Mat Sorensen

Interested in using your retirement account to invest in alternative assets? Join us for the 2025 Alternative Asset Summit: altassetsummit.com Get your tickets here: altassetsummit.com/#ticket

This week, we’re talking alternative assets—and why your IRA doesn’t have to be limited to stocks, bonds, and mutual funds.
•
On the @DirectedIRA Podcast, “Top 10 FAQs for Self-Directed IRAs,” @markkohler and I break down the most common questions and misconceptions about using your IRA to invest in alternative assets like real estate, private funds, notes, and more.
•
Want to know what your IRA can and can’t do? Watch now via Youtube OR listen on all platforms now. Head to my Linktree: linktr.ee/MatSorensen, look for “Directed IRA Podcast” and play “Top 10 FAQs for Self-Directed IRAs” (episode from 3/31/25)
•
#SelfDirectedIRA #RetirementPlanning #Investing #SDIRA #SelfDirectedInvesting #RothIRA #DirectedIRA #AlternativeInvetments

Thinking about starting a business? Here’s why you need an LLC: ▪️Liability protection. If something goes wrong in the business, the LLC—not you personally—is responsible. That’s key for protecting your assets. ▪️Professionalism. Customers, vendors, and employees take you more seriously when you operate through an LLC. Without one, you risk looking like an amateur. ▪️Clarity with partners or investors. An LLC allows you to create an operating agreement that clearly defines ownership, roles, and responsibilities. ▪️Rental property owners. Holding rentals in an LLC helps you keep income, expenses, and liability separate—which is crucial for tax reporting and evaluating performance. Ready to set up your LLC the right way? Go to kkoslawyers.com and get started today.

Is there a penalty for moving your IRA to a self-directed IRA? A lot of people think they’ll get hit with taxes or penalties to self-direct their IRA. Not true. There’s no tax and no penalty when you move funds from a traditional IRA at a place like TD Ameritrade into a self-directed IRA with Directed IRA. The difference? A broker-dealer like TD won’t let you invest in private deals, real estate, or alternative assets. But with a self-directed IRA, you can. Same tax benefits. More investment options. Your IRA, your way. Start at DirectedIRA.com to learn more.

Self-Directed IRAs vs. Traditional IRAs: Key Differences When planning for retirement, one size doesn’t fit all. Comparing self-directed IRAs to traditional IRAs can help you determine which option is best for achieving your unique financial goals. Here’s how they differ in two critical areas: Investment Options Traditional IRAs: Typically limited to stocks, bonds, and mutual funds. Self-Directed IRAs: Broader opportunities like real estate, private equity, notes, and more. Control Over Investments Traditional IRAs: Managed by financial institutions or advisors who make investment decisions within limited options. Self-Directed IRAs: You take the driver's seat, making decisions and building a personalized portfolio. Whether you prefer the simplicity of a traditional IRA or the flexibility and control of a self-directed IRA, your choice has a significant impact on how you grow your retirement savings. Think a self-directed IRA might be right for you? Visit our website directedira.com/traditional-… to explore a side-by-side comparison and see how it aligns with your vision for the future. Your financial future, your choice.

Most Americans are way too invested in the stock market. Their 401(k), IRA, even their personal savings—it’s all in stocks. That’s not how the wealthy invest. Mass affluent investors (around $1M net worth) have 86% of their money in the market. But the ultra-wealthy—those with $10M+? Only 19% is in the stock market. The rest is in alternatives like real estate, private equity, oil & gas, and private companies. At Directed IRA, we’ve helped clients put over $2.5 billion into non-publicly traded investments—inside their retirement accounts. It’s time to stop following the crowd and start thinking like the wealthy. Visit directedira.com to take control of your retirement.

Think you can’t self-direct your IRA? Let’s clear this up! The real issue isn’t what you’re buying—it’s who your IRA is transacting with. Disqualified persons (like you, your spouse, kids, or parents) can’t do deals with your IRA, or you risk a prohibited transaction. And trust me, you don’t want that! So, before you get creative with your IRA investments, make sure you're playing by the rules. #SelfDirectedIRA #ProhibitedTransactions #WealthBuilding

A common strategy for real estate investors is structuring LLCs to bring in cash partners. I had a client—who was also a lawyer—who did this repeatedly for fix-and-flip deals. He would take 50% ownership of an LLC while IRA investors provided the other 50% as cash partners. Sometimes, it was a single investor; other times, multiple investors split the equity. Here’s how it worked: •The cash partners put up 50% of the capital. •Once the property was flipped and sold, they got their investment back. •Profits were then split based on ownership percentages. He completed 30-40 of these deals and still owns several LLCs with ongoing investments. The ownership split doesn’t have to be 50/50—it can be structured however the partners negotiate, whether it's 10%, 20%, or any other arrangement. This same approach can apply beyond real estate to other business opportunities, allowing an active partner to do the work while cash investors fund the deal.

Had an incredible weekend speaking at Secrets of Successful Syndication and SquadUp Summit! Loved teaching people how to invest in real estate and alternative assets with a Self-Directed IRA. Deal Makers Live with Pace Morbywas a blast—doing live investment deals in front of the audience was next level. Always great linking up with Pace and Jamil Damji for SquadUp. Looking forward to more events and helping more people take control of their investments!

Who knew? Vince Vaughn’s investing game might just be as sharp as his acting skills! He started small with rental properties, learned about depreciation, and grew his portfolio with farms and prime real estate. The takeaway? Invest in income-producing assets that not only pay you now but also appreciate over time. Whether you’re working 9-5 or starring in Hollywood, building wealth is about making your money work for you! Follow along for more wealth-building tips.

Did you know you can invest in crypto using an IRA? Whether you're using traditional IRA dollars, Roth IRA, or even HSA funds, once your crypto is in your Gemini account, you can trade popular currencies like BTC, Solana, XRP, Ethereum, and over 60 more! Ready to take your IRA to the next level? Learn how to get started here: directedira.com/cryptocurren…

Self-Directing Your IRA: What Can You Actually Invest In? Mark and I had a little fun with this one, but the point is serious—you can invest in way more than just stocks. Real estate, private funds, crypto, small businesses, even cows (yes, really). Your IRA is more powerful than you think. Watch us go back and forth on the possibilities, and let us know—what would YOU invest in?

The Self-Directed IRA Summit is back. Join us April 26th in Austin, Texas (or attend virtually) for the ultimate event on taking control of your retirement. Your IRA and 401(k) don’t have to be limited to stocks and mutual funds—you can invest in real estate, private companies, crypto, small businesses, oil and gas, and more. Learn from industry experts, master the strategies and rules, and network with like-minded investors. Seats are limited—register now and secure your spot. Sdirasummit.com

Chapter 7 bankruptcy is the ultimate reset for a business drowning in debt. It’s a liquidation process, meaning the company shuts down, but in return, its debts are completely wiped out. A court-appointed trustee takes over, sells off any business assets—like equipment, inventory, or property—to pay off creditors. If there aren’t enough assets, the remaining debts are simply discharged. The upside? Business owners can walk away without lingering liabilities. The downside? The company is gone for good. Knowing when to cut losses and start fresh is key.

BOI Requirement Does Not Apply to U.S. LLCs and Corporations. Check out my article here for full details: matsorensen.com/boi-requirem…

3/21/25-BOI Update! all U.S. entities are now EXEMPT from Beneficial Ownership Information (BOI) reporting. This is a major reversal from the original rule and raises big questions about why this change happened and what it means for business owners.

If you're considering a Backdoor Roth IRA, the pro rata rule is something you can’t afford to overlook. It impacts how your conversion is taxed and could lead to unexpected costs if you’re not prepared. In this video, I’ll break down what you need to know to navigate it the right way

Check out my latest article:  BOI Reporting Requirement Halted: What Business Owners Need to Know linkedin.com/pulse/boi-repor… via @LinkedIn

Avoid This Costly IRA Mistake Your IRA can't transact with you personally. That means you can’t buy or sell something from your own IRA—or have your spouse’s IRA jump in later. If you already own an LLC 100% through your IRA, you can’t personally buy in later without breaking the rules. The right way? If you and your spouse’s IRAs want to invest together, you must co-invest at the start—before any transactions happen. Set up the LLC from the beginning with both IRAs funding their shares. That way, you stay compliant and maximize your investment potential. Have questions about co-investing with your IRA? Drop them in the comments.

The IRA is the go-to retirement account for a reason—actually, a few reasons. 1️⃣ More investment options – With an IRA, you’re not just limited to stocks, ETFs, and mutual funds like in a 401(k). You can also go the self-directed route (like we do at Directed IRA) and invest in real estate, private companies, startups, or even crypto. 2️⃣ Lower fees – Unlike 401(k)s, IRAs don’t come with employer plan fees. Plus, you’re in full control—no need to go through your old employer’s HR just to make changes. More flexibility, lower costs. That’s why so many people choose IRAs. Ready to take control of your retirement? Start your self-directed IRA Journey today at DirectedIRA.com!