@philadelphiafed

The Federal Reserve Bank of Philadelphia serves eastern Pennsylvania, southern New Jersey, and Delaware.

 Philadelphia, PA
philadelphiafed.org/
Joined June 2009
  • Tweets11.8K
  • Following428
  • Followers74.7K
2.8KMedia
Join the thousands of for-profit #SmallBusinesses that take the annual #SmallBusinessCreditSurvey and help the #FederalReserve collect and share vital info on the current business climate. Your input drives change: bit.ly/4xe4dCM
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Registration is open for the Sixth Biennial Conference on Auto Lending. Connect with experts, policymakers, and practitioners as we explore current market trends and industry challenges. Join us October 30 in person or virtually. Learn more. bit.ly/4setE6A
A promotional image for the Sixth Biennial Conference on Auto Lending, organized by the Federal Reserve Bank of Philadelphia. The dates are October 29-30, 2026. The image includes an aerial view of a large, filled parking lot with rows of cars.

ALT A promotional image for the Sixth Biennial Conference on Auto Lending, organized by the Federal Reserve Bank of Philadelphia. The dates are October 29-30, 2026. The image includes an aerial view of a large, filled parking lot with rows of cars.

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New insights from our Consumer Credit Explorer: Delinquencies on auto loans & credit cards in DE, NJ & PA are at 20+ year highs. Debt stress hits younger, lower-income, and nonprime borrowers hardest. bit.ly/4jqiLfA

Consumer Credit Insights: Rising Delinquencies in the Third District States

This article offers a look at consumer debt conditions across Delaware, New Jersey, and Pennsylvania, using Consumer Credit Explorer data through Q2 2026.

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Manufacturing activity in the region continued to expand overall, according to the firms responding to the October Manufacturing Business Outlook Survey. bit.ly/4hMJUrR
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The diffusion index for current general activity declined for the second consecutive month, falling from 37.8 in September to 20.9 in October. The indicators for new orders and shipments also declined but remained positive this month.
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The firms continued to indicate overall increases in prices. The survey’s broad indicators for future activity continued to suggest expectations for growth over the next six months, although those expectations were less widespread this month.
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Philadelphia Fed retweeted
Federal Reserve
@federalreserveOct 9
@federalreserve releases results of the 2025 Survey of Consumer Finances, which provides the public and policymakers with detailed insights into the economic condition of American families: federalreserve.gov/newsevent… federalreserve.gov/econres/s… #FedSCF
Announcement graphic with financial documents in background. Text reads: 'Today we released the 2025 Survey of Consumer Finances, a triennial cross-sectional survey of U.S. families.' Board of Governors of the Federal Reserve System logo and text at bottom.

ALT Announcement graphic with financial documents in background. Text reads: 'Today we released the 2025 Survey of Consumer Finances, a triennial cross-sectional survey of U.S. families.' Board of Governors of the Federal Reserve System logo and text at bottom.

Informational graphic with icons of people figures and stacks of coins with up and down arrows representing financial changes. Text reads: 'The SCF provides a valuable detailed snapshot of U.S. family income, net worth, balance sheet components, credit use, and other financial experiences and attitudes.' Board of Governors of the Federal Reserve System logo and text at bottom.

ALT Informational graphic with icons of people figures and stacks of coins with up and down arrows representing financial changes. Text reads: 'The SCF provides a valuable detailed snapshot of U.S. family income, net worth, balance sheet components, credit use, and other financial experiences and attitudes.' Board of Governors of the Federal Reserve System logo and text at bottom.

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Credit card borrowers continued to manage their debt well while mortgage originations remain subdued in Q2 2026, according to the Large Bank Credit Card and Mortgage Data. bit.ly/4zkNJu8
The image features the text "Large Bank Credit Card and Mortgage Data" in the center, with "Federal Reserve Bank Philadelphia" below, against a background of financial graphs and data visualization elements.

ALT The image features the text "Large Bank Credit Card and Mortgage Data" in the center, with "Federal Reserve Bank Philadelphia" below, against a background of financial graphs and data visualization elements.

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This quarterly release includes data spanning back to 2012, now available in an interactive dashboard. For additional guidance, check out the updated methodology and FAQs here: bit.ly/4hR9JWr

Large Bank Credit Card and Mortgage Data - Frequently Asked Questions

Large Bank Credit Card and Mortgage Data - Frequently Asked Questions

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Philadelphia Fed President Anna Paulson’s trip to north central Pennsylvania explored how local businesses, community development organization, and educational institutions are navigating the economic landscape and preparing students for in-demand careers. bit.ly/3VxWL8q
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Thanks to @dfamilk, Dunham’s Department Store, Pop’s Culture Shoppe, Beck’s Bistro, the Williamsport/Lycoming Chamber of Commerce, @PennCollege, Jason Fink, Dr. Michael Reed, Randy Black, and everyone who shared their valuable perspectives.
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Registration is closing soon for our annual cybersecurity conference for financial industry leaders and information security professionals. View the agenda and register for this full-day virtual event on October 8. bit.ly/4dselAJ
A group of people stand discussing in front of a large digital screen displaying data and charts. The top of the image features the text "Stronger Together: Strategies for Cyber and Fraud Resilience" with the date "October 8, 2026," and the logo for FRB PHL.

ALT A group of people stand discussing in front of a large digital screen displaying data and charts. The top of the image features the text "Stronger Together: Strategies for Cyber and Fraud Resilience" with the date "October 8, 2026," and the logo for FRB PHL.

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Philadelphia Fed retweeted
Phila Fed Research@PhilFedResearchOct 5
Real-world spending and saving behaviors of couples and families are more complex than existing economic models suggest. A new model from Andrew Hertzberg accounts for this difference and what it means for household finances. #ResearchInFocus bit.ly/4jzOR8q

Why Couples Overspend Even When Both Partners Are Rational Savers

Research in Focus — A new model shows that shared household finances create a

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Explore emerging #fraud trends, evolving cyber risks, and practical strategies to strengthen institutional resilience at the Philadelphia Fed’s virtual Financial Institutions and Law Enforcement #Cybersecurity Conference on October 8. bit.ly/4dselAJ
A group of people stand discussing in front of a large digital screen displaying data and charts. The top of the image features the text "Stronger Together: Strategies for Cyber and Fraud Resilience" with the date "October 8, 2026," and the logo for FRB PHL.

ALT A group of people stand discussing in front of a large digital screen displaying data and charts. The top of the image features the text "Stronger Together: Strategies for Cyber and Fraud Resilience" with the date "October 8, 2026," and the logo for FRB PHL.

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Philadelphia Fed retweeted
Anna Paulson@annap_2013Oct 2
Today’s trip to Williamsport highlighted how communities are navigating economic trends through innovations in both education and industry. Thanks to everyone at the Williamsport/Lycoming Chamber of Commerce and @PennCollege for the warm welcome and helpful perspectives.
A group of individuals is seated around rectangular tables arranged in a U-shape at a formal meeting. A large banner for the Williamsport/Lycoming Chamber of Commerce is displayed prominently at the center. Two central figures have papers in front of them, engaging in discussion.

ALT A group of individuals is seated around rectangular tables arranged in a U-shape at a formal meeting. A large banner for the Williamsport/Lycoming Chamber of Commerce is displayed prominently at the center. Two central figures have papers in front of them, engaging in discussion.

Two individuals are in a workshop. One, wearing a red jacket, observes as the other, wearing a dark suit and bow tie, discusses metal pieces on a workbench. The background contains various machinery.

ALT Two individuals are in a workshop. One, wearing a red jacket, observes as the other, wearing a dark suit and bow tie, discusses metal pieces on a workbench. The background contains various machinery.

Three people are standing and talking in a room. One person is wearing a red blazer and the others are in blue shirts with a logo. There is a cabinet with keys behind them on a wooden shelf.

ALT Three people are standing and talking in a room. One person is wearing a red blazer and the others are in blue shirts with a logo. There is a cabinet with keys behind them on a wooden shelf.

A group of people stand inside an industrial facility, possibly a factory or manufacturing plant. There is a forklift in the background, along with various machinery and equipment. The scene includes individuals dressed in formal attire, observing the surroundings.

ALT A group of people stand inside an industrial facility, possibly a factory or manufacturing plant. There is a forklift in the background, along with various machinery and equipment. The scene includes individuals dressed in formal attire, observing the surroundings.

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Philadelphia Fed retweeted
Anna Paulson@annap_2013Oct 1
My trip to Wellsboro, PA, provided insights into how the dairy industry, small businesses, and local leaders are keeping rural economies vibrant. Thanks to @dfamilk, Dunham’s Department Store, Pop’s Culture Shoppe, Beck’s Bistro, and everyone who shared their perspectives.
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PA now requires a standalone personal finance course for graduation. The Philadelphia Fed is helping teachers prepare with our Keys to Financial Success curriculum. Learn how we support financial literacy in our District and nationwide. bit.ly/3TCtoRH

Dollars and Sense: Philadelphia Fed Preps Teachers for New Personal Finance Mandate

As Pennsylvania rolls out a new personal finance graduation requirement, the Philadelphia Fed is equipping teachers with its proven Keys to Financial Success curriculum to help students build...

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Updated with Q3 2026 data, the Monetary Policy Benchmarks explorer compares forecasts for GDP growth, PCE inflation, unemployment, and the federal funds rate under alternative policy scenarios, all starting from the same economic conditions. bit.ly/4hyn45A
Close-up of U.S. currency featuring Alexander Hamilton on a ten-dollar bill and Abraham Lincoln on a five-dollar bill.

ALT Close-up of U.S. currency featuring Alexander Hamilton on a ten-dollar bill and Abraham Lincoln on a five-dollar bill.

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The Philadelphia Fed’s annual cybersecurity conference is back October 8 — virtual and free to attend. Hear from experts on emerging fraud threats and strategies to protect your institution. Don’t miss out. Event details and registration -> bit.ly/4dselAJ
A group of people stand discussing in front of a large digital screen displaying data and charts. The top of the image features the text "Stronger Together: Strategies for Cyber and Fraud Resilience" with the date "October 8, 2026," and the logo for FRB PHL.

ALT A group of people stand discussing in front of a large digital screen displaying data and charts. The top of the image features the text "Stronger Together: Strategies for Cyber and Fraud Resilience" with the date "October 8, 2026," and the logo for FRB PHL.

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Philadelphia Fed retweeted
Phila Fed Research@PhilFedResearchSep 29
U.S. manufacturing may be more productive than official stats suggest. Recent research shows quality improvements in durable goods are boosting productivity beyond what traditional measures capture. Read more in our latest #ResearchInFocus. bit.ly/4hcsrc3

Are Conventional U.S. Manufacturing Productivity Statistics Understating Productivity Growth?

Research in Focus — Enghin Atalay of the Philadelphia Fed and his coauthors adjusted manufacturing total factor productivity statistics using consumer prices to account for product quality improvem...

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