Compare India’s best credit cards under one roof and apply for the one that fits your needs!

India
Joined August 2021
From 10% cashback on food and groceries to massive discounts on restaurant bills, the right credit card can help you save big every time you eat out or order in. We have rounded up some of the best credit cards for food ordering and dining in India 👇 Which card are you using to save on food? 😋 cardinsider.com/best-credit-…
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Zomato, Blinkit & District users, this one's for you! 🍔🛍️🎬 The Eternal SBI Credit Card offers up to 10% instant discounts, 5% cashback on select partners, and a monthly BOGO movie ticket benefit. Is it worth the ₹499 annual fee? We’ve broken down all the benefits, fees, caps & exclusions in our full review 👇 cardinsider.com/sbi-card/ete…
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🚨 RBL Bank has launched its festive Top Spender Campaign! 🎁 The top 100 eligible credit cardholders can choose ONE reward from: 📱 Apple iPhone 18 Pro (256 GB) 🪙 Tanishq 10 gm Gold Coin 🏨 Oberoi Hotels Voucher 🚢 Cordelia Cruises Voucher ✈️ Air India Voucher Plus, select customers can unlock assured gift vouchers from Amazon, Flipkart, Swiggy, Myntra & more by meeting personalized spend targets. 📅 Offer Period: 8 Oct – 11 Nov 2026 ⚠️ Enrolment is mandatory cardinsider.com/blog/rbl-ban…
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🚨 A few updates on the upcoming SBI Eternal Credit Card! This one is shaping up to be an interesting card for everyday spends 👀 Here’s what to expect: 🔥 10% instant discount on Zomato, District & select Blinkit spends (electronics and beauty), capped at ₹2,000/month across Eternal brands. 🛒 5% instant discount across all Blinkit categories, with the same ₹2,000 monthly cap. 🍽️ Complimentary 6-month Zomato Gold membership. 💸 5% cashback on ixigo, Urban Company, Uber & Apollo 24/7, capped at ₹1,000/month. 💳 1% cashback on eligible spends across categories, including eligible UPI transactions, capped at ₹500 per month. 🎬 Buy 1 Get 1 movie tickets on District, with up to ₹200 off the second ticket. 🎯 Annual fee waiver on spends of ₹2 lakh or more. Cashback is not applicable on utility bills and services, jewelry, rent, fuel, wallet loads, government payments, gaming, insurance, school fees, and EMI transactions. cardinsider.com/blog/sbi-car…
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🚨 ICICI Bank launches the 1838 Reserve Credit Card! The much-awaited ultra-premium credit card is finally here, with a joining and annual fee of ₹1,75,000 + GST. And as predicted, the card is issued on the Visa Infinite Privilege network! 👀 Inspired by the founding year of The Times of India, the 1838 Reserve comes with an interesting story, a premium design, and a host of luxury lifestyle benefits. But does the proposition justify its hefty price tag? Let's take a look. 👇 💳 Key Details • Joining Fee: ₹1,75,000 + GST • Annual Fee: ₹1,75,000 + GST • Annual Fee Waiver: Not Available • Domestic Reward Rate: 3% • International Reward Rate: 2% • Network: Visa Infinite Privilege • Availability: Invite-only ✨ Welcome Benefits 🏡 Complimentary overnight stay at select Lohono Stays Platinum Villas (stated value: ₹50,000) 🎁 Luxury gift from Marshall, Smeg or Le Creuset via Tata CLiQ Luxury (stated value: ₹25,000) 🏛️ Curated museum experience for two through Klook (stated value: ₹7,500) 🥂 Luxury Lifestyle Benefits • The Quorum Club membership, with access to over 280 private clubs across 52 countries • Dedicated concierge service by Crib Life • Four Truefitt & Hill Royal Signature Services annually 🌍 Visa Infinite Privilege Benefits • Complimentary Harrods Gold Tier status • Accor+ Explorer membership with Accor Gold tier status • ITC Hotels' stay-three-pay-for-two offer The 1838 Reserve certainly looks the part, and the Visa Infinite Privilege network adds to its exclusivity. However, with an annual fee of nearly ₹2.07 lakh including GST, the benefits need to deliver substantial value to justify the cost. A premium name and beautiful design can grab attention, but the real test is whether the benefits live up to the price tag. cardinsider.com/blog/1838-re…
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Planning an international trip? Don't forget to carry an eligible Visa Credit Card. The revamped Visa Power Travel offer lets you earn rewards on overseas spends, over and above your regular credit card rewards: 💰 0.5% on eligible overseas in-person spends & ATM withdrawals 📱 10% on eligible Tap to Pay transactions via Google Pay & Samsung Pay 🎁 ₹10,000 Jetsetter Bonus on ₹1 lakh spend across 20 eligible transactions 🎓 ₹12,000 Education Bonus on eligible overseas education spends And that's not all. Rewards can be redeemed for Amazon or Air India gift cards, with the campaign running until 31 January 2027. We've also shortlisted some of the best Visa Credit Cards for Visa Power Travel, keeping forex markup, international rewards, and Visa benefits in mind. One important thing: register your card before making eligible spends. cardinsider.com/blog/rewards…
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🚨 SBI Card is gearing up to launch a NEW co-branded credit card! 💳🔥 Introducing the ETERNAL SBI Card 👀 And the benefits are clearly centered around the Eternal ecosystem: 🍔 10% Instant Discount on Zomato 🛵 10% Instant Discount on Blinkit (Non-Grocery) 🎬 10% Instant Discount on District 💰 5% Valueback on select merchants 🎟️ Buy 1 Get 1 Movie Ticket every month on District Zomato + Blinkit + District = basically everyday spending covered. cardinsider.com/blog/sbi-car…
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HDFC has rolled out a limited-period anniversary offer where Marriott Bonvoy cardholders can earn up to 30,000 bonus Marriott Bonvoy points: 💳 Spend ₹1.5 lakh → 15,000 bonus points 💳 Spend ₹2.5 lakh → 30,000 bonus points 📅 Offer Period: 1 Oct – 30 Nov 2026 📝 Registration required by 10 Nov 2026 ✈️ Domestic + international spends count ❌ EMI & wallet loads excluded 🎁 Bonus points are over and above regular rewards And yes, those planning their festive-season spends can potentially make good use of this. cardinsider.com/blog/earn-bo…
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🚨 Axis Bank has made MAJOR changes to its EDGE Rewards/Miles transfer program. Accor is BACK - but at revised transfer ratios. ITC Hotels is OUT entirely. And there’s more 👇 🔹 Cathay Pacific, Lufthansa & Hilton added 🔹 Flying Blue, Qantas & Air India moved to Group A 🔹 New transfer ratios The Air India move to Group A is particularly interesting for those who transfer large amounts of EDGE Rewards. cardinsider.com/blog/axis-ba…
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BOBCARD Etihad Premium Cardholders, check your inbox 👀 BOBCARD has rolled out a limited-period Spend & Win offer for selected customers: 💰 Spend ₹20,000+ between 21 Sep – 20 Oct 🏨 Top 10 spenders → ₹10,000 Marriott voucher 🛍️ Next 2,500 eligible spenders → ₹1,500 Amazon/equivalent voucher And yes, you continue earning your regular rewards + milestone benefits alongside this. The catch? You need to be specifically selected for the offer. Full details 👇 cardinsider.com/blog/bobcard…
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Equitas PowerMiles cardholders… the wait continues. The much-awaited 1:1 miles transfer feature, earlier expected in September 2026, has now been pushed to March 2027. The feature is expected to bring transfers to select airline & hotel partners. September 2026 ❌ → March 2027 ⏳ Hopefully, this is the final ETA. 🤞
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🏝️ Kotak Solitaire Credit Card holders can now unlock special rates at Anantara Vacation Club properties! Stay at select properties across Thailand, Bali & Dubai from USD 399. ✨ Complimentary breakfast for up to 4 🚕 Return local airport transfers 🏨 2-bedroom apartments/villas at select properties 💳 Payment via eligible Kotak card required There’s also an optional 90–120 min Anantara Vacation Club presentation, with a USD 100 resort voucher for eligible attendees. Availability is subject to the specified room categories and offer terms. Full details 👇 cardinsider.com/blog/kotak-b…
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✈️ Up to ₹2,000 in travel vouchers with Amazon Pay ICICI Credit Card! Spend ₹25,000+ on eligible offline transactions in a calendar month and get a ₹1,000 Amazon Pay travel voucher. Spend ₹50,000+ entirely on international offline spends and get an additional ₹1,000. 📅 Valid till 30 September 2026 A pretty interesting offer if you already have upcoming international spends. 👀 cardinsider.com/blog/amazon-…
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🧘‍♂️ Elixir is gearing up to launch a wellness-focused credit card, and it’s taking a rather different approach to premium card benefits. 💳✨ 💆‍♀️ The upcoming card will offer premium spa experiences powered by DreamFolks, along with complimentary gym access 🏋️‍♂️, a wellness marketplace 🛍️, and fitness-linked rewards 🎁. 🌿 Instead of focusing solely on traditional travel and lifestyle perks, Elixir appears to be putting wellness at the center of its premium card proposition. ⏳ More details on the card’s fees, rewards structure, and official launch are awaited. 🔍 cardinsider.com/blog/elixir-…
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Amazon Pay + Kotak Mahindra Bank have launched a new credit card for small businesses. 💳 The Amazon Pay Kotak Business Credit Card is designed for sole proprietors registered on Amazon Business and offers: • Up to 5% cashback for Prime members • 3% cashback for non-Prime members • 2% cashback on Amazon Pay bills & recharges • 1% cashback on other eligible spends • Up to ₹20,000 AWS credits • Up to 18% GST benefits on eligible business spends The card has a ₹499 annual fee, which can be waived on eligible annual Off-Amazon spends of ₹3 lakh. cardinsider.com/blog/amazon-…
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OFFER EXTENDED Axis Bank is offering 10,000 IndiGo BluChips as the welcome benefit, up from the usual 5,000, along with a 6E Eats voucher. The limited-period offer is valid till 31 October 2026. ✈️ The card also offers 7 BluChips/₹100 on IndiGo spends and 2 BluChips/₹100 on other eligible spends, along with lounge access, BOGO movie tickets, and milestone rewards. For frequent IndiGo flyers, this could be an interesting time to get the card. 👀 cardinsider.com/blog/indigo-…
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PhonePe SBI Credit Cards are currently available First-Year Free 👀💳 The ₹499 joining fee on the PhonePe SBI Purple and ₹1,499 fee on the PhonePe SBI SELECT BLACK are being waived from 8 September to 31 October 2026 🎉 One catch: the usual welcome gift card is not available under this offer 🎁❌ If you’ve been eyeing either card for UPI, utility bills, insurance & online spends, this could be a good time to apply 👌🔥 cardinsider.com/blog/phonepe…
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🚨 Axis Bank has launched the Scapia Credit Card! The popular travel-focused card, previously available with BOBCARD and Federal Bank, now gets a new issuer in Axis Bank. The core proposition remains largely the same 👇 💳 10% rewards on eligible Mastercard spends ✈️ 20% rewards on travel via Scapia App 🌍 Zero forex markup 🛋️ Unlimited domestic lounge access after ₹20K monthly spend 🪙 Redeem rewards as Scapia Coins With Axis Bank’s wider reach, this could give Scapia a much bigger runway. 👀 cardinsider.com/blog/axis-ba…
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🚨 HDFC Bank is gearing up to launch two new PIXEL Times credit cards — Rush and Move. 💳 PIXEL Times Rush: ₹1,000 + GST 💳 PIXEL Times Move: ₹500 + GST 🎯 Renewal fee waived on ₹1 lakh annual spends 🎁 2 Reward Points/₹200 spent 📲 Up to 2,000 RP/month on RuPay UPI 🌍 3.5% forex markup Both cards will expand HDFC Bank’s PIXEL lineup alongside PIXEL Play & PIXEL Go. Full details 👇 cardinsider.com/blog/hdfc-la…
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