A global, multi-trillion-dollar financial system is broken: Payroll In the US alone, it’s a $10T market still running on 50-year-old rails. PACT partners with payroll providers to upgrade the entire stack with stablecoin infrastructure. This is how finance moves onchain.

That is where PACT comes in. We supply end-to-end stablecoin infrastructure for the foundation of the financial world: payroll, credit, payments, cards, and more.

Tokenized assets sit ~$65B – a huge milestone. But still, it's just 0.02% of traditional finance's $300T footprint. The model is proven, but the industry is still at step zero with enormous potential to fulfill.

PACT builds the missing rails: → Institutional credit infrastructure → Onchain liquidity → Automated stablecoin settlement This is how you bring the scale of real-world finance onchain.

Over $466.7K in protocol fees collected and 146.4M $PACT tokens repurchased. Track live buyback records, venue details, and execution logs on the PACT Foundation Transparency Hub.

Global remittances reached $905B in 2024. Still, sending $200 through legacy rails costs an average of 6.36%, plus time delays and FX spreads. Traditional finance taxes cross-border payments. PACT replaces it with instant, low-cost, stablecoin rails.

Momentum is accelerating across the PACT ecosystem. 3 major milestones were reached for the ecosystem, impacting the protocol, holders, and the future ahead. Get the details. ↓

USA₮ on Aave unlocks massive potential for tokenized finance and the PACT payroll stack. Imagine a worker drawing wages in USAT, receiving them in a PACT-powered embedded DeFi wallet, and seamlessly accessing Aave markets directly in-app. This is the tokenization impact.

A recent @IMFNews blog on tokenization highlights two key realities: → Credit leads the $65B tokenized market → It represents just 0.02% of traditional finance's $300T Onchain credit is driving institutional RWA adoption, and PACT is building the rails to connect it there.

Full execution details, including venue and units purchased, are updated onchain and reported quarterly. Complete documentation is available on the PACT Foundation Transparency Hub. ↓ pactfoundation.com/transpare…

PACT Foundation is excited to announce two major ecosystem updates that reinforce protocol value accrual and ecosystem alignment. 1) Token and Equity Alignment @pact_labs has officially migrated under PACT Deployment Inc., a wholly owned subsidiary of the PACT Foundation. All protocol IP and revenue now belong exclusively to the Foundation and PACT token holders – meaning 100% of protocol earnings stay within the foundation ecosystem governed by token holders, with no payouts to private equity investors. 2) Fee-Funded Token Buybacks are Live The fee-funded buyback program approved under Proposal PIP:003 is now active. After a $200k annual operating budget, 80% of net protocol fees fund open-market PACT token buybacks, while the remaining 20% flows to the protocol reserve. To date: → $466.7K collected in protocol fees → 146.4M PACT tokens bought back Repurchased tokens are held in a segregated vault and cannot be released without a governance vote, with a 10% cap on annual release earnings.

Visa surveyed 44,000 remitters across 20 countries. The top pain point? High fees and multi-day delays. Stablecoins change it all: → Instant settlement → 24/7 global availability → Onchain costs measured in pennies

Borderless finance is becoming simply finance. Real-time payroll, instant credit, enterprise payments, and liquidity pools are migrating onchain. No friction – no legacy delays. Just global capital moving at lightspeed, powered by PACT.

All data, tracking, and financial processes are migrating onchain. → Loans → Cards → Credit → Payroll → Wallets → Payments → Home loans → Receivables

The demand for global remittances is expanding rapidly. Global volume hit $905B in 2024, up 4.6%, with about one in eight people worldwide relying on them. In emerging markets and among gig-economy workers, sending funds cross-border is essential. With such a vital action, costs need to be low, and settlement needs to be fast. In the traditional environment, the average cost to send $200 is 6.36%, more than double the UN's 3% target for 2030. And settlement can take hours to days. Visa surveyed 44,000 remitters in 20 countries, and many results pointed to high fees as a top pain point. Stablecoin infrastructure changes everything. → Settlement happens in seconds → Rails are live 24/7 → Onchain costs are pennies PACT empowers fintechs to meet the demands of modern finance with seamless stablecoin infrastructure. And when you upgrade the systems the world relies on with onchain tech, you place stablecoins in the hands of users at the start and throughout their financial journey – in payroll, credit, payments, cards, and more. Sources: World Bank RPW, Visa Money Travels 2025

PACT is how legacy finance operates onchain. Building the orchestration layer for finance across payroll, credit, and payments: → $1.9B+ in credit originated onchain → US stablecoin payroll integrations → Wallet and enterprise dashboards → With more on the way

PACT Protocol Update Today marks a key date under PIP-003: BSFG's invoice ($466K+) is due. This is the first protocol fee flowing through the newly ratified framework – real usage, real revenue.

Participate in PACT governance right from your phone. → Stake PACT → Review and vote on proposals → Track rewards in real time Access it all directly inside the @PetraWallet mobile app.

PACT's progress isn't stopping. $1.9B+ in credit processed onchain is just the start. The legacy systems we rely on are all migrating onchain – PACT is the bridge.

PACT is touching down in Seoul for Korea Blockchain Week. We'll be on the ground connecting, educating, and expanding PACT's footprint across tokenized finance with the biggest movers in the space. LFPACT KBW! 🇰🇷