Mike Schiemer of @DividendVisions expects the ETF industry to become more crowded over the next 5 to 10 years. More funds could mean more competition, acquisitions, and closures. But he also sees that competition driving better products, marketing, and transparency. Not every provider will survive.

The US economy looks very different depending on how much wealth you already have. Mike Schiemer of @DividendVisions points to inflation, national debt, rising living costs, and housing affordability as major concerns, especially for younger generations trying to build financial stability.

Nobody knows for sure whether Google, Microsoft, Tesla, or SpaceX will ultimately win the AI race. Mike Schiemer of @DividendVisions suggests looking at the underlying business instead: contracts, revenue visibility, and margins. You don't have to predict the ultimate winner if you can evaluate the economics of the business.