘂𝘁𝘆 𝗣𝗿𝗶𝗺𝗲 𝗠𝗶𝗻𝗶𝘀𝘁𝗲𝗿 𝗚𝗮𝗻 𝗞𝗶𝗺 𝗬𝗼𝗻𝗴 𝘁𝗼 𝗱𝗲𝗹𝗶𝘃𝗲𝗿 𝗠𝗶𝗻𝗶𝘀𝘁𝗲𝗿𝗶𝗮𝗹 𝗞𝗲𝘆𝗻𝗼𝘁𝗲 𝗮𝘁 𝗦𝗶𝗻𝗴𝗮𝗽𝗼𝗿𝗲 𝗙𝗶𝗻𝗧𝗲𝗰𝗵 𝗙𝗲𝘀𝘁𝗶𝘃𝗮𝗹 𝟮𝟬𝟮𝟲 We are honoured to welcome 𝗠𝗿 𝗚𝗮𝗻 𝗞𝗶𝗺 𝗬𝗼𝗻𝗴, 𝗗𝗲𝗽𝘂𝘁𝘆 𝗣𝗿𝗶𝗺𝗲 𝗠𝗶𝗻𝗶𝘀𝘁𝗲𝗿, 𝗠𝗶𝗻𝗶𝘀𝘁𝗲𝗿 𝗳𝗼𝗿 𝗘𝗻𝗲𝗿𝗴𝘆, 𝗧𝗿𝗮𝗱𝗲 𝗮𝗻𝗱 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 (𝗧𝗿𝗮𝗱𝗲), 𝗮𝗻𝗱 𝗖𝗵𝗮𝗶𝗿𝗺𝗮𝗻 𝗼𝗳 𝘁𝗵𝗲 𝗠𝗼𝗻𝗲𝘁𝗮𝗿𝘆 𝗔𝘂𝘁𝗵𝗼𝗿𝗶𝘁𝘆 𝗼𝗳 𝗦𝗶𝗻𝗴𝗮𝗽𝗼𝗿𝗲 (𝗠𝗔𝗦), to the Singapore FinTech Festival (SFF) 2026. Join us as Singapore brings the global financial community together to shape the next chapter of finance.

An AI agent doesn’t take a coffee break. When it fails, it fails at machine speed. ⚡ Who pulls the kill switch? Hear from MAS, FCA, American Express and more on the Policy Stage at #SFF2026. 📅 19 Nov | 1:00pm – 1:30pm | Policy Stage, Hall 3 🎟️ fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

Everyone can demo an AI agent. Running one in production, across a bank spanning 50+ markets, is a different problem entirely. That's the gap Alvaro Garrido lives in.  As @StanChart's Group CIO, he's already moved AI from pilot to production at scale, and he's clear that the strategy is only as good as the operating model beneath it: architecture, workflows, guardrails and human oversight built in from the start, not bolted on at the end.  At #SFF2026, he joins the panel asking where agentic AI delivers real cost and efficiency gains today, and what has to change in the engine room to get there: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

✅ Round 1 matches are in SFF MeetUp users have already locked in meetings with the investors, partners and clients they want to meet at #SFF2026. What are you waiting for? Round 2 matching closes on 23 Oct. Get your #SFF2026 pass, bookmark who you want to meet, and secure your meetings before calendars fill up. 🎟️ Get your pass: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

From UN diplomacy to one of the biggest questions in finance today: how do you actually govern AI? ⚖️ Professor Simon Chesterman, Vice Provost & Dean @NUSingapore / @NUSCollege; @NUS_Law; Director @AISingapore, joins us at #SFF2026. 👉 Catch him live: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

AI is already changing financial services. But what happens when it starts changing the way decisions are made? That is one of the questions Jessica Rusu is working on at the UK’s @TheFCA, where she leads the transformation of how the regulator uses data, intelligence and technology to oversee more than 50,000 firms. In a recent speech, Jessica put the challenge simply: “AI is already reshaping financial services, challenging how we think about accountability, trust and control. And that demands a fundamentally new approach.” That challenge becomes even bigger as we move towards agentic commerce — where AI systems can make decisions and transact on our behalf. So what does regulation look like when the customer is no longer the one clicking “buy”? And how do we build systems that are innovative, but still trusted and accountable? Jessica Rusu will bring this perspective to #SFF2026, where she will explore what it takes to regulate financial services as AI moves from experimentation into everyday use. We're looking forward to welcoming her back to Singapore: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest #SFF2026

Stablecoins are no longer a regulatory grey zone. For institutions, the question has shifted from "should we engage?" to "how?" Regulators are setting the rules at different speeds, and waiting for global consensus is no longer an option. Banks now face a real choice: issue, distribute or custody stablecoins themselves, or watch deposits move to them anyway. On the Policy Stage at #SFF2026, policymakers and industry leaders will unpack the options on the table, and what standing still really costs under the new rules. 🎙️ Joining the panel: • Nicole Sandler, Chief Ecosystem Officer, @ubyx_  • Peter Kerstens, Advisor, DG FISMA, @EU_Commission  • Walter Hessert, Head of Strategy, @Paxos  Moderated by: Gabriel Lee, Advisor, @gftn_official  📅 18 Nov | 1:45pm – 2:15pm | Policy Stage 🎟️ Grab your pass: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SFF2026 #SGFinTechFest

The Philippines has gone from 1% digital retail payments in 2013 to more than half today. With digital ID, instant payments and QR now in place, the question shifts from adoption to what gets built on top: more competition, more fintech participation, and more choice for consumers and businesses. How can markets turn digital payment rails into the next generation of financial services? We'll explore this at #SFF2026, 18–20 November in Singapore. 👉 Grab your #SFF2026 Pass now: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

What happens when a country becomes almost entirely digital in the way it pays? For @ulriknodgaard, Governor of @nationalbanken, the answer is not simply to build better digital rails. It is to make sure there is 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗼𝗻𝗲 𝗿𝗮𝗶𝗹 𝘄𝗵𝗲𝗻 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗴𝗼𝗲𝘀 𝘄𝗿𝗼𝗻𝗴. As he put it in a recent speech at @pointzeroforum: “Resilience is not built on one solution alone. It is strengthened when different payment options can complement each other.” That lesson is becoming increasingly important as money itself changes. Stablecoins and tokenised deposits may play a larger role in a more tokenised economy, but Nødgaard argues that innovation should not come at the expense of the anchoring role of central bank money, particularly for wholesale payments. At #SFF2026, Governor Nødgaard will bring this perspective to the wider conversation about the future of payments: 𝗵𝗼𝘄 𝗱𝗼 𝘄𝗲 𝗺𝗮𝗸𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗺𝗼𝗿𝗲 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗺𝗮𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝘀𝘆𝘀𝘁𝗲𝗺 𝗺𝗼𝗿𝗲 𝗳𝗿𝗮𝗴𝗶𝗹𝗲? 𝗔𝗻𝗱 𝗮𝘀 𝗻𝗲𝘄 𝗳𝗼𝗿𝗺𝘀 𝗼𝗳 𝗺𝗼𝗻𝗲𝘆 𝗲𝗺𝗲𝗿𝗴𝗲, 𝘄𝗵𝗮𝘁 𝗿𝗼𝗹𝗲 𝗺𝘂𝘀𝘁 𝗰𝗲𝗻𝘁𝗿𝗮𝗹 𝗯𝗮𝗻𝗸𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲 𝘁𝗼 𝗽𝗹𝗮𝘆? We're looking forward to welcoming him to Singapore this November. 🎟 Catch Governor Ulrik Nødgaard at #SFF2026, 18–20 November 2026: fintechfestival.sg/registrat… 👉 Read Governor Nødgaard's Point Zero Forum speech: nationalbanken.dk/en/news-an… #SingaporeFinTechFestival #SGFinTechFest

𝗧𝗢𝗗𝗔𝗬’𝗦 𝗥𝗨𝗟𝗘𝗦 𝗠𝗨𝗦𝗧 𝗙𝗔𝗖𝗘 𝗧𝗢𝗠𝗢𝗥𝗥𝗢𝗪’𝗦 𝗥𝗜𝗦𝗞𝗦 For years, technology neutrality has been a guiding principle of financial regulation: same activity, same risk, same rules. The logic was sound. Regulation should target economic activity, not the tools used to deliver it. But that principle assumed technology was simply a delivery channel. Increasingly, it is not. When technology changes how a transaction flows, who the parties are, and where risk sits, regulation cannot remain agnostic to it. 𝗧𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻 𝗰𝗵𝗮𝗶𝗻𝘀 𝗰𝗵𝗮𝗻𝗴𝗲 𝗮𝗻𝗱 𝗺𝗮𝗰𝗵𝗶𝗻𝗲𝘀 𝗮𝗰𝘁 𝗮𝘂𝘁𝗼𝗻𝗼𝗺𝗼𝘂𝘀𝗹𝘆 Take tokenization. • Moving transactions from centralised to decentralised networks doesn’t only digitise existing processes; it restructures them. • Settlement can become near-instant, • Intermediaries can be replaced by smart contracts, and • responsibilities that once sat with a single identifiable institution may be spread across validators, protocol developers and platform operators. Agentic AI raises another pressing challenge. As AI agents begin to initiate payments, execute trades and interact with other agents autonomously, the question is what are a firm’s agents doing on its behalf, at a speed and scale no human team can monitor. Human supervision alone will not be enough. Regulators will need to define how accountability is assigned for agent decisions, what standards agents must meet before deployment, and how supervisory technology, including AI itself, can oversee AI. 𝗔𝗻 𝗮𝗯𝘀𝗼𝗹𝘂𝘁𝗲 𝘁𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆-𝗮𝗴𝗻𝗼𝘀𝘁𝗶𝗰 𝘀𝘁𝗮𝗻𝗰𝗲 𝗶𝘀 𝗼𝘂𝘁𝗱𝗮𝘁𝗲𝗱 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗰𝘆𝗰𝗹𝗲 𝘁𝗼𝗼 𝘀𝗹𝗼𝘄 None of this means abandoning principles-based regulation. We simply must ask ourselves what does supervision look like when markets are tokenized and many participants are machines? Policy making in years will no longer do. Months may be too slow. Reducing the cycle with testing environments, nimble policy making, AI supervising AI must be part of the answer. 𝗧𝗵𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝘆𝘀𝘁𝗲𝗺 𝗼𝗳 𝘁𝗵𝗲 𝗻𝗲𝘅𝘁 𝗱𝗲𝗰𝗮𝗱𝗲 𝘄𝗶𝗹𝗹 𝗻𝗼𝘁 𝗿𝗲𝘀𝗲𝗺𝗯𝗹𝗲 𝘁𝗼𝗱𝗮𝘆'𝘀. 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗶𝗼𝗻 𝘁𝗵𝗮𝘁 𝘄𝗮𝗶𝘁𝘀 𝗳𝗼𝗿 𝘁𝗵𝗮𝘁 𝗳𝘂𝘁𝘂𝗿𝗲 𝘁𝗼 𝗮𝗿𝗿𝗶𝘃𝗲 𝗿𝗶𝘀𝗸𝘀 𝗴𝗼𝘃𝗲𝗿𝗻𝗶𝗻𝗴 𝗮 𝘀𝘆𝘀𝘁𝗲𝗺 𝘁𝗵𝗮𝘁 𝗻𝗼 𝗹𝗼𝗻𝗴𝗲𝗿 𝗲𝘅𝗶𝘀𝘁𝘀. 𝗔𝘁 #SFF2026, 𝘁𝗵𝗶𝘀 𝗶𝘀 𝘁𝗵𝗲 𝗱𝗶𝘀𝗰𝘂𝘀𝘀𝗶𝗼𝗻 𝘄𝗲 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗮𝗱𝘃𝗮𝗻𝗰𝗲 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿: 𝘄𝗵𝗼 𝗶𝘀 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗯𝗹𝗲 𝘄𝗵𝗲𝗻 𝗺𝗮𝗰𝗵𝗶𝗻𝗲𝘀 𝗮𝗰𝘁, 𝗮𝗻𝗱 𝗵𝗼𝘄 𝗰𝗮𝗻 𝘀𝘂𝗽𝗲𝗿𝘃𝗶𝘀𝗶𝗼𝗻 𝗸𝗲𝗲𝗽 𝗽𝗮𝗰𝗲? 𝗧𝗵𝗲 𝘁𝗮𝘀𝗸 𝗳𝗼𝗿 𝗿𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘀 𝗮𝗻𝗱 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗶𝘀 𝘁𝗼 𝘁𝘂𝗿𝗻 𝘁𝗵𝗼𝘀𝗲 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗶𝗻𝘁𝗼 𝗿𝘂𝗹𝗲𝘀 𝘁𝗵𝗮𝘁 𝘄𝗼𝗿𝗸. 🎟 Grab your #SFF2026 Pass: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest

📸 Throwback to Investor Hours 2025: 500+ startups, 200+ investors, 50 markets, one lounge full of real deal flow. That was #SFF2025. Investor Hours 2026 is back, bigger, and sign-ups are officially open. 🎯 Founders: get 1-1 matched with investors whose mandate fits your raise 💼 Investors: meet pre-screened founders across 50 markets through curated speed matching 👉 Sign up as an Investor/ Founder: fintechfestival.sg/investor-… 🎟 Grab your #SFF2026 Startup Pass now: fintechfestival.sg/registrat…

📌 Your #SFF2026 meeting list starts today SFF MeetUp is now open. Pass holders can bookmark the investors, partners and clients they want to meet from today. Don't wait to book your meetings. Grab a pass with MeetUp and secure the people you need before their calendars fill up. 🎟️ Get your pass: fintechfestival.sg/registrat… #SingaporeFinTechFestival #SGFinTechFest #SFF2026